21 McDonald St Spencer, MA 01562
6
Beds
2
Baths
2,398
Sq Ft
8,950
Sq Ft Lot
Highlights
- Medical Services
- Wooded Lot
- Porch
- Deck
- Balcony
- Park
About This Home
As of May 2025**HIGHEST & BEST OFFERS DUE SUNDAY 6/12 BY 3 PM!** Turnkey, vacant two-family in Spencer! This investment property is ready for an owner-occupant to move on in and get some help paying the mortgage or for an investor to move in quality tenants. Spacious units with 3 great-sized bedrooms, large living rooms, and private decks. Separate utilities and the walk-up attic could be great for storage space or possibly expanding the 2nd unit. Located just minutes from the center of town for easy access to shopping and restaurants as well as Rt 9 making commuting a breeze. Great opportunity for owner-occupants or investors alike!
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $3,237
Year Built
- Built in 1860
Lot Details
- 8,950 Sq Ft Lot
- Level Lot
- Wooded Lot
Home Design
- Duplex
- Block Foundation
- Stone Foundation
- Frame Construction
- Shingle Roof
Interior Spaces
- 2,398 Sq Ft Home
- Property has 1 Level
- Dishwasher
Bedrooms and Bathrooms
- 6 Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Unfinished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Interior Basement Entry
- Block Basement Construction
Parking
- 2 Car Parking Spaces
- Driveway
- Paved Parking
- Open Parking
- Off-Street Parking
Outdoor Features
- Balcony
- Deck
- Porch
Location
- Property is near schools
Utilities
- 2 Heating Zones
- Heating Available
- Separate Meters
- 100 Amp Service
- Gas Water Heater
Listing and Financial Details
- Rent includes unit 1(water), unit 2(water)
- Assessor Parcel Number M:00U04 B:00042 L:00000,1692256
Community Details
Overview
- 2 Units
Amenities
- Medical Services
- Shops
Recreation
- Park
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 19, 2025
Closed on
May 29, 2025
Sold by
Berman Cody D and Kowalchek-Berman Lauren
Bought by
Martinez Carmen and Martinez Carmen K
Seller's Agent
We Close Deals Team
Lamacchia Realty, Inc.
Buyer's Agent
Alyssa Coyle
Real Broker MA, LLC
List Price
$425,000
Sold Price
$450,000
Premium/Discount to List
$25,000
5.88%
Views
32
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-31.21%
Original Mortgage
$443,813
Outstanding Balance
$443,437
Interest Rate
6.83%
Mortgage Type
FHA
Estimated Equity
-$24,312
Purchase Details
Closed on
Oct 14, 2022
Sold by
Berman Cody
Bought by
Berman Cody D and Kowalchek Lauren
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$286,000
Interest Rate
6.02%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Listed on
Aug 24, 2013
Closed on
Oct 30, 2013
Sold by
Lemieux Timothy M and Lemieux Danielle M
Bought by
Sthilaire David R
Seller's Agent
Seth Campbell Realty Group
Keller Williams Boston MetroWest
Buyer's Agent
Seth Campbell Realty Group
Keller Williams Boston MetroWest
List Price
$164,900
Sold Price
$165,000
Premium/Discount to List
$100
0.06%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.24%
Original Mortgage
$156,750
Interest Rate
4.52%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 1, 1988
Sold by
Frelick James A
Bought by
Daigle Richard W
Similar Home in Spencer, MA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $452,000 | None Available | |
| Deed | $452,000 | None Available | |
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Not Resolvable | $165,000 | -- | |
| Deed | $112,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $443,813 | FHA | |
| Closed | $443,813 | FHA | |
| Previous Owner | $286,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $161,933 | VA | |
| Previous Owner | $156,750 | New Conventional | |
| Previous Owner | $50,000 | No Value Available | |
| Previous Owner | $99,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/28/2025 05/28/25 | Sold | $450,000 | +5.9% | $188 / Sq Ft |
| 03/25/2025 03/25/25 | Pending | -- | -- | -- |
| 03/19/2025 03/19/25 | For Sale | $425,000 | +41.7% | $177 / Sq Ft |
| 07/13/2022 07/13/22 | Sold | $299,900 | 0.0% | $125 / Sq Ft |
| 06/13/2022 06/13/22 | Pending | -- | -- | -- |
| 06/09/2022 06/09/22 | For Sale | $299,900 | +81.8% | $125 / Sq Ft |
| 10/30/2013 10/30/13 | Sold | $165,000 | +0.1% | $58 / Sq Ft |
| 09/30/2013 09/30/13 | Pending | -- | -- | -- |
| 08/24/2013 08/24/13 | For Sale | $164,900 | -1.6% | $58 / Sq Ft |
| 04/27/2012 04/27/12 | Sold | $167,500 | -14.1% | $59 / Sq Ft |
| 03/28/2012 03/28/12 | Pending | -- | -- | -- |
| 07/22/2011 07/22/11 | For Sale | $195,000 | -- | $69 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $38 | $322,100 | $36,400 | $285,700 |
| 2024 | $3,393 | $296,600 | $36,400 | $260,200 |
| 2023 | $3,226 | $267,500 | $36,400 | $231,100 |
| 2022 | $3,237 | $246,000 | $33,100 | $212,900 |
| 2021 | $2,764 | $196,900 | $33,100 | $163,800 |
| 2020 | $2,626 | $186,000 | $33,100 | $152,900 |
| 2019 | $2,735 | $197,300 | $29,800 | $167,500 |
| 2018 | $2,386 | $177,800 | $34,700 | $143,100 |
| 2017 | $2,455 | $175,600 | $33,100 | $142,500 |
| 2016 | $2,409 | $168,600 | $33,100 | $135,500 |
| 2015 | $2,406 | $176,000 | $38,300 | $137,700 |
| 2014 | $2,314 | $176,000 | $38,300 | $137,700 |
Source: Public Records
Agents Affiliated with this Home
-
W
Seller's Agent in 2025
We Close Deals Team
Lamacchia Realty, Inc.
(508) 612-0821
2 in this area
29 Total Sales
-
B
Seller Co-Listing Agent in 2025
Brooke Coughlin
Lamacchia Realty, Inc.
(508) 612-0821
5 in this area
172 Total Sales
-
A
Buyer's Agent in 2025
Alyssa Coyle
Real Broker MA, LLC
(508) 414-6222
2 in this area
44 Total Sales
-
Seller's Agent in 2022
James Black
Real Broker MA, LLC
(508) 365-3532
38 in this area
836 Total Sales
-
S
Seller's Agent in 2013
Seth Campbell Realty Group
Keller Williams Boston MetroWest
-
S
Seller's Agent in 2012
Sherrie Hart
Century 21 Toomey-Lovett
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 72995738
APN: SPEN-000004U-000042
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