Seller's Agent in 2025
Yvette Okros
AVENUE REALTY, LLC
(434) 466-6686
62 in this area
252 Total Sales
21 Acre Ln Palmyra, VA 22963
3
Beds
3.5
Baths
3,166
Sq Ft
1.03
Acres
Highlights
- 1.03 Acre Lot
- Home Office
- Fireplace
- Vaulted Ceiling
- Breakfast Area or Nook
- Front Porch
About This Home
As of December 2025Welcome to this beautifully maintained Cape Cod nestled in The Acres—Lake Monticello’s premier neighborhood where every home sits on at least an acre, offering privacy and space while still enjoying full access to all of Lake Monticello’s amenities. This spacious home features an open floor plan perfect for entertaining, with a seamless flow between the kitchen, dining room, living room, & multiple flex spaces including a sunroom, home office, den, and an additional sitting or gathering area w/ double sided wood burning fireplace. The interior boasts fresh paint throughout, stunning shiplap accents, hardwood floors & thoughtful design elements that give the home a warm, inviting feel. Upstairs, there are 2 bedrooms and 2 full bathrooms, Downstairs, you’ll find a private primary suite complete with a tiled shower, cedar walk-in closet and serene views—ideal for relaxing at the end of the day. The walk-out lower level enhances privacy and creates a retreat-like feel with your own hottub. The exterior includes a circular paved driveway and overlooks a tranquil pond. Recent improvements in the past 3 yrs, both heating/cooling systems, refrigerator, garage openers, and the home has been lovingly cared for by its original owners.
Last Agent to Sell the Property
AVENUE REALTY, LLC License #0225057745 Listed on: 07/20/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,922
Year Built
- Built in 2004
Lot Details
- 1.03 Acre Lot
- Zoning described as R-4 Residential
HOA Fees
- $97 per month
Parking
- 2 Car Garage
Home Design
- Brick Exterior Construction
- Poured Concrete
- Vinyl Siding
- Stick Built Home
Interior Spaces
- Vaulted Ceiling
- Recessed Lighting
- Fireplace
- Double Pane Windows
- Low Emissivity Windows
- Insulated Windows
- Tilt-In Windows
- Window Screens
- Home Office
Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
- Breakfast Bar
- Gas Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
Outdoor Features
- Glass Enclosed
- Front Porch
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
Community Details
- Built by SOUTHERN HOME BUILDERS
- Lake Monticello Subdivision
Listing and Financial Details
- Assessor Parcel Number 18A 11A 11
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 20, 2025
Closed on
Nov 26, 2025
Sold by
Oneill Brian M
Bought by
Galvin Stephen and Galvin Krystle
Seller's Agent
Yvette Okros
AVENUE REALTY, LLC
Buyer's Agent
CHRISTY BECK
LONG & FOSTER - LAKE MONTICELLO
List Price
$524,900
Sold Price
$510,000
Premium/Discount to List
-$14,900
-2.84%
Views
162
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
160.02%
Original Mortgage
$315,425
Outstanding Balance
$315,425
Interest Rate
6.19%
Mortgage Type
FHA
Estimated Equity
$209,407
Purchase Details
Closed on
Jun 24, 2011
Sold by
Oneill Brian M and Oneill Alexandra M
Bought by
Oneill Brian M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$223,000
Interest Rate
4.6%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $510,000 | None Listed On Document | |
| Gift Deed | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $315,425 | FHA | |
| Previous Owner | $223,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/15/2025 12/15/25 | Sold | $510,000 | -2.8% | $161 / Sq Ft |
| 10/19/2025 10/19/25 | Pending | -- | -- | -- |
| 07/20/2025 07/20/25 | For Sale | $524,900 | -- | $166 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,923 | $523,000 | $33,300 | $489,700 |
| 2024 | $3,542 | $419,700 | $33,300 | $386,400 |
| 2023 | $3,542 | $419,700 | $33,300 | $386,400 |
| 2022 | $3,193 | $367,000 | $30,300 | $336,700 |
| 2021 | $3,193 | $367,000 | $30,300 | $336,700 |
| 2020 | $3,159 | $341,500 | $30,300 | $311,200 |
| 2019 | $3,159 | $341,500 | $30,300 | $311,200 |
| 2018 | $3,000 | $330,800 | $30,300 | $300,500 |
| 2017 | $3,000 | $330,800 | $30,300 | $300,500 |
| 2016 | $2,814 | $306,900 | $30,300 | $276,600 |
| 2015 | $2,644 | $306,900 | $30,300 | $276,600 |
| 2014 | $2,644 | $300,400 | $30,300 | $270,100 |
Source: Public Records
Agents Affiliated with this Home
-
Yvette Okros
-
CHRISTY BECK
Buyer's Agent in 2025
CHRISTY BECK
LONG & FOSTER - LAKE MONTICELLO
(386) 365-0460
39 in this area
78 Total Sales
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 667068
APN: 18A-11A-11
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
Nearby Homes
- 323 Jefferson Dr
- 340 Jefferson Dr
- 34 Turkeysag Trail
- 43 Bridlewood Dr Unit LM 70/11
- 4 Highland Rd
- 14 Bridlewood Dr
- 82 Crape Myrtle Dr
- 503 Garden Ln
- 503 Garden Ln
- 377 Jefferson Dr
- 4 Xebec Rd
- 927 Jefferson Dr Unit LM 279/1
- 14 Fairwood Place
- 16 Wisteria Way
- 48 Smokewood Dr Unit SECTION 12 LOT 513
- 48 Smokewood Dr
- 4 Deerwood Ln
- 11 S Bearwood Dr
- 80 Ponderosa Ln
- 27 Kingswood Rd