$1,150,000
SOLD OCT 6, 2025

2103 Harbourside Dr Unit 1102 Longboat Key, FL 34228

3 Beds
2.5 Baths
2,448 Sq Ft
$1,433/mo HOA Fee

Recently Sold

$470 Per Sq Ft

11% Below List Price

55 Days on Market

Highlights

  • On Golf Course
  • 11.16 Acre Lot
  • Private Lot
  • Southside Elementary School Rated A
  • Open Floorplan
  • Cathedral Ceiling

About This Home

As of October 2025

High and Dry, Beautifully Renovated, and Fully Furnished, this Stunning Villa is Move-In Ready! This single-story villa in prestigious Harbour Oaks offers nearly 2,500 square feet of light-filled living space with tasteful finishes and high-end furnishings hand selected by a designer. Elevated over 11 feet, the home remained untouched by flooding or hurricane damage—offering peace of mind in addition to peace and quiet.
In addition to cosmetic upgrades, a new roof (2024) and a new HVAC system (2025), ensures both comfort and long-term value.

A highly desired ground floor unit with no upstairs neighbors, the villa features soaring ceilings, radiant skylights, and expansive golf course views. Over 800 square feet of screened lanai space overlooks the Harbourside Golf Course, creating a tranquil setting for morning coffee or evening entertaining.

Step inside to an elegant formal living and dining area with herringbone-pattern wood-look tile and a striking geometric feature wall. The open layout and stunning floors continues to the rear of the home, where a spacious kitchen-family room offers custom built-ins, a French bistro-inspired bar area with open shelving, a waterfall island, and a sunny breakfast nook. Tucked off the family room is a dedicated half-bath.

The serene primary suite boasts golf course views, generous closet space, and a spa-like bath with dual vanities. Two additional bedrooms at the front of the home share a well-appointed full bath, while a functional laundry room connects to the attached two-car garage.

Harbour Oaks is known for its resort-style amenities, including a heated pool, spa, and beautifully manicured grounds—all just minutes from Longboat Key Town Center. As a resident of Bay Isles, you’ll also enjoy deeded access to the Bay Isles Beach Club, a private Gulf-front retreat with a pavilion, grills, beach loungers, restrooms, and ample parking.

Optional membership to the Longboat Key Club—featuring championship golf, tennis, and Harbourside Moorings deepwater slips—further enhances the exceptional lifestyle offered by this one-of-a-kind property.

Last Agent to Sell the Property

Nick Gard

COLDWELL BANKER REALTY Brokerage Phone: 941-388-3966 License #3473079 Listed on: 06/16/2025

COLDWELL BANKER REALTY

Co-Listed By

Jennie Heskett

COLDWELL BANKER REALTY Brokerage Phone: 941-388-3966 License #3596616

Last Buyer's Agent

Stacy Hanan

MICHAEL SAUNDERS & COMPANY License #3121519

MICHAEL SAUNDERS & COMPANY

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $12,042

Year Built

  • Built in 1984

Lot Details

  • On Golf Course
  • Street terminates at a dead end
  • East Facing Home
  • Irrigation Equipment

HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Villa
  • Slab Foundation
  • Concrete Roof
  • Block Exterior

Interior Spaces

  • 2,448 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Furnished
  • Bar Fridge
  • Dry Bar
  • Cathedral Ceiling
  • Skylights
  • Great Room
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Golf Course Views

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Built-In Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Stone Countertops
  • Disposal

Flooring

  • Brick
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Exterior Lighting

Schools

  • Southside Elementary School
  • Booker Middle School
  • Booker High School

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include 24-Hour Guard, common area taxes, pool, escrow reserves fund, insurance, maintenance structure, ground maintenance, maintenance, pest control, private road, security, trash
  • Neil Fleet Association
  • Bay Isles Association
  • Harbour Oaks Community
  • Harbor Oaks Ph I & II Subdivision
  • Association Owns Recreation Facilities
  • The community has rules related to building or community restrictions, deed restrictions

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Pool

Pet Policy

  • Pets up to 50 lbs
  • Pet Size Limit
  • 2 Pets Allowed
  • Dogs and Cats Allowed

Security

  • Security Guard

Property Details

Home Type

Condominium

Est. Annual Taxes

$12,042

Year Built

Built in 1984

Lot Details

0

HOA Fees

$1,433 per month

Parking

2

Listing Details

  • HOA Fee Includes: Guard - 24 Hour, Common Area Taxes, Pool, Escrow Reserves Fund, Insurance, Maintenance Structure, Maintenance Grounds, Maintenance, Pest Control, Private Road, Security, Trash
  • Property Type: Residential
  • Property Sub Type: Villa
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 2448
  • Lot Size Acres: 11.16
  • New Construction: No
  • Year Built: 1984
  • Building Area Total: 3248
  • Lot Size Sq Ft: 486153
  • Status: Sold
  • Co List Office Mls Id: MFR281502055
  • Co List Office Phone: 941-388-3966
  • Ownership: Condominium
  • Building Area Total Srch Sq M: 301.75
  • Escrow State: FL
  • Minimum Lease: 1 Month
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 469.77
  • Total Acreage: 10 to less than 20
  • Water Access YN: 0
  • Condo Fees Term: Quarterly
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 941-388-3966
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Cathedral Ceiling(s), Dry Bar, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Washer, Wine Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Window Features: Skylight(s)
  • Living Area Meters: 227.43

