$525,000
SOLD DEC 4, 2025

20810 Rivers Ford Estero, FL 33928

3 Beds
2 Baths
2,065 Sq Ft
6,316 Sq Ft Lot

Recently Sold

$254 Per Sq Ft

16% Below List Price

268 Days on Market

Highlights

  • Golf Course Community
  • Fitness Center
  • Lake View
  • Fort Myers High School Rated A
  • Concrete Pool
  • Clubhouse

About This Home

As of December 2025

Welcome to one of the largest single-family floor plans in the highly sought-after Country Creek community, right in the heart of the Village of Estero! This was the original Canterbury model home, you'll notice many designer upgrades! This home is located in the premier Estates section and offers just under 2,100 sq. ft. of living space with 3 bedrooms, 2 baths, and a 2-car garage. Situated on a prime end lot with only one neighboring home, this property provides exceptional privacy along with breathtaking golf course and long lake views from your lanai. And the best part? Your very own gorgeous and refreshing pool & hot tub—perfect for relaxing or entertaining! Key features & updates include:
- Gorgeous private pool & hot tub for year-round enjoyment.
- New shingle roof (2017) for peace of mind.
- New refrigerator (2023) to complement the beautiful white kitchen.
- Luxury vinyl flooring throughout (2019)—stylish & durable!
- Expansive master suite with lanai access, dual sinks, soaking tub & separate shower and large walk-in closet.
- Formal dining room & separate breakfast nook—perfect for entertaining!
- Hurricane protection for all windows and doors, featuring mostly electric shutters and accordion shutters on select windows for added security and peace of mind. All this in a low-fee, bundled golf community offering golf, a clubhouse, restaurant, 5 tennis courts, 5 swimming pools, bocce ball, a fitness center, and more! Plus, club membership is transferable to renters. Unbeatable location! Just minutes from Coconut Point Mall, Miromar Outlets, and SWFL Airport. This is Florida living at its finest—schedule your private tour today!

Last Agent to Sell the Property

Michael Jackson

Local Real Estate LLC Brokerage Phone: (239) 919-6315 Listed on: 01/31/2025

Last Buyer's Agent

Kyle Suhr

John R. Wood Properties

John R. Wood Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,769

Year Built

  • Built in 1999

Lot Details

  • 6,316 Sq Ft Lot
  • 51 Ft Wide Lot
  • Landscaped
  • Rectangular Lot
  • Property is zoned RPD

HOA Fees

Parking

  • 1 Car Attached Garage

Property Views

  • Lake
  • Golf Course

Home Design

  • Concrete Block With Brick
  • Concrete Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • Property has 1 Level
  • Vaulted Ceiling
  • Ceiling Fan
  • Window Treatments
  • Great Room
  • Formal Dining Room
  • Home Office
  • Library
  • Screened Porch
  • Vinyl Flooring
  • Fire and Smoke Detector

Kitchen

  • Breakfast Room
  • Breakfast Bar
  • Self-Cleaning Oven
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • In-Law or Guest Suite
  • 2 Full Bathrooms
  • Soaking Tub

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Pool

  • Concrete Pool
  • Heated In Ground Pool
  • Heated Spa
  • In Ground Spa

Outdoor Features

  • Patio

Utilities

  • Central Air
  • Heating Available
  • Underground Utilities
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 27-46-25-E4-080H5.0010
  • Tax Block H5

Community Details

Overview

  • Villages At Country Creek Subdivision
  • Mandatory home owners association

Amenities

  • Restaurant
  • Clubhouse

Recreation

  • Golf Course Community
  • Public Golf Club
  • Tennis Courts
  • Bocce Ball Court
  • Shuffleboard Court
  • Fitness Center
  • Community Pool
  • Community Spa
  • Putting Green
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,769

Year Built

Built in 1999

Lot Details

0

HOA Fees

$430 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 1999
  • Property Sub Type: Single Family Residence
  • Community Features: Clubhouse, Pool, Fitness Center, Golf, Putting Green, Restaurant, Sidewalks, Street Lights, Tennis Court(s)
  • Horses: No
  • Lot Features: Regular
  • Park Name: COUNTRY CREEK
  • Is Senior Community?: No
  • Spa Features: Community, Below Ground, Concrete, Equipment Stays, Heated Electric
  • Has View?: Yes
  • Security Features: Smoke Detector(s)
  • Association Amenities: Bike And Jog Path, Bocce Court, Clubhouse, Pool, Community Room, Spa/Hot Tub, Fitness Center, Golf Course, Library, Putting Green, Restaurant, Shuffleboard Court, Sidewalk, Streetlight, Tennis Court(s), Underground Utility
  • Association Fees: 5153
  • Has H O A?: Yes
  • Co List Office Mls Id: LREL
  • Standard Status: Closed
  • Subdivision Name: VILLAGES AT COUNTRY CREEK
  • Architectural Style: Ranch, Single Family
  • Has Fireplace?: No
  • Unit Levels: 1
  • Is New Construction?: No
  • Structure Type: House
  • Golf Type: Golf Bundled, Golf Public
  • OpenHouseCount: 10
  • Elevator: None
  • Boat Access: None
  • LastChangeTimestamp: 2025-12-04T21:31:38.167Z
  • Community Type: Golf Course, Tennis
  • BridgeModificationTimestamp: 2025-12-04T21:32:57.837Z
  • ListAgent_MUI: 13213387
  • CDOM: 307
  • Building Desc: 1 Story/Ranch
  • Equipment: Auto Garage Door, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Self Cleaning Oven, Washer
  • DOM: 268
  • Additional Rooms: Den - Study, Great Room, Guest Bath, Guest Room, Home Office, Laundry in Residence, Screened Lanai/Porch
  • NABOR_ListPrice: 539000
  • Special Features: VirtualTour

