$299,900
SOLD JUL 13, 2022

21 McDonald St Spencer, MA 01562

6 Beds
2 Baths
2,398 Sq Ft
8,950 Sq Ft Lot

Recently Sold

$125 Per Sq Ft

3 Days on Market

Highlights

  • Medical Services
  • Wooded Lot
  • Porch
  • Deck
  • Balcony
  • Park

About This Home

As of May 2025

**HIGHEST & BEST OFFERS DUE SUNDAY 6/12 BY 3 PM!** Turnkey, vacant two-family in Spencer! This investment property is ready for an owner-occupant to move on in and get some help paying the mortgage or for an investor to move in quality tenants. Spacious units with 3 great-sized bedrooms, large living rooms, and private decks. Separate utilities and the walk-up attic could be great for storage space or possibly expanding the 2nd unit. Located just minutes from the center of town for easy access to shopping and restaurants as well as Rt 9 making commuting a breeze. Great opportunity for owner-occupants or investors alike!

Last Agent to Sell the Property

James Black

Real Broker MA, LLC Listed on: 06/09/2022

Real Broker MA, LLC

Last Buyer's Agent

Brooke Packard

Lamacchia Realty, Inc.

Lamacchia Realty, Inc.

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $3,237

Year Built

  • Built in 1860

Lot Details

  • 8,950 Sq Ft Lot
  • Level Lot
  • Wooded Lot

Home Design

  • Duplex
  • Block Foundation
  • Stone Foundation
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 2,398 Sq Ft Home
  • Property has 1 Level
  • Dishwasher

Bedrooms and Bathrooms

  • 6 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Block Basement Construction

Parking

  • 2 Car Parking Spaces
  • Driveway
  • Paved Parking
  • Open Parking
  • Off-Street Parking

Outdoor Features

  • Balcony
  • Deck
  • Porch

Location

  • Property is near schools

Utilities

  • 2 Heating Zones
  • Heating Available
  • Separate Meters
  • 100 Amp Service
  • Gas Water Heater

Listing and Financial Details

  • Rent includes unit 1(water), unit 2(water)
  • Assessor Parcel Number M:00U04 B:00042 L:00000,1692256

Community Details

Overview

  • 2 Units

Amenities

  • Medical Services
  • Shops

Recreation

  • Park

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$3,237

Year Built

Built in 1860

Lot Details

0

Listing Details

  • Property Type: Residential Income
  • Property Sub Type: 2 Family - 2 Units Up/Down
  • Year Built: 1860
  • Buyer Agency: 2.5%
  • Buyer Agency Type: %
  • Transaction Broker: 2.5%
  • Transaction Broker Type: %
  • Year Built Details: Actual
  • SUB AGENCY OFFERED: No
  • Year Round: Yes
  • Compensation Based On: Net Sale Price
  • APOD AVAILABLE: No
  • ResoPropertyType: ResidentialIncome
  • Special Features: None
  • Stories: 3

Interior Features

  • Flooring: Varies Per Unit
  • Interior Amenities: Unit 1(Ceiling Fans), Unit 2(Ceiling Fans), Unit 1 Rooms(Living Room,Kitchen), Unit 2 Rooms(Living Room,Kitchen)
  • Fireplace YN: No
  • Appliances: Washer, Dryer, Unit 1(Range,Dishwasher,Refrigerator), Unit 2(Range,Dishwasher,Refrigerator), Gas Water Heater,Tank Water Heater
  • Total Bedrooms: 6
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Full, Walk-Out Access, Interior Entry, Concrete, Unfinished
  • Living Area: 2398
  • Stories Total: 3
  • MAIN LO: AC0342
  • LIST PRICE PER Sq Ft: 125.06
  • PRICE PER Sq Ft: 125.06
  • MAIN SO: AN7224

Exterior Features

  • Exterior Features: Balcony/Deck, Unit 2 Balcony/Deck
  • Construction Materials: Frame
  • Foundation Details: Block, Stone
  • Patio And Porch Features: Porch, Deck
  • Road Frontage Type: Public
  • Road Surface Type: Paved
  • Roof: Shingle
  • Waterfront YN: No

Garage/Parking

  • Garage YN: No
  • Open Parking YN: Yes
  • Parking Features: Paved Drive, Off Street, Paved
  • Total Parking Spaces: 2

Utilities

  • Sewer: Public Sewer
  • Heating: Unit 1(Hot Water Baseboard,Oil), Unit 2(Gas)
  • Electric: 100 Amp Service, Individually Metered
  • Heating YN: Yes
  • Water Source: Public
  • HEAT UNITS: 2
  • HEAT ZONES: 2
  • COOLING ZONES: 0

