Seller's Agent in 2020
Libby Pratt
Horizon Sotheby's International Realty
(423) 599-2051
1 in this area
61 Total Sales
2106 Elder St Chattanooga, TN 37404
Ridgedale-Oak Grove NeighborhoodEstimated Value: $312,033 - $379,000
3
Beds
2
Baths
1,955
Sq Ft
$183/Sq Ft
Est. Value
Highlights
- 0.93 Acre Lot
- Mountain View
- Wood Flooring
- Open Floorplan
- Deck
- Main Floor Primary Bedroom
About This Home
As of July 2020This home sits among gorgeus oak trees just above downtown Chattanooga. Beautifully updated since it was built in 1930, this is a Chattanooga gem. Only 6 minutes from your front door to E Main St hot spots such as Southside Pizza and the Flying Squirrel, this home offers urban convenience with a charming cottage feel. The additional lot next door conveys with 2106 Elder St, equaling almost 1 acre for you to utilize.The fully fenced yard is perfect for pets. The outdoor space continues to the front of the home where the yard is level with a view of Lookout Mountain! A large porch deck area, partly covered, is perfect for entertaining. This kitchen is simply beautiful with custom cabinetry, granite counters, tile backsplash, gas range with hood vent, stainless steel appliances and a large farmhouse sink! The original hardwoods extend to the living room with built ins flanking the wood burning fireplace and a 12 ft picture window boasting glimpses of Lookout Mountain! Natural light and views, there is another picture window in the office / sun room. Two, potentially three, great bedrooms on the main level. The main level bathroom is updated with granite countertops, vessel sinks and faucets. Upstairs is a full finished space with another full bathroom perfect for a 2nd master bedroom or large bonus room. Access the laundry through the kitchen door downstairs to a walkout basement. Ample parking space is a rarity this close to downtown. The exterior has been freshly painted and the interior has been professionally cleaned for your viewing. This charming cottage home in Chattanooga is ready for you to call home. 2106 Elder St, Chattanooga, TN.
Last Agent to Sell the Property
Horizon Sotheby's International Realty License #328924 Listed on: 07/08/2020
Last Buyer's Agent
Robin Holbrook
Wallace License #292227
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,683
Year Built
- Built in 1930
Lot Details
- 0.93 Acre Lot
- Fenced
- Level Lot
- May Be Possible The Lot Can Be Split Into 2+ Parcels
Home Design
- Brick Exterior Construction
- Brick Foundation
- Stone Foundation
- Shingle Roof
- Wood Siding
- Shingle Siding
- Stone
Interior Spaces
- 1,955 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Vinyl Clad Windows
- Entrance Foyer
- Living Room with Fireplace
- Bonus Room
- Mountain Views
- Basement
- Basement Cellar
- Home Security System
- Washer and Gas Dryer Hookup
Kitchen
- Free-Standing Gas Range
- Microwave
- Dishwasher
- Granite Countertops
- Disposal
Flooring
- Wood
- Carpet
- Linoleum
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- 2 Full Bathrooms
- Bathtub with Shower
- Separate Shower
Parking
- Garage
- Carport
- Basement Garage
Outdoor Features
- Deck
- Covered Patio or Porch
Schools
- East Side Elementary School
- East Lake Academy Of Fine Arts Middle School
- Howard School Of Academics & Tech High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Phone Available
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 156k G 001
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Mar 14, 2022
Sold by
Matson Romeo Nicholas
Bought by
Nelson Matthew S and Quinley Brooke M
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$284,000
Outstanding Balance
$265,348
Interest Rate
3.92%
Mortgage Type
New Conventional
Estimated Equity
$92,410
Purchase Details
Listed on
Mar 2, 2017
Closed on
Apr 12, 2017
Sold by
Gentry David and Gentry Jennifer
Bought by
Halpern Givens Joshua B and Mccarragher Shannon
Seller's Agent
Bekah Cochran
Greater Downtown Realty dba Keller Williams Realty
List Price
$184,900
Sold Price
$180,000
Premium/Discount to List
-$4,900
-2.65%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.20%
Original Mortgage
$144,000
Interest Rate
