$524,900

21 Acre Ln Palmyra, VA 22963

Estimated payment $3,298/month

Total Views 2,603
3 Beds
3.5 Baths
3,166 Sq Ft
$166 Price per Sq Ft

Highlights

  • Popular Property
  • 1.03 Acre Lot
  • Wood Flooring
  • Golf Club
  • Cathedral Ceiling
  • Sun or Florida Room

About This Home

Welcome to this beautifully maintained Cape Cod nestled in The Acres?Lake Monticello?s premier neighborhood where every home sits on at least an acre, offering privacy and space while still enjoying full access to all of Lake Monticello?s amenities. This spacious home features an open floor plan perfect for entertaining, with a seamless flow between the kitchen, dining room, living room, & multiple flex spaces including a sunroom, home office, den, and an additional sitting or gathering area w/ double sided wood burning fireplace. The interior boasts fresh paint throughout, stunning shiplap accents, hardwood floors & thoughtful design elements that give the home a warm, inviting feel. Upstairs, there are 2 bedrooms and 2 full bathrooms, Downstairs, you?ll find a private primary suite complete with a tiled shower, cedar walk-in closet and serene views?ideal for relaxing at the end of the day. The walk-out lower level enhances privacy and creates a retreat-like feel with your own hottub. The exterior includes a circular paved driveway and overlooks a tranquil pond. Recent improvements in the past 3 yrs, both heating/cooling systems, refrigerator, garage openers, and the home has been lovingly cared for by its original owners.,Cherry Cabinets,Granite Counter

Listing Agent

Yvette Okros

AVENUE REALTY, LLC License #0225057745[3435] Listed on: 07/20/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,922

Year Built

  • Built in 2004

Lot Details

  • 1.03 Acre Lot
  • Open Lot
  • Sloped Lot
  • Property is zoned R-4

HOA Fees

  • $97 Monthly HOA Fees

Home Design

  • Brick Exterior Construction
  • Architectural Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 1.5 Levels
  • Cathedral Ceiling
  • Low Emissivity Windows
  • Insulated Windows
  • Double Hung Windows
  • Window Screens
  • Family Room
  • Living Room
  • Breakfast Room
  • Sun or Florida Room
  • Finished Basement

Flooring

  • Wood
  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3.5 Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System

Community Details

Overview

  • Built by SOUTHERN HOME BUILDERS
  • Lake Monticello Subdivision

Recreation

  • Golf Club

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,922

Year Built

Built in 2004

Lot Details

0

HOA Fees

$97 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Building Total Sq Ft: 3607.00
  • New Construction: No
  • Story List: Main
  • Year Built: 2004
  • Remarks Public: Welcome to this beautifully maintained Cape Cod nestled in The Acres?Lake Monticello?s premier neighborhood where every home sits on at least an acre, offering privacy and space while still enjoying full access to all of Lake Monticello?s amenities. This spacious home features an open floor plan perfect for entertaining, with a seamless flow between the kitchen, dining room, living room, & multiple flex spaces including a sunroom, home office, den, and an additional sitting or gathering area w/ double sided wood burning fireplace. The interior boasts fresh paint throughout, stunning shiplap accents, hardwood floors & thoughtful design elements that give the home a warm, inviting feel. Upstairs, there are 2 bedrooms and 2 full bathrooms, Downstairs, you?ll find a private primary suite complete with a tiled shower, cedar walk-in closet and serene views?ideal for relaxing at the end of the day. The walk-out lower level enhances privacy and creates a retreat-like feel with your own hottub. The exterior includes a circular paved driveway and overlooks a tranquil pond. Recent improvements in the past 3 yrs, both heating/cooling systems, refrigerator, garage openers, and the home has been lovingly cared for by its original owners.,Cherry Cabinets,Granite Counter
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer
  • Flooring Type: Carpet, Ceramic Tile, Hardwood, Laminated, Wood
  • Window Features: Double Hung, Insulated, Low-E, Screens
  • Fireplace: No
  • Wall Ceiling Types: High, 9'+ Ceilings, Vaulted Ceilings, Cathedral Ceilings
  • Foundation Details: Concrete Perimeter
  • Levels Count: 1.5
  • Room List: Living Room, Kitchen, Family Room, Breakfast Room, Sun/Florida Room, Laundry, Full Bath, Half Bath, Additional Bedroom
  • Basement: Yes
  • Basement Type: Fully Finished
  • Living Area Units: Square Feet
  • Total Sq Ft: 3166
  • Living Area Sq Ft: 3166
  • Price Per Sq Ft: 212.85
  • Above Grade Finished Sq Ft: 2466
  • Below Grade Finished Sq Ft: 700
  • Total Below Grade Sq Ft: 700
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 21

Beds/Baths

  • Bedrooms: 3
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick, Vinyl Siding
  • Construction Completed: No
  • Roof: Architectural Shingle
  • Water Oriented: No
  • Water View: No

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: Yes
  • Cooling Type: Central A/C, Heat Pump(s)
  • Cooling: No
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Sewer/Septic System: Private/Community Septic Tank
  • Water Source: Community
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 1168.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 800.00
  • Condo Co-Op Fee Frequency: One Time
  • HOA Condo Co-Op Amenities: Golf Club
  • HOA: Yes

Schools

  • School District: FLUVANNA COUNTY PUBLIC SCHOOLS
  • Elementary School: CENTRAL
  • Middle School: FLUVANNA
  • High School: FLUVANNA
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140888891
  • School District Source: Listing Agent
  • Elementary School: CENTRAL
  • High School: FLUVANNA
  • Middle Or Junior School: FLUVANNA

Lot Info

  • Lot Features: Sloping, Open
  • Lot Size Acres: 1.03
  • Zoning: R-4
  • Zoning Description: Residential

Building Info

  • Builder Name: SOUTHERN HOME BUILDERS

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3922.50
  • Tax Year: 2024

MLS Schools

  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,923 $523,000 $33,300 $489,700
2024 $3,542 $419,700 $33,300 $386,400
2023 $3,542 $419,700 $33,300 $386,400
2022 $3,193 $367,000 $30,300 $336,700
2021 $3,193 $367,000 $30,300 $336,700
2020 $3,159 $341,500 $30,300 $311,200
2019 $3,159 $341,500 $30,300 $311,200
2018 $3,000 $330,800 $30,300 $300,500
2017 $3,000 $330,800 $30,300 $300,500
2016 $2,814 $306,900 $30,300 $276,600
2015 $2,644 $306,900 $30,300 $276,600
2014 $2,644 $300,400 $30,300 $270,100
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/20/2025 07/20/25 For Sale $524,900 -- $166 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Gift Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $125,000 Credit Line Revolving
Closed $223,000 New Conventional
Previous Owner $125,000 Credit Line Revolving
Previous Owner $60,000 Credit Line Revolving
Previous Owner $77,650 Credit Line Revolving
Source: Public Records

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Source: Bright MLS

MLS Number: 667068

Bright MLS

APN: 18A-11A-11