$674,900

20905 Torre Del Lago St Estero, FL 33928

Bella Terra Neighborhood

Estimated payment $4,168/month

Total Views 13,847
4 Beds
3 Baths
2,553 Sq Ft
$264 Price per Sq Ft

Highlights

  • Very Popular Property
  • Lake Front
  • Basketball Court
  • Pinewoods Elementary School Rated A-
  • Fitness Center
  • Gated Community

About This Home

Prestigious and move-in ready Doral model located on a premium, corner lake lot in the exclusive Estate Section of Bella Terra. This well-maintained and exceptionally clean residence offers over 2,500 square feet of living space with a formal living and dining room, 4 bedrooms, 3 full bathrooms, and a 3-car garage. The open kitchen features wood cabinetry, granite countertops, stainless steel appliances, and neutral finishes while overlooking the spacious family room and long lake views right from the kitchen an family room. The thoughtfully designed layout includes a generous master suite with walk-in closet, and a private guest suit, ideal for visitors or multigenerational living. Some of the interior highlights include tile flooring throughout the main living areas and brand-new carpet in the bedrooms, neutral paint palet throughout, and tray ceilings. Step outside to the extended screened lanai and enjoy a very private landscape to one side, with long lake views offering both beauty and privacy. This home blends elegance, comfort, and functionality in one of Bella Terra’s most sought-after estate section.
Bella Terra is nestled on 999 acres, with half the community dedicated to lakes/preserves and home to a variety of native Florida wildlife. Features include a Resort-style Clubhouse, 24-hour fitness center, activities for all ages, resort-style pool and spa, shaded children's play area, tennis courts, pickle-ball, bocce ball, sand volleyball, multi-use sports fields, tranquil butterfly garden, exercise trails and more. Call today and schedule your private showing appointment.

Listing Agent

Jason Pavich

Realty World J. PAVICH R.E. License #BEAR-0693279 Listed on: 08/22/2025

Realty World J. PAVICH R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,387

Year Built

  • Built in 2010

Lot Details

  • 0.32 Acre Lot
  • Lake Front
  • Rectangular Lot
  • Property is zoned RPD

HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Concrete Block With Brick
  • Concrete Foundation
  • Stucco
  • Tile

Interior Spaces

  • Property has 1 Level
  • Vaulted Ceiling
  • Window Treatments
  • Formal Dining Room
  • Hobby Room
  • Screened Porch
  • Lake Views
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Electric Cooktop
  • Microwave
  • Freezer
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • 3 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Basketball Court
  • Playground

Utilities

  • Central Air
  • Heating Available
  • Underground Utilities
  • Internet Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 32-46-26-E1-0900J.0010
  • Tax Block J

Community Details

Overview

  • Bella Terra Subdivision
  • Mandatory home owners association

Amenities

  • Clubhouse
  • Bike Room

Recreation

  • Tennis Courts
  • Volleyball Courts
  • Pickleball Courts
  • Bocce Ball Court
  • Fitness Center
  • Community Pool
  • Community Spa
  • Park
  • Bike Trail

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,387

Year Built

Built in 2010

Lot Details

0

HOA Fees

$270 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Year Built: 2010
  • Property Sub Type: Single Family Residence
  • Community Features: Clubhouse, Park, Pool, Fitness Center, Sidewalks, Street Lights, Tennis Court(s), Gated
  • Frontage: Lakefront
  • Horses: No
  • Lot Features: Regular
  • Park Name: BELLA TERRA
  • Road Surface Type: Paved
  • Is Senior Community?: No
  • Spa Features: Community
  • Has View?: Yes
  • Security Features: Smoke Detector(s), Gated Community
  • Association Amenities: Basketball Court, Bike And Jog Path, Bike Storage, Bocce Court, Clubhouse, Park, Pool, Community Room, Spa/Hot Tub, Fitness Center, Guest Room, Hobby Room, Internet Access, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court(s), Underground Utility, Volleyball
  • Association Fees: 3244
  • Has H O A?: Yes
  • Co List Office Mls Id: RLTY
  • Standard Status: Active
  • Subdivision Name: BELLA TERRA
  • Architectural Style: Ranch, Single Family
  • Has Fireplace?: No
  • Unit Levels: 1
  • Is New Construction?: No
  • Structure Type: House
  • Golf Type: No Golf Available
  • Elevator: None
  • Boat Access: None
  • Community Type: Gated, Tennis
  • Building Desc: 1 Story/Ranch
  • Equipment: Auto Garage Door, Cooktop - Electric, Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Smoke Detector, Washer
  • Additional Rooms: Laundry in Residence, Screened Lanai/Porch
  • Special Features: None