4.1%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 7, 2006
Sold by
Day Clarence E
Bought by
Gentry David
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$114,500
Interest Rate
6.23%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Apr 28, 2003
Sold by
Reynolds Dan and Reynolds Rhonda
Bought by
Day Clarence E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$94,400
Interest Rate
5.79%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 30, 2002
Sold by
Bank One National Assn
Bought by
Reynolds Dan
Purchase Details
Closed on
Apr 18, 2002
Sold by
Baker James W
Bought by
Bank One National Assn
Purchase Details
Closed on
Nov 9, 1999
Sold by
Gibson Beverly A
Bought by
Baker James W
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,800
Interest Rate
7.99%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Nelson Matthew S | $299,000 | First Choice Title Services | |
| Halpern Givens Joshua B | $180,000 | Reallty Centure Title & Escr | |
| Gentry David | $167,500 | Milligan Reynolds Guaranty T | |
| Day Clarence E | $118,000 | -- | |
| Reynolds Dan | $69,900 | Jack Case Wilson Title Assoc | |
| Bank One National Assn | $142,100 | -- | |
| Baker James W | $90,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Nelson Matthew S | $284,000 | |
| Previous Owner | Halpern Givens Joshua B | $144,000 | |
| Previous Owner | Gentry David | $114,500 | |
| Previous Owner | Day Clarence E | $94,400 | |
| Previous Owner | Baker James W | $91,800 | |
| Closed | Day Clarence E | $23,600 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/23/2020 07/23/20 | Sold | $226,000 | +5.6% | $116 / Sq Ft | |
| 07/13/2020 07/13/20 | Pending | -- | -- | -- | |
| 07/08/2020 07/08/20 | For Sale | $214,000 | +18.9% | $109 / Sq Ft | |
| 04/12/2017 04/12/17 | Sold | $180,000 | -2.7% | $91 / Sq Ft | View Prior Sale |
| 03/08/2017 03/08/17 | Pending | -- | -- | -- | |
| 03/02/2017 03/02/17 | For Sale | $184,900 | -- | $93 / Sq Ft |
Source: Greater Chattanooga REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $813 | $36,350 | $0 | $0 |
| 2023 | $813 | $36,350 | $0 | $0 |
| 2022 | $813 | $36,350 | $0 | $0 |
| 2021 | $813 | $36,350 | $0 | $0 |
| 2020 | $923 | $33,375 | $0 | $0 |
| 2019 | $923 | $33,375 | $0 | $0 |
| 2018 | $886 | $33,375 | $0 | $0 |
| 2017 | $923 | $33,375 | $0 | $0 |
| 2016 | $901 | $0 | $0 | $0 |
| 2015 | $1,769 | $32,600 | $0 | $0 |
| 2014 | $1,769 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Libby Pratt
-
R
Buyer's Agent in 2020
Robin Holbrook
Wallace
-
G
Buyer's Agent in 2020
Gil Milton
DHI Inc
-
Bekah Cochran
Seller's Agent in 2017
Bekah Cochran
Greater Downtown Realty dba Keller Williams Realty
(423) 508-5986
142 Total Sales
-
Amanda Garrison
A
Seller Co-Listing Agent in 2017
Amanda Garrison
Greater Downtown Realty dba Keller Williams Realty
45 Total Sales
Map
Source: Greater Chattanooga REALTORS®
MLS Number: 1320680
APN: 156K-G-001
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Data is deemed reliable but is not guaranteed accurate by the MLS.
Ten-X does not display the entire MLS of Chattanooga, Inc. database on this website. The listings of some real estate brokerage firms have been excluded. Some or all of the listings displayed may not belong to the firm whose website is being visited
Copyright© 2025 by Chattanooga Association of REALTORS®
Nearby Homes
- 231 S Crest Dr
- 15 Th Ave
- 2704 E 21st St
- 301 Ridge Ave
- 314 E View Dr
- 2427 13th Ave
- 2550 E 18th St
- 2430 Dodds Ave
- 2432 Dodds Ave
- 3168 Chickalilly Dr
- 2542 E 18th St
- 3205 Gleason Dr
- 1515 Old Ringgold Rd
- 1504 Dodds Ave
- 2437 E 17th St
- 1866 Cotton Way
- 1842 Cotton Way
- 1608 Cotton Way
- 1616 Cotton Way
- 2429 E 17th St
- 62 Old Ringgold Rd
- 2112 Old Ringgold Rd
- 2115 Old Ringgold Rd
- 2117 Sunset Terrace
- 2108 Old Ringgold Rd
- 2118 Elder St
- 2115 Elder St
- 2115 Elder St Unit 2
- 2115 Elder St Unit 1
- 2119 Old Ringgold Rd
- 2122 Elder St
- 2120 Old Ringgold Rd
- 1945 Old Ringgold Rd
- 2117 Elder St
- 2117 Elder St Unit 1
- 1832 Old Ringgold Rd
- 0 Old Ringgold Rd Unit 1204095
- 0 Old Ringgold Rd Unit 1208704
- 0 Old Ringgold Rd Unit 16929
- 0 Old Ringgold Rd Unit 1301916