$560,000
SOLD JUL 26, 2016

20870 N River Ridge Dr Bristol, IN 46507

4 Beds
3.5 Baths
4,680 Sq Ft
0.59 Acres

Recently Sold

$120 Per Sq Ft

23% Below List Price

75 Days on Market

Highlights

  • 130 Feet of Waterfront
  • Traditional Architecture
  • Balcony
  • Vaulted Ceiling
  • Wood Flooring
  • 3 Car Attached Garage

About This Home

As of July 2016

Don't miss the chance to call this your home! This beautifully crafted estate on the St. Joseph river has so much to offer! Large picture windows, hardwood floors and high ceilings give this home an airy feel. The spacious kitchen, with views of the river, offers a breakfast bar and eat-in, with the formal dining area in the next room. Main level master suite has the ultimate closet, with plenty of space to store, and the master bath is complete with a jet tub for soaking. Lower level has a mini kitchen/bar with access to to the deck, making it great for entertaining! This home has plenty of room for guests, either in the lower lever, or the bonus room above the garage. Endless possibilities to make this home your own! Click on the Unbranded Virtual Tour for an interactive 3D Look at this stunning home!

Last Agent to Sell the Property

Jan Lazzara

RE/MAX 100 Listed on: 04/15/2016

RE/MAX 100

Last Buyer's Agent

Patricia Graham

Keller Williams Realty Group

Keller Williams Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,600

Year Built

  • Built in 2002

Lot Details

  • 0.59 Acre Lot
  • Lot Dimensions are 130 x 200
  • 130 Feet of Waterfront
  • Level Lot

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Traditional Architecture
  • Shingle Siding
  • Stone Exterior Construction

Interior Spaces

  • 1-Story Property
  • Built-in Bookshelves
  • Built-In Features
  • Bar
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Living Room with Fireplace
  • Wood Flooring
  • Home Security System
  • Breakfast Bar

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Attic

  • Attic Fan
  • Walkup Attic

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • 2 Bathrooms in Basement
  • 3 Bedrooms in Basement
  • Natural lighting in basement

Outdoor Features

  • Balcony

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • The river is a source of water for the property
  • Private Company Owned Well
  • Well
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 20-03-29-351-010.000-030

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,600

Year Built

Built in 2002

Lot Details

0

HOA Fees

$50 per month

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 2002
  • Age: 14
  • Style: One Story
  • Architectural Style: Traditional
  • Total Number of Rooms: 17
  • Total Number of Rooms Below Grade: 3
  • Bedrooms: 4
  • Number Above Grade Bedrooms: 1
  • Total Bathrooms: 4
  • Total Full Bathrooms: 3
  • Total Number of Half Bathrooms: 1
  • Legal Description: NORTH RIVER RIDGE SUB LOT 3
  • Parcel Number ID: 20-03-29-351-010.000-030
  • Platted: Yes
  • Amenities: Alarm System-Security, Attic-Walk-up, Balcony, Bar, Breakfast Bar, Built-In Speaker System, Built-In Bookcase, Ceiling Fan(s), Ceilings-Vaulted, Closet(s) Walk-in, Deck Open
  • Number Below Grade Bedrooms: 3
  • Sp Lp Percent: 80.01
  • Special Features: None

Interior Features

  • Total Sq Ft: 4680
  • Total Finished Sq Ft: 4680
  • Above Grade Finished Sq Ft: 2340
  • Below Grade Finished Sq Ft: 2340
  • Basement: Yes
  • Basement Foundation: Daylight, Full Basement, Walk-Out Basement
  • Number Of Fireplaces: 1
  • Fireplace: Family Rm, Living/Great Rm, Gas Log, Wood Burning Stove
  • Flooring: Hardwood Floors
  • Bedroom 1: Dimensions: 15x16, On Level: Main
  • Bedroom 2: Dimensions: 13x16, On Level: Lower
  • Bedroom 3: Dimensions: 13x14, On Level: Lower
  • Bedroom 4: Dimensions: 20x15, On Level: Lower
  • Other Room1: Bonus Room, Dimensions: 35x25, On Level: Upper
  • Number Below Grade Bathrooms: 2
  • Number of Below Grade Full Bathrooms: 2
  • Number of Main Level Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 2340

