$370,000
$5K PRICE DROP

Estimated payment $2,567/month

Total Views 2,470
3 Beds
2 Baths
1,795 Sq Ft
$206 Price per Sq Ft

Highlights

  • Bonus Room
  • 2 Car Attached Garage
  • Ceramic Tile Flooring
  • Great Room
  • Laundry Room
  • Central Air

About This Home

Welcome to 2106 Congress Lane, St. Cloud, FL 34769 — a well-maintained 3-bedroom, 2-bathroom investment property located in a quiet neighborhood. This is a turnkey rental opportunity with a reliable tenant already in place, providing immediate rental income from day one.
The home offers an open, functional floor plan with plenty of natural light and tile flooring throughout. The kitchen is equipped with modern appliances, ample cabinet space and large pantry.
Major updates include a brand new roof installed in February 2025 and a new air conditioning system replaced in 2019, reducing potential future expenses for the new owner.
The spacious backyard offers outdoor living potential, while the attached garage and large driveway provide convenient parking options.
Tenant in place — immediate rental income
New roof (2025)
New A/C system (2019)
Desirable St. Cloud location close to schools, shopping, dining, major highways, Lakefront Park, and Downtown St. Cloud.

This is a great addition to your rental portfolio or a perfect entry point for first-time investors or your forever home. Don’t miss this income-generating property with strong long-term potential. Contact us today for more details or to schedule a private showing!

Listing Agent

Christine Lanno

ST. CLOUD REAL ESTATE Brokerage Phone: 407-892-1920 License #3463416 Listed on: 06/20/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,047

Year Built

  • Built in 2006

Lot Details

  • 5,750 Sq Ft Lot
  • Lot Dimensions are 50x115
  • East Facing Home
  • Property is zoned SPUD

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,795 Sq Ft Home
  • 1-Story Property
  • Great Room
  • Combination Dining and Living Room
  • Bonus Room
  • Ceramic Tile Flooring

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Private Mailbox

Schools

  • Neptune Elementary School
  • Neptune Middle School
  • St. Cloud High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Cable TV Available

Community Details

  • Tiffany Marshall Association
  • Anthem Park Ph 1B Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,047

Year Built

Built in 2006

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Stucco
  • Fireplace: No
  • Living Area: 1795
  • Lot Size Acres: 0.13
  • New Construction: No
  • Year Built: 2006
  • Building Area Total: 2251
  • Lot Size Sq Ft: 5750
  • Directions to Property: Hwy 192 to Old Canoe Creek road heading south. Turn right on Capital Blvd. Turn left on Congress Lane and home is down on the right
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Saint Cloud
  • Escrow Postal Code: 34771
  • Escrow State: FL
  • Escrow Street Name: E. 13th Street
  • Escrow Street Number: 119
  • List Office Head Office Key Nume: 534908861
  • Minimum Lease: 7 Months
  • RATIO Current Price By Calculate: 206.13
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 407-892-1920
  • Tax Year: 2024
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Living Room/Dining Room Combo
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Street Number Modifier: 2106
  • Living Area Meters: 166.76
  • Room Count: 6

Exterior Features

  • Direction Faces: East
  • Exterior Features: Private Mailbox
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Heat Pump
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 100
  • Association Fee Frequency: Annually
  • Association Name: Tiffany Marshall
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 100.00
  • Total Monthly Fees: 8.33
  • Monthly HOA Amount: 8.33

Schools

  • Elementary School: Neptune Elementary
  • High School: St. Cloud High School
  • Middle Or Junior School: Neptune Middle (6-8)

Lot Info

  • Zoning: SPUD
  • Parcel Number: 09-26-30-0055-0001-1260
  • Additional Parcels: No
  • Lot Dimensions: 50x115
  • Flood Zone Code: x
  • Homestead YN: 0
  • Lot Size Square Meters: 534

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: No
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyer/ agent to check on all restrictions
  • Month To Month Or Weekly YN: 1

Tax Info

  • Tax Annual Amount: 7046.68
  • Tax Block: 1
  • Tax Book Number: 18-72
  • Tax Lot: 126
  • Tax Other Annual Assessment Amount: 2267

Multi Family

  • Approval Process: Buyer/ agent to check on all restrictions
  • Currency Monthly Rent Amt: 2200.00

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,622 $299,000 $68,000 $231,000
2023 $6,622 $231,099 $0 $0
2022 $6,062 $243,000 $55,000 $188,000
2021 $5,537 $191,300 $45,000 $146,300
2020 $5,288 $179,100 $42,000 $137,100
2019 $5,092 $169,700 $40,000 $129,700
2018 $4,790 $152,000 $40,000 $112,000
2017 $4,465 $142,600 $33,000 $109,600
2016 $4,344 $143,300 $33,000 $110,300
2015 $4,449 $140,300 $33,000 $107,300
2014 $4,183 $119,000 $24,000 $95,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/15/2025 07/15/25 Price Changed $370,000 -1.3% $206 / Sq Ft
06/20/2025 06/20/25 For Sale $375,000 -- $209 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $80,000 A Clear Choice Title & Escro
Corporate Deed $254,900 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $229,348 Purchase Money Mortgage
Source: Public Records

Source: Stellar MLS

MLS Number: S5129285

Stellar MLS

APN: 09-26-30-0055-0001-1260