20907 Hardwood Loop Finlayson, MN 55735
3
Beds
2.5
Baths
2,090
Sq Ft
5.05
Acres
Highlights
- Deck
- No HOA
- Family Room
- Wood Burning Stove
- Home Office
- Heated Garage
About This Home
As of December 2024Nestled on a scenic 5+ acre lot, this charming 2-story home/cabin offers a perfect retreat with 2 bedrooms, an office, and 3 baths. The spacious living room features a wet bar with built-in cabinetry and a Class A masonry chimney with a woodstove insert, providing cozy warmth throughout the home. With over 2,000 square feet of finished space, including in-floor radiant heat, this home is move-in ready! The property also boasts a heated 2-car detached garage with a workshop area, a bunkhouse/mother-in-law building, and several outbuildings for storage.Explore hiking trails right on the property, surrounded by wild raspberry, blackberry, and strawberry bushes, as well as hazelnut plants. Hunting is convenient with access directly from the land, and a treehouse/deer stand offers prime views. Seasonal runoff creates a charming creek in spring. For outdoor enthusiasts, there are nearby state parks, forests, and wildlife management areas all within 5 minutes to an hour away, along with direct access to ATV trails like the Soo Line Trail and biking trails like the Willard Munger State Trail. The property is also close to casinos and Mille Lacs Lake, providing plenty of recreational options.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,946
Year Built
- Built in 2003
Lot Details
- 5.05 Acre Lot
- Lot Dimensions are 185x941x285x928
- Unpaved Streets
Parking
- 2 Car Garage
- Heated Garage
Interior Spaces
- 2,090 Sq Ft Home
- 2-Story Property
- Wood Burning Stove
- Wood Burning Fireplace
- Free Standing Fireplace
- Family Room
- Living Room with Fireplace
- Home Office
- Range
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Dryer
- Washer
Outdoor Features
- Deck
Utilities
- Radiant Heating System
- 100 Amp Service
- Well
Community Details
- No Home Owners Association
- Pine River Heights 2Nd Add Subdivision
Listing and Financial Details
- Assessor Parcel Number 0055107000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 14, 2024
Closed on
Dec 16, 2024
Sold by
Harbulak Michelle K and Luger David G
Bought by
Whiteley Seth C
Seller's Agent
Voila It's That Easy
eXp Realty
Buyer's Agent
Albert Tedesco
eXp Realty
List Price
$299,999
Sold Price
$335,000
Premium/Discount to List
$35,001
11.67%
Views
75
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$12,614
Avg. Annual Appreciation
-9.62%
Original Mortgage
$335,000
Outstanding Balance
$334,426
Interest Rate
6.79%
Mortgage Type
VA
Estimated Equity
-$15,941
Purchase Details
Listed on
May 5, 2022
Closed on
Aug 31, 2022
Sold by
Anderson Tracy and Anderson Stacie
Bought by
Luger David and Harbulak Michelle
Seller's Agent
Natalie Jensen
United Country Real Estate Minnesota Properties
Buyer's Agent
Voila It's That Easy
eXp Realty
List Price
$279,900
Sold Price
$249,900
Premium/Discount to List
-$30,000
-10.72%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.59%
Original Mortgage
$249,775
Interest Rate
5.54%
Mortgage Type
New Conventional
Similar Home in Finlayson, MN
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $335,000 | Titlesmart | |
| Deed | $249,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $335,000 | VA | |
| Previous Owner | $249,775 | New Conventional | |
| Previous Owner | $60,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 12/17/2024 12/17/24 | Sold | $335,000 | +11.7% | $160 / Sq Ft |
| 11/03/2024 11/03/24 | Pending | -- | -- | -- |
| 08/17/2024 08/17/24 | For Sale | $299,999 | +20.0% | $144 / Sq Ft |
| 08/31/2022 08/31/22 | Sold | $249,900 | 0.0% | $120 / Sq Ft |
| 08/01/2022 08/01/22 | Pending | -- | -- | -- |
| 07/28/2022 07/28/22 | Price Changed | $249,900 | -7.4% | $120 / Sq Ft |
| 07/08/2022 07/08/22 | Price Changed | $269,900 | -3.6% | $129 / Sq Ft |
| 07/05/2022 07/05/22 | For Sale | $279,900 | 0.0% | $134 / Sq Ft |
| 06/24/2022 06/24/22 | Pending | -- | -- | -- |
| 06/02/2022 06/02/22 | Price Changed | $279,900 | -2.8% | $134 / Sq Ft |
| 05/05/2022 05/05/22 | For Sale | $287,900 | -- | $138 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,960 | $307,800 | $45,000 | $262,800 |
| 2023 | $1,956 | $268,200 | $41,300 | $226,900 |
| 2022 | $2,170 | $239,200 | $36,300 | $202,900 |
| 2021 | $1,974 | $207,100 | $29,000 | $178,100 |
| 2020 | $1,802 | $197,400 | $27,500 | $169,900 |
| 2019 | $1,734 | $177,100 | $26,200 | $150,900 |
| 2018 | $1,682 | $168,900 | $24,700 | $144,200 |
| 2017 | $1,244 | $162,300 | $23,500 | $138,800 |
| 2016 | $1,094 | $126,200 | $23,500 | $102,700 |
| 2014 | $962 | $86,500 | $20,400 | $66,100 |
Source: Public Records
Agents Affiliated with this Home
-
Voila It's That Easy
Seller's Agent in 2024
Voila It's That Easy
eXp Realty
(651) 210-1038
382 Total Sales
-
Albert Tedesco
A
Buyer's Agent in 2024
Albert Tedesco
eXp Realty
(320) 500-4397
2 Total Sales
-
Natalie Jensen
Seller's Agent in 2022
Natalie Jensen
United Country Banning Jct Real Estate
(218) 485-0229
155 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6586558
APN: 005.5107.000
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