$425,000
PENDING

21 McDonald St Spencer, MA 01562

Estimated payment $2,671/month

Total Views 1,202
5 Beds
2 Baths
2,398 Sq Ft
$177 Price per Sq Ft

Highlights

  • Golf Course Community
  • Deck
  • Tennis Courts
  • Medical Services
  • Property is near public transit
  • Jogging Path

About This Home

This well-maintained 2-unit multi-family is the perfect opportunity for investors or owner-occupants looking to offset their mortgage! Each unit offers 3 bedrooms and 1 bathroom, with the first-floor unit delivered vacant and move-in ready. Fresh updates include new flooring and paint throughout the interior, along with a new gas boiler for the second-floor unit. The upstairs tenants are long-term, month-to-month, providing immediate rental income. Situated close to downtown in a prime commuter location, this property offers convenience, stability, and potential for strong returns. Whether you're looking to expand your portfolio or settle into a home with rental income, this opportunity won’t last long—schedule your showing today!

Listing Agent

She Closes Deals Team

Lamacchia Realty, Inc.

Lamacchia Realty, Inc.

Co-Listing Agent

Brooke Packard

Lamacchia Realty, Inc.

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $3,781

Year Built

  • Built in 1860

Lot Details

  • 8,950 Sq Ft Lot
  • Level Lot

Home Design

  • Stone Foundation

Interior Spaces

  • 2,398 Sq Ft Home
  • Property has 1 Level
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Freezer
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • 6 Car Parking Spaces
  • Driveway
  • Paved Parking
  • Open Parking

Outdoor Features

  • Deck
  • Porch

Location

  • Property is near public transit
  • Property is near schools

Utilities

  • Heating System Uses Natural Gas
  • Heating System Uses Oil

Listing and Financial Details

  • Rent includes unit 2(water)
  • Assessor Parcel Number M:00U04 B:00042 L:00000,1692256

Community Details

Amenities

  • Medical Services
  • Shops
  • Coin Laundry

Recreation

  • Golf Course Community
  • Tennis Courts
  • Park
  • Jogging Path

Additional Features

  • 2 Units
  • Net Operating Income $21,600

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$3,781

Year Built

Built in 1860

Lot Details

0

Listing Details

  • Property Type: Residential Income
  • Property Sub Type: Multi Family
  • Year Built: 1860
  • Levels: 3
  • Year Built Details: Actual
  • APOD AVAILABLE: No
  • ResoPropertyType: ResidentialIncome
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: None
  • Stories: 3

Interior Features

  • Fireplace YN: No
  • Appliances: Range, Dishwasher, Freezer, Washer, Dryer, Refrigerator
  • Total Bedrooms: 5
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Full
  • Above Grade Finished Sq Ft: 2398
  • Living Area: 2398
  • Spa YN: No
  • Stories Total: 3
  • MAIN LO: AN2314
  • LIST PRICE PER Sq Ft: 177.23
  • PRICE PER Sq Ft: 177.23

Exterior Features

  • Foundation Details: Stone
  • Home Warranty YN: No
  • Patio And Porch Features: Porch, Deck
  • Road Frontage Type: Public
  • Waterfront YN: No

Garage/Parking

  • Garage YN: No
  • Open Parking YN: Yes
  • Parking Features: Paved Drive, Paved
  • Total Parking Spaces: 6

Utilities

  • Sewer: Public Sewer
  • Heating: Oil, Natural Gas
  • Heating YN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Highway Access, House of Worship, Public School
  • Rent Includes: Unit 2(Water)
  • Senior Community YN: No

Lot Info

  • Parcel Number: M:00U04 B:00042 L:00000,1692256
  • Zoning: 00
  • Farm Land Area Units: Square Feet
  • Lot Features: Level
  • Lot Size Acres: 0.21
  • Lot Size Area: 0.21
  • Lot Size Sq Ft: 8950
  • Lot Size Units: Acres
  • PAGE: 209
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 3781
  • Tax Book Number: 67900

Multi Family

  • Gross Income: 21600
  • Net Operating Income: 21600
  • Number Of Units Total: 2
  • Total Actual Rent: 1800
  • LEVELS 1: 1
  • Basement Included Sq Ft: No
  • LEVELS 2: 1
  • LEASE 2: N
  • LEASE 1: N
  • FLRS 1: 1
  • FLRS 2: 2

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $38 $322,100 $36,400 $285,700
2024 $3,393 $296,600 $36,400 $260,200
2023 $3,226 $267,500 $36,400 $231,100
2022 $3,237 $246,000 $33,100 $212,900
2021 $2,764 $196,900 $33,100 $163,800
2020 $2,626 $186,000 $33,100 $152,900
2019 $2,735 $197,300 $29,800 $167,500
2018 $2,386 $177,800 $34,700 $143,100
2017 $2,455 $175,600 $33,100 $142,500
2016 $2,409 $168,600 $33,100 $135,500
2015 $2,406 $176,000 $38,300 $137,700
2014 $2,314 $176,000 $38,300 $137,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/25/2025 03/25/25 Pending -- -- --
03/19/2025 03/19/25 For Sale $425,000 +41.7% $177 / Sq Ft
07/13/2022 07/13/22 Sold $299,900 0.0% $125 / Sq Ft
06/13/2022 06/13/22 Pending -- -- --
06/09/2022 06/09/22 For Sale $299,900 +81.8% $125 / Sq Ft
10/30/2013 10/30/13 Sold $165,000 +0.1% $58 / Sq Ft
09/30/2013 09/30/13 Pending -- -- --
08/24/2013 08/24/13 For Sale $164,900 -1.6% $58 / Sq Ft
04/27/2012 04/27/12 Sold $167,500 -14.1% $59 / Sq Ft
03/28/2012 03/28/12 Pending -- -- --
07/22/2011 07/22/11 For Sale $195,000 -- $69 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Deed History

Date Type Sale Price Title Company
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Not Resolvable $165,000 --
Deed $112,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $286,000 Stand Alone Refi Refinance Of Original Loan
Closed $286,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $161,933 VA
Previous Owner $156,750 New Conventional
Previous Owner $50,000 No Value Available
Previous Owner $99,000 No Value Available
Previous Owner $106,400 Purchase Money Mortgage
Source: Public Records

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Source: MLS Property Information Network (MLS PIN)

MLS Number: 73348016

MLS Property Information Network (MLS PIN)

APN: SPEN-000004U-000042