20970 Torre Del Lago St Estero, FL 33928
Bella Terra NeighborhoodEstimated payment $5,456/month
Total Views
4,835
5
Beds
3
Baths
2,932
Sq Ft
$281
Price per Sq Ft
Highlights
- Fitness Center
- Basketball Court
- Gated Community
- Pinewoods Elementary School Rated A-
- Heated In Ground Pool
- Lake View
About This Home
Welcome to one of the best finds in Bella Terra. This customized Sawgrass model offers nearly 3,000 square feet on a single level, with 5 bedrooms, 3 full baths, a 3-car garage, and a beautiful pool and spa with long lake views. If you’ve been waiting for the perfect home with space, style, and a true Florida lifestyle, this one checks every box.
Inside, you’ll find a traditional floorplan with a separate formal living and dining room, a spacious family room, and a bedroom up front that works perfectly as a home office. There’s also a private guest suite in the back with direct pool access, which is ideal for overnight visitors.
The kitchen is the heart of the home, featuring a large island-style layout with upgraded cabinetry, granite countertops, and quality appliances. Custom built-in cabinetry offers extra storage and two wine refrigerators — because one is never enough. Crown molding, tray ceilings, plantation shutters, window treatments, and neutral tile floors give this home a clean, finished look from room to room.
The primary suite offers an additional bump-out sitting area, perfect for a reading nook, Peloton, or small workspace. All three bathrooms have upgraded finishes, including granite. The laundry room is oversized and well-organized.
Step outside to a large, screened-in lanai built for entertaining. Enjoy the pool and spa, newer pool equipment, roll-down hurricane shutters, and picturesque western sunset views over the lake. Whether it’s morning coffee or an evening glass of wine, this is where you’ll want to be.
Additional updates include: 3M sun protection film on the windows, a freshly painted exterior, and upgraded hurricane protection throughout.
Meticulously maintained, move-in ready, and located in the Estates section of Bella Terra — this one is a rare find and incredibly hard to duplicate in this price range. Beyond the home, the 999-acre Bella Terra community is a lifestyle in itself. With 400 acres of conservation preserves and 100 acres of lakes, residents enjoy a resort-style clubhouse featuring a 24-hour fitness center, a vibrant social calendar (including bingo, boot camp, water aerobics, poker, yoga and food truck events), and endless recreation. The expansive resort-style pool and spa, along with a secured, shaded children's play area, ensure fun for all ages. Sports enthusiasts will appreciate the tennis, pickleball, basketball, softball, soccer field, bocce ball courts, sand volleyball and even an in-line skate rink. Discover tranquility in the peaceful butterfly garden. Bella Terra isn't just a community; it's a place where every day feels like a vacation – a place you'll be proud to call home.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,155
Year Built
- Built in 2011
Lot Details
- 0.29 Acre Lot
- 72 Ft Wide Lot
- Oversized Lot
- Property is zoned RPD
HOA Fees
Parking
- 3 Car Attached Garage
Home Design
- Concrete Block With Brick
- Concrete Foundation
- Stucco
- Tile
Interior Spaces
- Property has 1 Level
- Crown Molding
- Coffered Ceiling
- Tray Ceiling
- Ceiling Fan
- Plantation Shutters
- French Doors
- Entrance Foyer
- Formal Dining Room
- Den
- Library
- Screened Porch
- Lake Views
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Electric Cooktop
- Microwave
- Dishwasher
- Wine Cooler
- Kitchen Island
- Built-In or Custom Kitchen Cabinets
- Disposal
Flooring
- Carpet
- Tile
- Vinyl
Bedrooms and Bathrooms
- 5 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
- Laundry Tub
Pool
- Heated In Ground Pool
- Heated Spa
- In Ground Spa
Outdoor Features
- Basketball Court
- Playground
Schools
- Choice Elementary And Middle School
- Choice High School
Utilities
- Central Air
- Heating Available
- Underground Utilities
- Internet Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 32-46-26-E1-0900A.0300
- Tax Block A
Community Details
Overview
- Bella Terra Subdivision
- Mandatory home owners association
Recreation
- Tennis Courts
- Volleyball Courts
- Pickleball Courts
- Bocce Ball Court
- Fitness Center
- Community Pool
- Community Spa
- Park
- Bike Trail
Additional Features
- Clubhouse
- Gated Community
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $10,155 | $620,275 | -- | -- |
| 2024 | $10,155 | $563,886 | -- | -- |
| 2023 | $9,022 | $512,624 | $0 | $0 |
| 2022 | $8,134 | $466,022 | $0 | $0 |
| 2021 | $7,103 | $423,656 | $122,920 | $300,736 |
| 2020 | $6,890 | $397,278 | $120,600 | $276,678 |
| 2019 | $6,969 | $400,529 | $105,790 | $294,739 |
| 2018 | $7,607 | $436,859 | $98,350 | $338,509 |
| 2017 | $7,970 | $456,226 | $101,250 | $354,976 |
| 2016 | $7,919 | $443,709 | $101,250 | $342,459 |
| 2015 | $8,004 | $435,563 | $101,250 | $334,313 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/08/2025 11/08/25 | For Sale | $825,000 | -- | $281 / Sq Ft |
Source: Multiple Listing Service of Bonita Springs-Estero
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $475,000 | Marketplace Title | |
| Special Warranty Deed | $412,000 | North American Title Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $100,000 | New Conventional |
Source: Public Records
About the Listing Agent
Lisa Ninchritz is widely recognized as the leading real estate expert in Bella Terra in Estero, Florida. With deep roots in the community and a reputation built on trust, integrity, and unmatched market knowledge, Lisa has become the go-to agent for both buyers and sellers in this sought-after gated community as well as the neighboring communities along the Corkscrew corridor.
A full-time Estero resident since 2008, Lisa brings a unique blend of local insight and professional expertise
Lisa's Other Listings
Source: Multiple Listing Service of Bonita Springs-Estero
MLS Number: 225078540
APN: 32-46-26-E1-0900A.0300
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