Exterior Features

  • Exterior: Shingle, Stone
  • Outbuilding1: None
  • Water Frontage: 130

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 3
  • Garage Size: Dimensions: 40x25
  • Garage Sq Ft: 1000

Utilities

  • Cooling: Attic Fan, Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Septic
  • Water Utilities: Well
  • Water Type: River
  • Well Type: Private

Condo/Co-op/Association

  • Association Fees: 600
  • Association Fees Frequency: Annually

Schools

  • School District: Elkhart Community Schools
  • Elementary School: Bristol
  • Middle School: Pierre Moran
  • High School: Elkhart Central

Lot Info

  • Lot Description: Level, Waterfront
  • Lot Dimensions: 130 x 200
  • Estimated Lot Sq Ft: 25700
  • Estimated Lot Size Acres: 0.59

Tax Info

  • Annual Taxes: 4600

Multi Family

  • Water Access: Frontage Lot

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 15, 2016
Closed on
Jul 26, 2016
Sold by
Schenk Mitchell V
Bought by
Fink Jeffrey A and Fink Cindy L
Seller's Agent
Jan Lazzara
RE/MAX 100
Buyer's Agent
Patricia Graham
Keller Williams Realty Group
List Price
$725,500
Sold Price
$560,000
Premium/Discount to List
-$165,500
-22.81%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.96%

Purchase Details

Closed on
Mar 7, 2012
Sold by
Jds Real Estate Services Llc
Bought by
Schenk Ii James D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$350,000
Interest Rate
3.92%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Nov 30, 2011
Sold by
Becker Leonard G
Bought by
Jds Real Estate Services Llc

Purchase Details

Closed on
Jul 7, 2004
Sold by
Warrick William L and Warrick Paul A
Bought by
Becker Leonard G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$750,000
Interest Rate
8.99%
Mortgage Type
Stand Alone First

Purchase Details

Closed on
Jul 3, 2002
Sold by
Burton Keith O and Burton Linda M
Bought by
Warrick William L
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Personal Reps Deed -- Metropolitan Title
Deed -- Stewart Title Company
Sheriffs Deed $213,000 None Available
Warranty Deed -- Century Title Services
Warranty Deed -- Meridian Title Corp
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $350,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $350,000 Credit Line Revolving
Previous Owner $150,000 Credit Line Revolving
Previous Owner $750,000 Fannie Mae Freddie Mac
Previous Owner $150,000 Stand Alone Second
Previous Owner $750,000 Stand Alone First
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/18/2025 07/18/25 Price Changed $998,000 -4.9% $213 / Sq Ft
05/29/2025 05/29/25 For Sale $1,049,000 +87.3% $224 / Sq Ft
07/26/2016 07/26/16 Sold $560,000 -22.8% $120 / Sq Ft
06/29/2016 06/29/16 Pending -- -- --
04/15/2016 04/15/16 For Sale $725,500 -- $155 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,190 $887,700 $144,800 $742,900
2022 $7,190 $752,800 $144,800 $608,000
2021 $6,272 $673,700 $144,800 $528,900
2020 $6,772 $655,800 $144,800 $511,000
2019 $6,348 $623,100 $144,800 $478,300
2018 $6,251 $588,300 $144,800 $443,500
2017 $6,497 $589,700 $144,800 $444,900
2016 $4,708 $452,000 $144,800 $307,200
2014 $4,680 $437,500 $144,800 $292,700
2013 $4,376 $515,300 $144,800 $370,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 201615804

Indiana Regional MLS

APN: 20-03-29-351-010.000-030