Interior Features

  • Flooring: Carpet, Tile
  • Interior Amenities: Bar, Pantry, Smoke Detectors, Volume Ceiling, Walk-In Closet(s), Window Coverings
  • Private Spa: No
  • Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Stories: 1
  • Window Features: Window Coverings
  • Room Bedroom Features: Split Bedrooms
  • Room Dining Room Features: Eat-in Kitchen, Formal
  • Kitchen Description: Pantry

Exterior Features

  • Roof: Tile
  • View: Lake, Landscaped Area
  • Exterior Features: Screened Lanai/Porch
  • Pool Features: Community
  • Has Private Pool?: No
  • Waterfront Features: Lake
  • Construction Type: Concrete Block, Stucco
  • Foundation Details: Concrete Block
  • Other Structures: Tennis Court(s)

Garage/Parking

  • Garage Spaces: 3
  • Has Attached Garage?: Yes
  • Has Carport?: No
  • Covered Parking Spaces: 3
  • Has Attached Garage?: Yes
  • Parking Features: Driveway Paved, Attached
  • Total Parking Spaces: 3

Utilities

  • Cooling: Ceiling Fan(s), Central Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Laundry Features: Laundry in Residence
  • Heating: Central Electric
  • Water Source: Central

Condo/Co-op/Association

  • Pets Allowed: Limits

Lot Info

  • Waterfront: Yes
  • Parcel Number: 32-46-26-E1-0900J.0010
  • Lot Size Sq Ft: 13809
  • Land Lease Expiration Date: 2026-02-22
  • Additional Parcels: No
  • Zoning: RPD

Rental Info

  • Lease Term: Buyer Finance/Cash

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 4387.25
  • Tax Block: J

Multi Family

  • Number Of Units Furnished: Unfurnished
  • Number Of Units Total: 1

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,387 $275,942 -- --
2024 $4,387 $268,165 -- --
2023 $4,286 $255,354 $0 $0
2022 $4,383 $252,771 $0 $0
2021 $4,245 $345,261 $122,920 $222,341
2020 $4,271 $242,021 $0 $0
2019 $4,207 $236,580 $0 $0
2018 $4,202 $232,169 $0 $0
2017 $4,107 $227,394 $0 $0
2016 $4,090 $356,710 $101,250 $255,460
2015 $4,152 $347,307 $101,250 $246,057
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/22/2025 08/22/25 For Sale $674,900 -- $264 / Sq Ft
Source: Multiple Listing Service of Bonita Springs-Estero

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed -- Richardson & Sellers Pa
Special Warranty Deed $348,300 North American Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $220,000 New Conventional
Source: Public Records

About the Listing Agent

Jason Pavich
Jason Pavich

Realty World J. PAVICH R.E.

(239) 341-5490

Section Image

Specializing in Estero & Southwest Florida Real Estate


As a longtime resident, I enjoy sharing my love for Estero, Florida, and the real estate business with my clients. There are many reasons you can feel confident in letting me assist you in the purchase of your new home.
It is my goal as your full-service real estate agent specializing in the Estero, Bonita Springs, and Naples areas, to provide you with superior service at all times. My local expertise and extensive real estate

View Jason's Profile

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  • 21880 Bella Terra Blvd, Estero, FL 33928

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  • 21724 Bella Terra Blvd, Estero, FL 33928

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  • 20424 Ardore Ln, Estero, FL 33928

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  • 20350 Torre Del Lago St, Estero, FL 33928

    $509,900

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Source: Multiple Listing Service of Bonita Springs-Estero

MLS Number: 225066105

Multiple Listing Service of Bonita Springs-Estero

APN: 32-46-26-E1-0900J.0010

Florida Lee County Estero 33928 Bella Terra

20905 Torre Del Lago St, Estero, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Multiple Listing Service of Bonita Springs-Estero IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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Jason Pavich
Jason Pavich
Listing Agent Section Image
Realty World J. PAVICH R.E.
(239) 341-5490