NOT LISTED FOR SALE

21 Rose Cottage Ln Saginaw, MI 48609

Shields Neighborhood

Estimated Value: $225,000 - $241,000

2 Beds
2 Baths
1,399 Sq Ft
$175/mo HOA Fee

Last Sold April 09, 2022

Last sale price $189,000 $135 Per Sq Ft

Est. 23% increase in value since last sale

Current estimated payment $1,527/month

65 Days on Market

Highlights

  • Ranch Style House
  • Ceramic Tile Flooring
  • 2 Car Garage

About This Home

As of April 2022

The perfect "down-size" Condo. Very open floor plan offering first floor living PLUS a full basement for storage or expansion (plumbed for a full bath). Vaulted ceilings, gas fireplace, double drive and attached two car garage. Minutes from Meijers or State Street, sell your lawn mover and snow-blower and relax !

Last Agent to Sell the Property

Scott Wilson

Wilson Realty License #SBR-6502332002 Listed on: 01/04/2022

Last Buyer's Agent

Terri Miller

RE/MAX New Image License #SBR-6501346539

RE/MAX New Image

Property Details

Home Type

  • Condominium

Est. Annual Taxes

Year Built

  • Built in 2006

HOA Fees

  • $175 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • 1,399 Sq Ft Home
  • Ranch Style House
  • Brick Exterior Construction
  • Vinyl Siding

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Additional Features

  • Basement

Community Details

  • Association fees include ground maintenance, snow removal, maintenance structure
  • Cottage Grove Condominiums Subdivision

Listing and Financial Details

  • Assessor Parcel Number 28-12-3-25-2121-000

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,028

Year Built

Built in 2006

Lot Details

0

HOA Fees

$175 per month

Listing Details

  • Originating MLS: Saginaw Board of REALTORS
  • Class: RESIDENTIAL
  • Type Of Property: Condominium
  • Architecture Style: Ranch
  • Structure Style: 1 Story
  • Total Tax Amount: 3028
  • Total Tax Year: 2021
  • Year Built: 2006
  • Mail City: Saginaw
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 1

Interior Features

  • Basement: Yes
  • Bedrooms: 2
  • Bedroom 1: On 1st Floor, Dimensions: 13 x 12
  • Bedroom 1 Floor Covering: Carpet
  • Bedroom 2: On 1st Floor, Dimensions: 12 x 12
  • Bedroom 2 Floor Covering: Carpet
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Bathroom 1: On Level: First
  • Bathroom 2: On Level: First
  • Kitchen: On 1st Floor, Dimensions: 22 x 10
  • Kitchen Floor Covering: Ceramic
  • Living Room: On 1st Floor, Dimensions: 26 x 14
  • Living Room Floor Covering: Carpet
  • Below Grade Sq Ft: 1399
  • Above Grade Finished Sq Ft: 1399
  • Total Finished Sq Ft: 1399

Exterior Features

  • Exterior: Brick, Vinyl Siding
  • Foundation: Basement

Garage/Parking

  • Garage Spaces: 2
  • Garage: Yes

Utilities

  • Sewer: Public Sanitary
  • Water: Public Water

Condo/Co-op/Association

  • HOA Fee Includes: Maintenance Grounds, Snow Removal, Maintenance Structure
  • HOA Fees: 175
  • HOA Fee Frequency: Monthly
  • Association Fee: Yes

Lot Info

  • Assessments: 175
  • Assessments: Yes
  • Assessor Parcel Number: 28-12-3-25-2121-000
  • Geo Subdivision: MI
  • Site/Lot Features: Sidewalks

Tax Info

  • Summer Tax: Year: 2021, Amount: $860.00
  • Winter Tax: Year: 2021, Amount: $2,168.00
  • Taxable Value: 78400
  • Total Tax: Year: 2021, Amount: $3,028.00
  • SEV Year: 2021

MLS Schools

  • School District: Swan Valley School District

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 4, 2022
Closed on
Apr 5, 2022
Sold by
Unknown
Bought by
Lausin Terrie
Seller's Agent
Scott Wilson
Wilson Realty
Buyer's Agent
Terri Miller
RE/MAX New Image
List Price
$210,000
Sold Price
$189,000
Premium/Discount to List
-$21,000
-10%
Current Estimated Value
$232,322

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$43,322
Avg. Annual Appreciation
6.33%
Original Mortgage
$151,200
Outstanding Balance
$141,667
Interest Rate
3.85%
Mortgage Type
New Conventional
Estimated Equity
$90,655