Condo/Co-op/Association

  • Community Features: Shopping, Park, Medical Facility, House of Worship, Private School, Public School
  • Rent Includes: Unit 1(Water), Unit 2(Water)

Lot Info

  • Parcel Number: M:00U04 B:00042 L:00000,1692256
  • Zoning: res
  • Farm Land Area Units: Square Feet
  • Lot Features: Wooded, Gentle Sloping, Level
  • Lot Size Acres: 0.21
  • Lot Size Area: 0.21
  • Lot Size Sq Ft: 8950
  • Lot Size Units: Acres
  • PAGE: 173

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 3237
  • Tax Book Number: 51686

Multi Family

  • Number Of Units Total: 2
  • LEVELS 1: 1
  • Basement Included Sq Ft: No
  • LEVELS 2: 1
  • LEASE 2: N
  • LEASE 1: N
  • FLRS 1: 1
  • FLRS 2: 2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 19, 2025
Closed on
May 29, 2025
Sold by
Berman Cody D and Kowalchek-Berman Lauren
Bought by
Martinez Carmen and Martinez Carmen K
Seller's Agent
We Close Deals Team
Lamacchia Realty, Inc.
Buyer's Agent
Alyssa Coyle
Real Broker MA, LLC
List Price
$425,000
Sold Price
$450,000
Premium/Discount to List
$25,000
5.88%
Views
32

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-69.41%
Original Mortgage
$443,813
Outstanding Balance
$443,813
Interest Rate
6.83%
Mortgage Type
FHA
Estimated Equity
-$24,688

Purchase Details

Closed on
Oct 14, 2022
Sold by
Berman Cody
Bought by
Berman Cody D and Kowalchek Lauren

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$286,000
Interest Rate
6.02%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Listed on
Aug 24, 2013
Closed on
Oct 30, 2013
Sold by
Lemieux Timothy M and Lemieux Danielle M
Bought by
Sthilaire David R
Seller's Agent
Seth Campbell Realty Group
Keller Williams Boston MetroWest
Buyer's Agent
Seth Campbell Realty Group
Keller Williams Boston MetroWest
List Price
$164,900
Sold Price
$165,000
Premium/Discount to List
$100
0.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.34%
Original Mortgage
$156,750
Interest Rate
4.52%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 1, 1988
Sold by
Frelick James A
Bought by
Daigle Richard W
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $452,000 None Available
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Not Resolvable $165,000 --
Deed $112,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $443,813 FHA
Previous Owner $286,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $161,933 VA
Previous Owner $156,750 New Conventional
Previous Owner $50,000 No Value Available
Previous Owner $99,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/28/2025 05/28/25 Sold $450,000 +5.9% $188 / Sq Ft
03/25/2025 03/25/25 Pending -- -- --
03/19/2025 03/19/25 For Sale $425,000 +41.7% $177 / Sq Ft
07/13/2022 07/13/22 Sold $299,900 0.0% $125 / Sq Ft
06/13/2022 06/13/22 Pending -- -- --
06/09/2022 06/09/22 For Sale $299,900 +81.8% $125 / Sq Ft
10/30/2013 10/30/13 Sold $165,000 +0.1% $58 / Sq Ft
09/30/2013 09/30/13 Pending -- -- --
08/24/2013 08/24/13 For Sale $164,900 -1.6% $58 / Sq Ft
04/27/2012 04/27/12 Sold $167,500 -14.1% $59 / Sq Ft
03/28/2012 03/28/12 Pending -- -- --
07/22/2011 07/22/11 For Sale $195,000 -- $69 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $38 $322,100 $36,400 $285,700
2024 $3,393 $296,600 $36,400 $260,200
2023 $3,226 $267,500 $36,400 $231,100
2022 $3,237 $246,000 $33,100 $212,900
2021 $2,764 $196,900 $33,100 $163,800
2020 $2,626 $186,000 $33,100 $152,900
2019 $2,735 $197,300 $29,800 $167,500
2018 $2,386 $177,800 $34,700 $143,100
2017 $2,455 $175,600 $33,100 $142,500
2016 $2,409 $168,600 $33,100 $135,500
2015 $2,406 $176,000 $38,300 $137,700
2014 $2,314 $176,000 $38,300 $137,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 72995738

MLS Property Information Network (MLS PIN)

APN: SPEN-000004U-000042