NOT LISTED FOR SALE

21 Cottage Ln Moneta, VA 24121

Estimated Value: $790,000 - $1,252,000

3 Beds
3.5 Baths
3,348 Sq Ft
$309/Sq Ft Est. Value

Last Sold February 23, 2023

Last sale price $800,000 $239 Per Sq Ft

Est. 30% increase in value since last sale

Current estimated payment $6,143/month

2 Days on Market

Highlights

  • Boat Ramp
  • 1 Dock Slip
  • Public Beach
  • Dudley Elementary School Rated A-
  • Water Access
  • Lake View

About This Home

As of February 2023

Welcome to The Boardwalk community located on Smith Mountain Lake! Our home is located in the area defined as The Cottages of the Boardwalk, that we have found to be a premier place to live, gather with family & friends, to fish, swim, paddleboard & explore the Blue RidgeMountains of Virginia. We have enjoyed making memories with our family and friends and having our grandchildren spend summers with us over the past 10 years. We are now offering our beautiful Cottage at 21 Cottage Lane for sale. This 3-level home includes approximately 3350 sq ft of living space, a single car garage, large patio & deck with gorgeous views of the lake & the Peaks of Otter. A boat slip with lifts & floating dock access, will await you at the Community Dock. the home is well maintained with recent upgrade

Last Agent to Sell the Property

Genie Rust

SETTLELAND & REALTY LLC License #0225193101 Listed on: 01/23/2023

Last Buyer's Agent

Rachele Hunley

POE & CRONK REAL ESTATE GROUP License #0225071327

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,031

Year Built

  • Built in 1997

Lot Details

  • 5,663 Sq Ft Lot
  • Public Beach
  • Gentle Sloping Lot

HOA Fees

  • $534 Monthly HOA Fees

Property Views

  • Lake
  • Mountain

Home Design

  • Cottage

Interior Spaces

  • Gas Log Fireplace
  • Fireplace Features Masonry
  • Living Room with Fireplace
  • 2 Fireplaces

Kitchen

  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Fireplace in Basement

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Off-Street Parking

Outdoor Features

  • Water Access
  • Personal Watercraft Lift
  • Boat Hoist or Davit
  • 1 Dock Slip
  • Covered Dock
  • Deck
  • Covered Patio or Porch

Schools

  • Dudley Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 1

Community Details

Overview

  • Carl Smith Association
  • The Boardwalk Subdivision

Recreation

  • Boat Ramp
  • Community Boat Dock
  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,031

Year Built

Built in 1997

Lot Details

5,663 Sq Ft Lot

HOA Fees

$534 per month

Listing Details

  • Interior Features: Gas Log Fireplace, Masonry Fireplace, Walk-in-Closet
  • Heating System: Heat Pump Electric
  • Fireplace(s): Basement, Living Room
  • Type: A
  • Property Subtype 1: Single Family Residence
  • Has Basement: Full Basement
  • Major Appliances: Clothes Dryer, Clothes Washer, Dishwasher, Garage Door Opener, Range Electric, Refrigerator
  • Cooling System: Heat Pump Electric
  • Outside Features: Covered Porch, Deck, Patio, Paved Driveway
  • Views: Lake, Mountain
  • BedroomsBREntryLevel: 1
  • CondoAssocYN: No
  • EntryAboveGrdFin Sq Ft: 1116.00
  • Fireplace Number Fireplaces: 2
  • FullBathsFullBathsLowerLvl: 1
  • HalfBathsHalfBathsEntryLvl: 1
  • Internet Access: Cable
  • InternetAccessCurntInternetProv: SHENTEL
  • LaundryLaundryEntryLevel: 1
  • LowerBelowGrdFin Sq Ft: 1116.00
  • Major Area: 04 - Franklin County
  • NumberPrimCovSpaces: 1.00
  • Phone Email: 540-580-4010 csmith@smithhmcom
  • P O A Condo Contact Name: Carl Smith
  • POACondoDues: 534.00
  • POACondoTermsAM: Monthly
  • Hoa2 Or Poa: Yes
  • PrimCoveredPrking: Garage Attached
  • Residential Type: Detached
  • Style Of House: Cottage
  • SubagentAuthorized: No
  • SubdivisionMap: The Boardwalk
  • Total Above Grd Fin S Q F T: 2232
  • TotalBdrm: 3
  • TotalBths: 3.10
  • TotalCovdPrkSpc: 1.00
  • TotalFBaths: 3
  • Total Finished Sq Ft: 3348.00
  • TotalHBaths: 1
  • UncoveredNumberSpaces: 1.00
  • Uncovered Parking: Off Street Parking
  • UpperAboveGrdFin Sq Ft: 1116.00
  • WaterAccOnlyAAccessOnOffSite: Off Site
  • WaterAccOnlyADistanceToOffSite: 0.1
  • Water Acc Only A Location Of Off Site Water Access: across the street
  • WaterAccOnlyB: Community Boat Ramp, Community Dock, Deed/Assgn Dock
  • Water Class: Water Access Only
  • WaterDetailsNumberCoveredSlips: 1
  • Water Htr Energy: Electric
  • WaterID: Smith Mtn Lake
  • YardSign: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement YN: Yes

Exterior Features

  • Porch: Front Porch, Rear Porch

Utilities

  • Sewer Description: Shared Septic
  • Water Description: Public Water
  • Water Heater Type: Tank

Association/Amenities

  • Misc Features: Cable TV, Paved Road, Underground Util

Lot Info

  • Lot Description: Gentle Slope, Views
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 0.13
  • Lot: 1

Green Features

  • Water Features: Beach, Cove

Building Info

  • Year Built: 1997

Tax Info

  • Taxes (6 mo): 3031.00

MLS Schools

  • Elementary School: Dudley
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 28, 2014
Sold by
Kinard James D and Kinard Virginia M
Bought by
Goodnight Rexford G and Goodnight Carolyn R
Current Estimated Value
$1,036,022

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Outstanding Balance
$179,837
Interest Rate
4.12%
Mortgage Type
New Conventional
Estimated Equity
$856,185
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Goodnight Rexford G $450,000 Expert Title Services Llc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Goodnight Rexford G $240,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/23/2023 02/23/23 Sold $800,000 -3.3% $239 / Sq Ft
01/25/2023 01/25/23 Pending -- -- --
01/23/2023 01/23/23 For Sale $827,500 -- $247 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,446 $801,300 $130,000 $671,300
2024 $3,446 $801,300 $130,000 $671,300
2023 $3,031 $496,900 $125,000 $371,900
2022 $3,031 $496,900 $125,000 $371,900
2021 $3,031 $496,900 $125,000 $371,900
2020 $3,031 $496,900 $125,000 $371,900
2019 $2,763 $452,900 $75,000 $377,900
2018 $2,763 $452,900 $75,000 $377,900
2017 $2,491 $442,800 $75,000 $367,800
2016 $2,491 $442,800 $75,000 $367,800
2015 -- $442,800 $75,000 $367,800
2014 -- $442,800 $75,000 $367,800
2013 -- $442,800 $75,000 $367,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Roanoke Valley Association of REALTORS®

MLS Number: 895484

Roanoke Valley Association of REALTORS®

APN: 0320609100

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