Purchase Details

Listed on
Dec 19, 2019
Closed on
Feb 7, 2020
Sold by
Owen Randall
Bought by
Moorhouse Betsy L
Seller's Agent
Kurt Pickelmann
RE/MAX New Image
Buyer's Agent
Cari Krabill
Wilson Realty
List Price
$169,900
Sold Price
$168,000
Premium/Discount to List
-$1,900
-1.12%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.58%
Original Mortgage
$123,000
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 18, 2018
Closed on
Aug 7, 2018
Sold by
Tri & Star T Bank
Bought by
Owen Randall
Seller's Agent
Priscilla Chasnis
Century 21 Signature Realty
Buyer's Agent
Polly Hollis
Homes by Hollis EXP
List Price
$155,500
Sold Price
$150,000
Premium/Discount to List
-$5,500
-3.54%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.85%
Original Mortgage
$121,500
Interest Rate
4.5%
Mortgage Type
VA

Purchase Details

Closed on
Nov 18, 2010
Sold by
Iii M Investments Llc
Bought by
Mitchell James L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
4.23%
Mortgage Type
Future Advance Clause Open End Mortgage
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lausin Terrie $189,000 None Listed On Document
Moorhouse Betsy L $168,000 None Available
Owen Randall $150,000 --
Mitchell James L $175,300 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lausin Terrie $151,200
Previous Owner Moorhouse Betsy L $123,000
Previous Owner Owen Randall $121,500
Previous Owner Mitchell James L $100,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/09/2022 04/09/22 Sold $189,000 0.0% $135 / Sq Ft
03/10/2022 03/10/22 Pending -- -- --
03/01/2022 03/01/22 Price Changed $189,000 -3.0% $135 / Sq Ft
02/16/2022 02/16/22 Price Changed $194,900 -2.5% $139 / Sq Ft
01/14/2022 01/14/22 Price Changed $199,900 -4.8% $143 / Sq Ft
01/04/2022 01/04/22 For Sale $210,000 +25.0% $150 / Sq Ft
02/07/2020 02/07/20 Sold $168,000 -1.1% $120 / Sq Ft
01/24/2020 01/24/20 Pending -- -- --
12/19/2019 12/19/19 For Sale $169,900 +13.3% $121 / Sq Ft
08/07/2018 08/07/18 Sold $150,000 -1.0% $107 / Sq Ft
07/06/2018 07/06/18 Pending -- -- --
06/19/2018 06/19/18 Price Changed $151,500 -2.6% $108 / Sq Ft
05/18/2018 05/18/18 For Sale $155,500 -- $111 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,026 $109,600 $0 $0
2024 $1,026 $102,800 $0 $0
2023 $977 $89,200 $0 $0
2022 $3,396 $82,400 $0 $0
2021 $3,027 $78,400 $0 $0
2020 $2,800 $79,200 $0 $0
2019 $2,675 $71,200 $8,000 $63,200
2018 $869 $80,000 $0 $0
2017 $2,520 $81,300 $0 $0
2016 $2,496 $82,900 $0 $0
2014 -- $75,500 $0 $67,500
2013 -- $78,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Scott Wilson

    Seller's Agent in 2022

    Scott Wilson

    Wilson Realty

    (989) 244-4200

    9 in this area

    61 Total Sales

    Scott Wilson
    Section Image
  • Terri Miller

    Buyer's Agent in 2022

    Terri Miller

    RE/MAX Michigan

    (989) 790-0890

    6 in this area

    61 Total Sales

    Terri Miller
    Section Image
  • Kurt Pickelmann

    Seller's Agent in 2020

    Kurt Pickelmann

    RE/MAX Michigan

    (269) 267-5958

    77 Total Sales

    Kurt Pickelmann
    Section Image

  • C

    Buyer's Agent in 2020

    Cari Krabill

    Wilson Realty

    Section Image

  • P

    Seller's Agent in 2018

    Priscilla Chasnis

    Century 21 Signature Realty

    Section Image
  • Polly Hollis

    Buyer's Agent in 2018

    Polly Hollis

    Homes by Hollis EXP

    (989) 860-6003

    4 in this area

    264 Total Sales

    Polly Hollis
    Section Image
See All Agents

Map

Source: Michigan Multiple Listing Service

MLS Number: 50063574

Michigan Multiple Listing Service

APN: 28123252121000

Michigan Saginaw County Saginaw 48609 Shields

21 Rose Cottage Ln, Saginaw, MI

This home is located at 21 Rose Cottage Ln, Saginaw, MI 48609 since 04 January 2022 and is currently estimated at $232,322, approximately $166 per square foot. This property was built in 2006. 21 Rose Cottage Ln is a home located in Saginaw County with nearby schools including Swan Valley High School and Community Baptist Christian School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Michigan Multiple Listing Service Source MLS: MiRealSource
Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. Copyright MiRealSource.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

Copyright 2025 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

Nearby Homes