J
Seller's Agent in 2024
James Andersen
eXp Realty
(651) 307-6443
106 Total Sales
20907 Hardwood Loop Finlayson, MN 55735
Estimated Value: $327,000 - $349,241
3
Beds
2.5
Baths
2,090
Sq Ft
$160/Sq Ft
Est. Value
Highlights
- Heated Floors
- Wood Burning Stove
- 2 Car Detached Garage
- Deck
- No HOA
- Eat-In Kitchen
About This Home
As of December 2024Nestled on a scenic 5+ acre lot, this charming 2-story home/cabin offers a perfect retreat with 2 bedrooms, an office, and 3 baths. The spacious living room features a wet bar with built-in cabinetry and a Class A masonry chimney with a woodstove insert, providing cozy warmth throughout the home. With over 2,000 square feet of finished space, including in-floor radiant heat, this home is move-in ready! The property also boasts a heated 2-car detached garage with a workshop area, a bunkhouse/mother-in-law building, and several outbuildings for storage. Explore hiking trails right on the property, surrounded by wild raspberry, blackberry, and strawberry bushes, as well as hazelnut plants. Hunting is convenient with access directly from the land, and a treehouse/deer stand offers prime views. Seasonal runoff creates a charming creek in spring. For outdoor enthusiasts, there are nearby state parks, forests, and wildlife management areas all within 5 minutes to an hour away, along with direct access to ATV trails like the Soo Line Trail and biking trails like the Willard Munger State Trail. The property is also close to casinos and Mille Lacs Lake, providing plenty of recreational options.
Last Agent to Sell the Property
eXp Realty Brokerage Phone: 6513076443 Listed on: 08/14/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,946
Year Built
- Built in 2003
Lot Details
- Lot Dimensions are 185x941x285x928
- Unpaved Streets
- Few Trees
Parking
- 2 Car Detached Garage
- Heated Garage
Interior Spaces
- 2,090 Sq Ft Home
- 2-Story Property
- Wood Burning Stove
- Wood Burning Fireplace
- Free Standing Fireplace
- Living Room with Fireplace
- Dining Room
- Heated Floors
Kitchen
- Eat-In Kitchen
- Range
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Deck
Utilities
- Cooling System Mounted In Outer Wall Opening
- Dual Heating Fuel
- Heating System Uses Wood
- Radiant Heating System
- 100 Amp Service
- Well
- Electric Water Heater
Community Details
- No Home Owners Association
- Pine River Heights 2Nd Add Subdivision
Listing and Financial Details
- Assessor Parcel Number 0055107000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 14, 2024
Closed on
Dec 16, 2024
Sold by
Harbulak Michelle K and Luger David G
Bought by
Whiteley Seth C
Seller's Agent
James Andersen
eXp Realty
Buyer's Agent
Albert Tedesco
eXp Realty
List Price
$299,999
Sold Price
$335,000
Premium/Discount to List
$35,001
11.67%
Views
75
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$310
Avg. Annual Appreciation
0.08%
Original Mortgage
$335,000
Outstanding Balance
$331,151
Interest Rate
6.79%
Mortgage Type
VA
Estimated Equity
$4,159
Purchase Details
Closed on
Sep 26, 2022
Sold by
Anderson Tracy A and Anderson Stacie L
Bought by
Luger David and Harbulak Michelle
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$237,405
Interest Rate
5.22%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 31, 2022
Sold by
Anderson Tracy and Anderson Stacie
Bought by
Luger David and Harbulak Michelle
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$237,405
Interest Rate
5.22%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Whiteley Seth C | $335,000 | Titlesmart | |
| Luger David | $249,900 | Titlesmart | |
| Luger David | $249,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Whiteley Seth C | $335,000 | |
| Previous Owner | Luger David | $237,405 | |
| Previous Owner | Luger David | $249,775 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/17/2024 12/17/24 | Sold | $335,000 | +11.7% | $160 / Sq Ft |
| 11/03/2024 11/03/24 | Pending | -- | -- | -- |
| 08/17/2024 08/17/24 | For Sale | $299,999 | -- | $144 / Sq Ft |
Source: NorthstarMLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,166 | $284,200 | $45,400 | $238,800 |
| 2024 | $1,960 | $307,800 | $45,000 | $262,800 |
| 2023 | $1,956 | $268,200 | $41,300 | $226,900 |
| 2022 | $2,170 | $239,200 | $36,300 | $202,900 |
| 2021 | $1,974 | $207,100 | $29,000 | $178,100 |
| 2020 | $1,802 | $197,400 | $27,500 | $169,900 |
| 2019 | $1,734 | $177,100 | $26,200 | $150,900 |
| 2018 | $1,682 | $168,900 | $24,700 | $144,200 |
| 2017 | $1,244 | $162,300 | $23,500 | $138,800 |
| 2016 | $1,094 | $126,200 | $23,500 | $102,700 |
| 2014 | $962 | $86,500 | $20,400 | $66,100 |
Source: Public Records
Agents Affiliated with this Home
-
James Andersen
-
Albert Tedesco
A
Buyer's Agent in 2024
Albert Tedesco
eXp Realty
(320) 500-4397
2 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6586558
APN: 005.5107.000
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