$599,900

20847 W Toad Lake Dr Osage, MN 56570

Estimated payment $3,514/month

Total Views 2,719
3 Beds
2 Baths
2,620 Sq Ft
$229 Price per Sq Ft

Highlights

  • Hot Property
  • Beach Access
  • 1 Fireplace
  • 150 Feet of Waterfront
  • Deck
  • No HOA

About This Home

Toad Lake property featuring 150 front feet of solid bottom shoreline. 3 bed home offers multiple options for company to cozy in. Main level leads to a 3-season porch with windows that open for fresh lake air enjoyment. Additional deck on the lakeside leads to a spacious lakeside yard creating an ideal space for entertaining. Built on site, the sauna is heated with wood but allows for a Nordic retreat. Storage is not an issue as there are two attached garages with an extra shed. The septic system has been replaced and certified, allowing you to move in with confidence. Whether you're looking for a year-round residence or a weekend getaway, this Toad Lake property is ready to enjoy.

Listing Agent

Paula Okeson

Counselor Realty Detroit Lakes Listed on: 07/02/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,942

Year Built

  • Built in 1983

Lot Details

  • Lot Dimensions are 150 x140x163x165
  • 150 Feet of Waterfront
  • Lake Front
  • Rural Setting
  • Few Trees
  • Zoning described as Agriculture

Parking

  • 4 Car Attached Garage

Home Design

  • Block Foundation
  • Metal Roof
  • Wood Siding
  • Steel Siding

Interior Spaces

  • 2-Story Property
  • 1 Fireplace
  • Dining Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Block Basement Construction

Outdoor Features

  • Beach Access
  • Deck
  • Enclosed Patio or Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Propane
  • Private Water Source
  • Electric Water Heater
  • Fuel Tank
  • Septic System

Community Details

  • No Home Owners Association
  • Sylvan Shores Sub Subdivision

Listing and Financial Details

  • Assessor Parcel Number 330369000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,942

Year Built

Built in 1983

Lot Details

0.4 Acres

Parking

4

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Central Air
  • Outside Features: Steel Siding, Wood
  • Garage Spaces: 4
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Private
  • Year Built: 1983
  • Above Grade Finished Sq Ft: 1724
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • NST_SingleFamilySubType: Rural Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Finished, Full
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Fuel Tank - Rented, Microwave, Range, Refrigerator, Washer
  • Living Area: 2620
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 896
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Metal
  • View: Lake
  • Foundation Details: Block
  • Other Structures: Sauna, Storage Shed
  • PatioPorchType: Deck, Enclosed, Porch, Rear Porch
  • Lake Bottom: Hard
  • Waterfront Frontage: 150

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Finished Garage

Utilities

  • Heating: Forced Air, Heat Pump
  • Sewer: Mound Septic, Private Sewer, Septic System Compliant - Yes
  • LaundryFeatures: Laundry Room
  • Fuel: Propane
  • Power Company: Itasca Mantrap Co-op

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s), Deck, Dock

Schools

  • Junior High Dist: Frazee-Vergas
  • SchoolDistrictPhone: 2183343181

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 150 x140x163x165
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Tree Coverage - Medium
  • Additional Parcels: No
  • Zoning Description: Agriculture
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Tax Info

  • Tax Year: 2026
  • Assessor Parcel Number: 330369000
  • Tax Annual Amount: 2942
  • TaxWithAssessments: 2940

Multi Family

  • WaterfrontFeatures: Lake Front

Map

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,940 $483,300 $136,300 $347,000
2024 $2,892 $462,300 $136,300 $326,000
2023 $2,906 $409,400 $125,200 $284,200
2022 $2,998 $384,700 $123,200 $261,500
2021 $2,426 $341,800 $113,200 $228,600
2020 $2,342 $341,800 $113,200 $228,600
2019 $2,210 $326,600 $108,200 $218,400
2018 $1,960 $303,100 $108,200 $194,900
2017 $2,426 $248,200 $103,600 $144,600
2016 $2,360 $279,600 $114,100 $165,500
2015 $2,162 $240,700 $96,100 $144,600
2014 -- $220,800 $81,400 $139,400
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/02/2026 07/02/26 For Sale $599,900 -- $229 / Sq Ft
Source: NorthstarMLS

About the Listing Agent

Paula Okeson

Counselor Realty Detroit Lakes

(218) 297-9483

Section Image

Growing up in the lakes area, Paula brings deep local knowledge and over a decade of real estate experience to every transaction. Using her Bachelor of Science in Finance and years of hands-on market expertise, she understands that buying or selling a home is both an emotional and financial decision. Each transaction deserves a smart, strategic approach.
No two transactions are ever the same. Every property, every client, and every market condition requires a tailored plan. Paula’s

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Source: NorthstarMLS

MLS Number: 7103196

NorthstarMLS

APN: R330369000

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