$167,500
SOLD APR 27, 2012

21 McDonald St Spencer, MA 01562

6 Beds
2 Baths
2,826 Sq Ft
9,148 Sq Ft Lot

Recently Sold

$59 Per Sq Ft

14% Below List Price

250 Days on Market

About This Home

As of May 2025

What a great mortgage helper!Owner occupied two unit has been well maintained and updated by same owners for over 20 years.Units are very spacious,both with private decks and laundry hookups.Recent roof,windows,elec,boiler,insulation,water heaters and carpet,so all you have to do is move in!Plenty of off street parking.Live for almost nothing!

Last Agent to Sell the Property

Sherrie Hart

Century 21 Toomey-Lovett License #453000582 Listed on: 07/22/2011

Last Buyer's Agent

Danielle Dustman

Keller Williams Boston MetroWest License #453009123

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$38

Year Built

1860

Lot Details

0

Listing Details

  • Lot Description: Corner
  • Other Agent: 2.50
  • Special Features: None
  • Property Sub Type: MultiFamily
  • Year Built: 1860

Interior Features

  • Has Basement: Yes
  • Number of Rooms: 10
  • Amenities: Shopping, Park, Walk/Jog Trails, Laundromat, Highway Access, House of Worship, Public School
  • Electric: Circuit Breakers, 100 Amps
  • Energy: Insulated Windows
  • Flooring: Wood, Vinyl, Wall to Wall Carpet
  • Basement: Full, Partially Finished, Walk Out, Interior Access

Exterior Features

  • Roof: Asphalt/Fiberglass Shingles
  • Construction: Frame
  • Exterior: Aluminum
  • Exterior Features: Porch, Deck, Storage Shed
  • Foundation: Concrete Block, Fieldstone, Brick

Garage/Parking

  • Parking: Off-Street
  • Parking Spaces: 4

Utilities

  • Hot Water: Natural Gas, Tank
  • Water/Sewer: City/Town Water, City/Town Sewer
  • Utility Connections: for Electric Dryer, Washer Hookup

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 19, 2025
Closed on
May 29, 2025
Sold by
Berman Cody D and Kowalchek-Berman Lauren
Bought by
Martinez Carmen and Martinez Carmen K
Seller's Agent
We Close Deals Team
Lamacchia Realty, Inc.
Buyer's Agent
Alyssa Coyle
Real Broker MA, LLC
List Price
$425,000
Sold Price
$450,000
Premium/Discount to List
$25,000
5.88%
Views
32

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-32.62%
Original Mortgage
$443,813
Outstanding Balance
$443,437
Interest Rate
6.83%
Mortgage Type
FHA
Estimated Equity
-$24,312

Purchase Details

Closed on
Oct 14, 2022
Sold by
Berman Cody
Bought by
Berman Cody D and Kowalchek Lauren

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$286,000
Interest Rate
6.02%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Listed on
Aug 24, 2013
Closed on
Oct 30, 2013
Sold by
Lemieux Timothy M and Lemieux Danielle M
Bought by
Sthilaire David R
Seller's Agent
Seth Campbell Realty Group
Keller Williams Boston MetroWest
Buyer's Agent
Seth Campbell Realty Group
Keller Williams Boston MetroWest
List Price
$164,900
Sold Price
$165,000
Premium/Discount to List
$100
0.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.25%
Original Mortgage
$156,750
Interest Rate
4.52%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 1, 1988
Sold by
Frelick James A
Bought by
Daigle Richard W
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $452,000 None Available
Deed $452,000 None Available
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Not Resolvable $165,000 --
Deed $112,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $443,813 FHA
Closed $443,813 FHA
Previous Owner $286,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $161,933 VA
Previous Owner $156,750 New Conventional
Previous Owner $50,000 No Value Available
Previous Owner $99,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/28/2025 05/28/25 Sold $450,000 +5.9% $188 / Sq Ft
03/25/2025 03/25/25 Pending -- -- --
03/19/2025 03/19/25 For Sale $425,000 +41.7% $177 / Sq Ft
07/13/2022 07/13/22 Sold $299,900 0.0% $125 / Sq Ft
06/13/2022 06/13/22 Pending -- -- --
06/09/2022 06/09/22 For Sale $299,900 +81.8% $125 / Sq Ft
10/30/2013 10/30/13 Sold $165,000 +0.1% $58 / Sq Ft
09/30/2013 09/30/13 Pending -- -- --
08/24/2013 08/24/13 For Sale $164,900 -1.6% $58 / Sq Ft
04/27/2012 04/27/12 Sold $167,500 -14.1% $59 / Sq Ft
03/28/2012 03/28/12 Pending -- -- --
07/22/2011 07/22/11 For Sale $195,000 -- $69 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $38 $322,100 $36,400 $285,700
2024 $3,393 $296,600 $36,400 $260,200
2023 $3,226 $267,500 $36,400 $231,100
2022 $3,237 $246,000 $33,100 $212,900
2021 $2,764 $196,900 $33,100 $163,800
2020 $2,626 $186,000 $33,100 $152,900
2019 $2,735 $197,300 $29,800 $167,500
2018 $2,386 $177,800 $34,700 $143,100
2017 $2,455 $175,600 $33,100 $142,500
2016 $2,409 $168,600 $33,100 $135,500
2015 $2,406 $176,000 $38,300 $137,700
2014 $2,314 $176,000 $38,300 $137,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 71265075

MLS Property Information Network (MLS PIN)

APN: SPEN-000004U-000042