Seller's Agent in 2025
Philip Lancaster
Rock Point Real Estate
(423) 752-0710
1 in this area
10 Total Sales
2107 Stuart St Chattanooga, TN 37406
Curtis Street NeighborhoodEstimated Value: $132,000 - $194,105
4
Beds
2
Baths
1,248
Sq Ft
$127/Sq Ft
Est. Value
Highlights
- No HOA
- Central Heating and Cooling System
- 1-Story Property
- Smart Locks
- Level Lot
About This Home
As of July 2025Very much in demand floor plan: 4 bedroom 2 bath single family home. This newer (2005) house is located conveniently near public transportation, hospitals, businesses, downtown Chattanooga, and major traffic arteries. It has been a reliable source of income as an investment property but could be a spacious starter home for a family as well.
Last Agent to Sell the Property
Rock Point Real Estate License #296531 Listed on: 05/29/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,085
Year Built
- Built in 2005
Lot Details
- 7,125 Sq Ft Lot
- Lot Dimensions are 47.5x150
- Level Lot
Parking
- Off-Street Parking
Home Design
- Slab Foundation
- Frame Construction
- Vinyl Siding
Interior Spaces
- 1,248 Sq Ft Home
- 1-Story Property
- Smart Locks
- Washer and Electric Dryer Hookup
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Rain Gutters
Schools
- Hardy Elementary School
- Dalewood Middle School
- Brainerd High School
Utilities
- Central Heating and Cooling System
- Phone Available
- Cable TV Available
Community Details
- No Home Owners Association
- Town Of Boyce Subdivision
Listing and Financial Details
- Assessor Parcel Number 128p C 012
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 29, 2025
Closed on
Jul 24, 2025
Sold by
Bought by
Seller's Agent
Philip Lancaster
Rock Point Real Estate
Buyer's Agent
Robert Kreps
Keller Williams Realty
List Price
$197,000
Sold Price
$140,000
Premium/Discount to List
-$57,000
-28.93%
Views
67
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,526
Avg. Annual Appreciation
14.46%
Original Mortgage
$179,500
Outstanding Balance
$111,814
Interest Rate
6.67%
Mortgage Type
Construction
Estimated Equity
$46,712
Purchase Details
Listed on
May 29, 2025
Closed on
Jul 23, 2025
Sold by
Bought by
Seller's Agent
Philip Lancaster
Rock Point Real Estate
Buyer's Agent
Robert Kreps
Keller Williams Realty
List Price
$197,000
Sold Price
$140,000
Premium/Discount to List
-$57,000
-28.93%
Views
67
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$179,500
Outstanding Balance
$111,814
Interest Rate
6.67%
Mortgage Type
Construction
Estimated Equity
$46,712
Purchase Details
Listed on
May 1, 2017
Closed on
Jul 25, 2017
Sold by
Bought by
List Price
$79,900
Sold Price
$77,500
Premium/Discount to List
-$2,400
-3%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.67%
Original Mortgage
$62,000
Interest Rate
3.91%
Mortgage Type
New Conventional
Purchase Details
Listed on
Feb 26, 2013
Closed on
May 9, 2013
Sold by
Bought by
Seller's Agent
Billy Weathers
RE/MAX Properties
Buyer's Agent
Tanja Hollowell
Coldwell Banker Pryor Realty
List Price
$24,000
Sold Price
$12,000
Premium/Discount to List
-$12,000
-50%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
55.91%
Purchase Details
Listed on
Feb 26, 2013
Closed on
May 1, 2013
Sold by
Bought by
Seller's Agent
Billy Weathers
RE/MAX Properties
Buyer's Agent
Tanja Hollowell
Coldwell Banker Pryor Realty
List Price
$24,000
Sold Price
$12,000
Premium/Discount to List
-$12,000
-50%
Purchase Details
Closed on
Feb 19, 2013
Sold by
Bought by
Purchase Details
Closed on
Nov 19, 2012
Sold by
Bought by
Purchase Details
Closed on
May 12, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,000
Interest Rate
8.17%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Jan 12, 2006
Sold by
Bought by
Purchase Details
Closed on
Sep 18, 2000
Sold by
Bought by
Purchase Details
Closed on
Sep 14, 2000
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $185,000 | Ensign Title | ||
| $140,000 | Ensign Title | ||
| $140,000 | Ensign Title | ||
| $77,500 | Rudy Title And Escrow Llc | ||
| $12,000 | Title Guaranty & Trust Co | ||
| $10,000 | Title Guaranty & Trust Co | ||
| $10,000 | None Available | ||
| $97,605 | None Available | ||
| $115,000 | First Title | ||
| $5,000 | Title Services Of Tennessee | ||
| $5,000 | First Title | ||
| $7,500 | First Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $179,500 | ||
| Previous Owner | $62,000 | ||
| Previous Owner | $92,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/24/2025 07/24/25 | Sold | $140,000 | -24.3% | $112 / Sq Ft | |
| 07/01/2025 07/01/25 | Pending | -- | -- | -- | |
| 06/16/2025 06/16/25 | Price Changed | $185,000 | -6.1% | $148 / Sq Ft | |
| 05/28/2025 05/28/25 | For Sale | $197,000 | +154.2% | $158 / Sq Ft | |
| 07/25/2017 07/25/17 | Sold | $77,500 | -3.0% | $62 / Sq Ft | View Prior Sale |
| 06/06/2017 06/06/17 | Pending | -- | -- | -- | |
| 05/01/2017 05/01/17 | For Sale | $79,900 | +565.8% | $64 / Sq Ft | |
| 05/15/2013 05/15/13 | Sold | $12,000 | -50.0% | $9 / Sq Ft | View Prior Sale |
| 04/15/2013 04/15/13 | Pending | -- | -- | -- | |
| 02/25/2013 02/25/13 | For Sale | $24,000 | -- | $19 / Sq Ft |
Source: Greater Chattanooga REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $625 | $41,225 | $0 | $0 |
| 2024 | $541 | $24,175 | $0 | $0 |
| 2023 | $541 | $24,175 | $0 | $0 |
| 2022 | $541 | $24,175 | $0 | $0 |
| 2021 | $541 | $24,175 | $0 | $0 |
| 2020 | $551 | $19,925 | $0 | $0 |
| 2019 | $551 | $19,925 | $0 | $0 |
| 2018 | $580 | $19,925 | $0 | $0 |
| 2017 | $707 | $25,550 | $0 | $0 |
| 2016 | $725 | $0 | $0 | $0 |
| 2015 | $1,446 | $26,225 | $0 | $0 |
| 2014 | $1,446 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Philip Lancaster
-
Robert Kreps
R
Buyer's Agent in 2025
Robert Kreps
Keller Williams Realty
(423) 664-1900
1 in this area
9 Total Sales
-
Billy Weathers
Seller's Agent in 2013
Billy Weathers
RE/MAX Properties
(423) 421-3329
163 Total Sales
-
Tanja Hollowell
T
Buyer's Agent in 2013
Tanja Hollowell
Coldwell Banker Pryor Realty
(423) 894-6762
19 Total Sales
Map
Source: Greater Chattanooga REALTORS®
MLS Number: 1513689
APN: 128P-C-012
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