Interior Features

  • Flooring: Vinyl
  • Interior Amenities: Pantry, Smoke Detectors, Vaulted Ceiling(s), Walk-In Closet(s), Window Coverings
  • Private Spa: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Self Cleaning Oven, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Stories: 1
  • Window Features: Window Coverings
  • Room Bedroom Features: Split Bedrooms
  • Room Dining Room Features: Breakfast Bar, Breakfast Room, Formal
  • Kitchen Description: Pantry

Exterior Features

  • Roof: Shingle
  • View: Golf Course, Lake, Landscaped Area
  • Exterior Features: Screened Lanai/Porch
  • Pool Features: Community, Below Ground, Concrete, Equipment Stays, Electric Heat
  • Has Private Pool?: Yes
  • Waterfront Features: None
  • Construction Type: Concrete Block, Stucco
  • Foundation Details: Concrete Block
  • Other Structures: Tennis Court(s)
  • Patio And Porch Features: Patio

Garage/Parking

  • Garage Spaces: 1
  • Has Attached Garage?: Yes
  • Has Carport?: No
  • Covered Parking Spaces: 1
  • Has Attached Garage?: Yes
  • Parking Features: Attached
  • Total Parking Spaces: 1

Utilities

  • Cooling: Ceiling Fan(s), Central Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Laundry Features: Laundry in Residence
  • Green Building Features: DSL/Cable Available
  • Heating: Central Electric
  • Water Source: Central

Condo/Co-op/Association

  • Pets Allowed: Limits

Lot Info

  • Waterfront: No
  • Parcel Number: 27-46-25-E4-080H5.0010
  • Lot Size Sq Ft: 6316
  • Land Lease Expiration Date: 2025-12-31
  • Additional Parcels: No
  • Zoning: RPD

Rental Info

  • Lease Term: Buyer Finance/Cash,FHA,VA

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 6768.69
  • Tax Block: H5

Multi Family

  • Number Of Units Furnished: Turnkey
  • Number Of Units Total: 1

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 31, 2025
Closed on
Nov 25, 2025
Sold by
Kocher Sharen
Bought by
Incarnato Charles Joseph and Incarnato Ruthanne E
Seller's Agent
Michael Jackson
Local Real Estate LLC
Buyer's Agent
Kyle Suhr
John R. Wood Properties
List Price
$625,000
Sold Price
$525,000
Premium/Discount to List
-$100,000
-16%
Views
170

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
82.92%

Purchase Details

Closed on
Apr 3, 2013
Sold by
Whittle Mary A and Whittle Joseph M
Bought by
Kocher Sharen

Purchase Details

Closed on
Apr 26, 2000
Sold by
U S Home Corp
Bought by
Whittle Joseph M and Whittle Mary A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
8.23%
Source: Public Records
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $525,000 Cottrell Title
Warranty Deed $325,000 Winged Foot Title Llc
Warranty Deed $250,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $200,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/04/2025 12/04/25 Sold $525,000 -2.6% $254 / Sq Ft
10/26/2025 10/26/25 Pending -- -- --
10/09/2025 10/09/25 Price Changed $539,000 -2.0% $261 / Sq Ft
06/10/2025 06/10/25 Price Changed $550,000 -6.8% $266 / Sq Ft
03/10/2025 03/10/25 Price Changed $590,000 -3.3% $286 / Sq Ft
03/09/2025 03/09/25 Price Changed $610,000 -2.4% $295 / Sq Ft
01/16/2025 01/16/25 For Sale $625,000 -- $303 / Sq Ft
Source: Multiple Listing Service of Bonita Springs-Estero

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,769 $481,185 -- --
2024 $5,812 $437,441 -- --
2023 $5,812 $397,674 $0 $0
2022 $5,207 $361,522 $0 $0
2021 $4,753 $329,558 $73,040 $256,518
2020 $4,449 $298,778 $71,680 $227,098
2019 $4,505 $301,206 $72,900 $228,306
2018 $4,216 $275,368 $72,900 $202,468
2017 $4,719 $302,010 $72,900 $229,110
2016 $4,567 $286,182 $72,900 $213,282
2015 $4,494 $272,996 $72,000 $200,996
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Multiple Listing Service of Bonita Springs-Estero

MLS Number: 225010026

Multiple Listing Service of Bonita Springs-Estero

APN: 27-46-25-E4-080H5.0010