Exterior Features

  • Direction Faces: East
  • Exterior Features: Lighting
  • Roof: Concrete
  • Pool Private: No
  • View: Golf Course
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Buyer Approval Required, Deed Restrictions, Gated Community - Guard, Golf, Pool, Sidewalks, Special Community Restrictions, Tennis Court(s)
  • Association Name: Neil Fleet
  • Association: Yes
  • Senior Community: No
  • Association #2 Fee: 1323
  • Association #2 Fee Frequency: Annually
  • Association: Bay Isles Association
  • Association 2 YN: 1
  • Association Approval Required YN: 1
  • Pet Restrictions: See documents
  • Association Fee Requirement: None
  • Condo Fees: 3970
  • Max Pet Weight: 50
  • Monthly Condo Fee Amount: 1323
  • Pet Size: Medium (36-60 Lbs.)

Fee Information

  • Total Annual Fees: 17203.00
  • Total Monthly Fees: 1433.58

Schools

  • Elementary School: Southside Elementary
  • High School: Booker High
  • Middle Or Junior School: Booker Middle

Lot Info

  • Zoning: PD
  • Parcel Number: 0007101046
  • Additional Parcels: No
  • Lot Features: On Golf Course, Street Dead-End, Paved, Private
  • Flood Zone Code: AE

Rental Info

  • Furnished: Furnished
  • Pets Allowed: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: See documents

Tax Info

  • Tax Annual Amount: 12042.26
  • Tax Block: 11
  • Tax Book Number: 21-29
  • Tax Lot: 1102

Multi Family

  • Approval Process: See documents

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 16, 2025
Closed on
Oct 6, 2025
Sold by
Ramsey Thomas L and Ramsey Audra
Bought by
Merone Jesse J and Merone Kirsten P
Seller's Agent
Nick Gard
COLDWELL BANKER REALTY
Buyer's Agent
Stacy Hanan
MICHAEL SAUNDERS & COMPANY
List Price
$1,285,000
Sold Price
$1,150,000
Premium/Discount to List
-$135,000
-10.51%
Views
14
Current Estimated Value
$1,121,209

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$28,791
Avg. Annual Appreciation
-9.64%

Purchase Details

Listed on
Sep 14, 2023
Closed on
Nov 15, 2023
Sold by
Atlas Laurence D and Atlas Andrea O
Bought by
Thomas L Ramsey And Audra R Ramsey Revocable and Ramsey
Seller's Agent
Julie Klick
MICHAEL SAUNDERS & COMPANY
Buyer's Agent
Mike Seamon
PREMIER SOTHEBY'S INTERNATIONAL REALTY
List Price
$1,250,000
Sold Price
$1,225,000
Premium/Discount to List
-$25,000
-2%
Views
7

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.29%

Purchase Details

Closed on
Mar 30, 2017
Sold by
Atlas Laurence D and Feldmar Andrea O
Bought by
Atlas Laurence D and Feldmar Andrea O

Purchase Details

Closed on
May 14, 2010
Sold by
Rodin Bruce
Bought by
Atlas Laurence D and Feldmar Andrea O

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$299,286
Interest Rate
5.06%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 1, 1999
Sold by
Spivack Clair and Spivack Stuart
Bought by
Rodin Marilyn B

Purchase Details

Closed on
Apr 8, 1994
Sold by
Spivack Stuart and Spivack Clair
Bought by
Spivack Clair

Purchase Details

Closed on
Nov 19, 1993
Sold by
Spivack Clair
Bought by
Spivack Stuart and Spivack Clair
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $1,100,000 None Listed On Document
Warranty Deed $1,225,000 None Listed On Document
Interfamily Deed Transfer -- Attorney
Warranty Deed -- Attorney
Warranty Deed -- Attorney
Warranty Deed $400,000 Attorney
Warranty Deed $320,000 --
Warranty Deed $320,000 --
Quit Claim Deed -- --
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $299,286 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/06/2025 10/06/25 Sold $1,150,000 -10.5% $470 / Sq Ft
08/10/2025 08/10/25 Pending -- -- --
06/16/2025 06/16/25 For Sale $1,285,000 +4.9% $525 / Sq Ft
11/15/2023 11/15/23 Sold $1,225,000 -2.0% $500 / Sq Ft View Prior Sale
09/14/2023 09/14/23 Pending -- -- --
09/14/2023 09/14/23 For Sale $1,250,000 -- $511 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,042 $875,000 -- $875,000
2024 $5,943 $909,900 -- $909,900
2023 $5,943 $472,278 $0 $0
2022 $5,834 $458,522 $0 $0
2021 $5,922 $445,167 $0 $0
2020 $5,964 $439,021 $0 $0
2019 $5,774 $429,151 $0 $0
2018 $5,677 $421,149 $0 $0
2017 $5,572 $412,487 $0 $0
2016 $6,050 $492,800 $0 $492,800
2015 $5,795 $482,800 $0 $482,800
2014 $5,355 $375,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: A4656063

Stellar MLS

APN: 0007-10-1046