
20886 Torre Del Lago St Estero, FL 33928
Bella Terra NeighborhoodEstimated payment $4,989/month
Highlights
- Fitness Center
- Heated In Ground Pool
- Gated Community
- Pinewoods Elementary School Rated A-
- Home fronts a pond
- Pond View
About This Home
Buy This Home-Risk-Free! If you're not completely satisfied with your new home within the first 12 months, I'll Sell It for Free. No Gimmicks! This is part of my Exclusive Buyer Protection Plan. For full details, call the listing agent directly. This Home Qualifies for a 1% Rate Buy-Down. Available exclusively for our VIP Buyers to help you save money right from the start. Bonus Offers for VIP Buyers: Bonus 1: Don't Get Stuck Owning Two Homes. Buy this home and I'll Buy Yours! If you're looking to purchase a new home but still need to sell your current one, you're not alone-and we have a solution. For details on this powerful option, call the listing agent or request a free report. Bonus 2: FREE 1-Year Home Warranty. Enjoy added peace of mind. As a VIP Buyer, you'll receive a 1-year home warranty at no cost to you at closing. Call today to become a VIP Buyer and take advantage of these exclusive benefits! This spacious two-story estate home is located in the highly sought-after gated community of Bella Terra, offering serene lake and preserve views from a premium oversized lot. With five bedrooms, four bathrooms, and a private pool, this certified pre-owned home is move-in ready and ideal for both everyday living and entertaining. Situated east of I-75 and outside of a flood zone, this home also comes with a low HOA fee, adding even more value for today's buyer. Inside, you'll find a luxurious owner's suite with a private screened balcony, sitting area, walk-in closets, and a spa-like en-suite bathroom featuring a soaking tub and separate shower. The home has been freshly painted and includes elegant upgrades such as crown molding, plantation shutters, and stylish flooring throughout. A brand-new roof and included home warranty offer added peace of mind. The extra-long driveway is perfect for multi-vehicle households, especially since Bella Terra does not allow overnight street parking. Step outside to your private oasis with a screened-in lanai and pool overlooking lush preserve views-perfect for relaxing in total privacy. Bella Terra offers an impressive list of resort-style amenities, including a clubhouse, pool and hot tub, gym, game room, and garden, plus baseball and soccer fields, a basketball court, bocce, street hockey, tennis courts, pickleball, sand volleyball, and multiple playgrounds. Conveniently located near Miromar Outlets, Coconut Point, FGCU, and Southwest Florida International Airport, this home provides luxury, space, and access to the best of Estero living. The sellers are motivated and willing to contribute toward closing costs, or a rate buy-down. All reasonable offers will be considered-schedule your private showing today.
Listing Agent
Your Home Sold Guaranteed Realty-Vasbinder International,llc Listed on: 04/03/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,177
Year Built
- Built in 2006 | Remodeled in 2023
Lot Details
- 0.34 Acre Lot
- Home fronts a pond
- Fenced
- Sprinkler System
- Landscaped with Trees
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Tile Roof
- Block Exterior
- Stucco
Interior Spaces
- 3,607 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Crown Molding
- Plantation Shutters
- Entrance Foyer
- Family Room
- Living Room
- Breakfast Room
- Dining Room
- Pond Views
Kitchen
- Oven
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Walk-In Closet
- 4 Full Bathrooms
- Soaking Tub
Laundry
- Laundry Room
- Dryer
Outdoor Features
- Heated In Ground Pool
- Covered Patio or Porch
Utilities
- Central Air
- Heat Pump System
Community Details
Overview
- Property has a Home Owners Association
- Bella Terra Association
- Low-Rise Condominium
- Bella Terra Of Southwest Florida, Estero Fl Community
- Bella Terra Subdivision
Amenities
- Clubhouse
- Recreation Room
Recreation
- Tennis Courts
- Community Playground
- Fitness Center
- Community Pool
Security
- Security Service
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $9,177 | $566,911 | -- | -- |
2023 | $8,800 | $515,374 | $0 | $0 |
2022 | $7,749 | $468,522 | $0 | $0 |
2021 | $6,715 | $425,929 | $116,965 | $308,964 |
2020 | $6,505 | $399,699 | $114,750 | $284,949 |
2019 | $6,585 | $402,943 | $100,850 | $302,093 |
2018 | $6,745 | $406,188 | $89,250 | $316,938 |
2017 | $7,070 | $423,938 | $91,000 | $332,938 |
2016 | $6,802 | $403,817 | $91,000 | $312,817 |
2015 | $6,643 | $397,217 | $91,000 | $306,217 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
07/25/2025 07/25/25 | Price Changed | $799,900 | -3.0% | $222 / Sq Ft |
06/11/2025 06/11/25 | Price Changed | $824,900 | -2.9% | $229 / Sq Ft |
06/04/2025 06/04/25 | Price Changed | $849,900 | -2.9% | $236 / Sq Ft |
04/03/2025 04/03/25 | For Sale | $874,900 | -- | $243 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $300,000 | Sunbelt Title Agency | |
Special Warranty Deed | $657,000 | North American Title Company |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $375,000 | New Conventional | |
Closed | $285,000 | Unknown | |
Previous Owner | $525,550 | Unknown |
About the Listing Agent

Suzanne Vasbinder is the Broker/Owner of Your Home Sold Guaranteed Realty – Vasbinder International, a boutique firm built on integrity, results, and relationships. With a global perspective and deep local expertise, Suzanne brings a unique blend of worldliness, grit, and heart to every transaction.
Born in Scotland, raised in Belgium, and later rooted in the Midwest, Suzanne’s multicultural upbringing shaped her into a confident communicator fluent in both English and French. She holds a
Suzanne's Other Listings
Source: My State MLS
MLS Number: 11460452
APN: 32-46-26-E1-0200A.0160
- 20905 Torre Del Lago St
- 20934 Torre Del Lago St
- 20970 Torre Del Lago St
- 20352 Cypress Shadows Blvd
- 13570 San Georgio Dr
- 13218 Lazzaro Ct
- 20333 Cypress Shadows Blvd
- 20446 Black Tree Ln
- 21024 Torre Del Lago St
- 13502 Loreo Ct
- 21537 Belvedere Ln
- 12686 Alderson Ave
- 12662 Alderson Ave
- 12650 Alderson Ave
- 12685 Caballo Ct
- 13830 Farnese Dr
- 12626 Alderson Ave
- 21017 Bella Terra Blvd
- 20433 Cypress Shadows Blvd
- 13509 San Georgio Dr
- 20596 Torre Del Lago St Unit 2
- 12710 Caballo Ct
- 12680 Caballo Ct
- 21093 Torre Del Lago St
- 20472 Estero Crossing Blvd
- 20528 Torre Del Lago St
- 21113 Bella Terra Blvd
- 21687 Belvedere Ln
- 13672 Troia Dr
- 20939 Thistle Leaf Ln
- 21129 Bella Terra Blvd
- 21693 Belvedere Ln
- 20333 Fair Oak Ln
- 21203 Terni Ct
- 20293 Fair Oak Ln
- 21197 Bella Terra Blvd
- 21184 Bella Terra Blvd
- 20388 Larino Loop