$465,000
SOLD SEP 11, 2025

2109 Pine Tree Cir Gainesville, GA 30501

2 Beds
2.5 Baths
2,051 Sq Ft
0.98 Acres

Recently Sold

$227 Per Sq Ft

22% Below List Price

114 Days on Market

Highlights

  • 193 Feet of Waterfront
  • Access To Lake
  • Community Lake
  • 1 Boat Dock
  • Lake View
  • Deck

About This Home

As of September 2025

WOW! UNDER 500K On Lake Lanier. Priced under $500K, this is a fantastic opportunity for lakefront living at an unbeatable value. Charming 2BR/2.5BA lakefront cottage in the Gainesville city limits with big lake views and deep water on Lake Lanier's desirable north end. This home sits on a steep hillside, offering panoramic, unobstructed lake views. Cozy interior with open living space, two en-suite bedrooms, plus guest half bath. Enjoy your morning coffee or evening sunsets from the spacious deck. Property includes a single-slip covered dock and is Corp-approved for a 32x32 double-slip dock-a rare find! No short-term rentals allowed. Perfect as a full-time residence or weekend retreat. Don't miss it!

Last Agent to Sell the Property

Drew Leeuwenburg

Virtual Properties Realty.com Brokerage Phone: 7708830177 License #201246 Listed on: 05/01/2025

Virtual Properties Realty.com

Co-Listed By

Terri Olson

Virtual Properties Realty.com Brokerage Phone: 7708830177 License #406608

Last Buyer's Agent

Sarah Pickell

eXp Realty License #373017

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,119

Year Built

  • Built in 2000

Lot Details

  • 0.98 Acre Lot
  • 193 Feet of Waterfront
  • Lake Front
  • Privacy Fence
  • Sloped Lot
  • Cleared Lot
  • Partially Wooded Lot
  • Grass Covered Lot

Home Design

  • Country Style Home
  • Bungalow
  • Cabin
  • Block Foundation
  • Metal Roof
  • Wood Siding
  • Block Exterior
  • Stone Siding
  • Stone

Interior Spaces

  • 3-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Factory Built Fireplace
  • Double Pane Windows
  • Family Room with Fireplace
  • Lake Views
  • Laundry Room

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Solid Surface Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • Bathtub Includes Tile Surround

Finished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Finished Basement Bathroom
  • Laundry in Basement
  • Natural lighting in basement

Parking

  • 4 Parking Spaces
  • Parking Pad
  • Parking Accessed On Kitchen Level
  • Parking Shed
  • Off-Street Parking

Outdoor Features

  • Access To Lake
  • Deep Water Access
  • Army Corps Of Engineers Controlled
  • 1 Boat Dock
  • Covered Dock
  • Dock Rights
  • Deck
  • Patio
  • Shed

Location

  • City Lot

Schools

  • Enota Elementary School
  • Gainesville Middle School
  • Gainesville High School

Utilities

  • Zoned Heating and Cooling
  • 220 Volts
  • Tankless Water Heater
  • Septic Tank
  • High Speed Internet
  • Phone Available
  • Satellite Dish
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Sunset Heights Subdivision
  • Community Lake

Listing and Financial Details

  • Tax Lot 14

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,119

Year Built

Built in 2000

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 2000
  • ArchitecturalStyle: Bungalow/Cottage, Country/Rustic
  • Main Level Half Bathrooms: 1
  • Co List Office: VIRT01
  • Electric: 220 Volts
  • Financing Type: Conventional
  • Levels: Three Or More
  • Lot Size Acres: .98
  • Other Sturctures: Covered Dock, Shed(s)
  • Property Sub-Type: Single Family Residence
  • Structure Type: Cabin
  • Total Dock Slips: 1
  • Total Finished Area2: 2051
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Electric Water Heater, Microwave, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater
  • Bedrooms: 2
  • Basement: Bath Finished, Daylight, Exterior Entry, Finished, Full
  • Below Grade Finished Sq Ft: 651
  • Total Finished Sq Ft: 1400
  • Above Grade Finished Sq Ft: 1400
  • Interior Amenities: Tile Bath, Vaulted Ceiling(s)
  • Feature Name: Lanier
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Fireplace Features: Factory Built, Family Room
  • Flooring: Hardwood, Tile
  • Kitchen Features: Kitchen Island, Solid Surface Counters
  • Other Equipment: Satellite Dish
  • Window Features: Double Pane Windows

Beds/Baths

  • Lower Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Bedroom Lower Level: 1

Exterior Features

  • Waterfront Frontage: 193
  • Common Walls: No Common Walls
  • Construction Materials: Block, Stone, Wood Siding
  • ExteriorFeatures: Dock
  • Fencing: Privacy
  • Foundation Details: Block
  • Lot Features: City Lot, Private, Sloped
  • Patio And Porch Features: Deck, Patio
  • Property Condition: Resale
  • Roof: Metal
  • View: Lake
  • Waterfront Features: Corps of Engineers Control, Deep Water Access, Dock Rights, Floating Dock, Lake, Lake Access

Garage/Parking

  • Parking Features: Kitchen Level, Off Street, Parking Pad, Parking Shed
  • ParkingTotal: 4

Utilities

  • Cooling: Ceiling Fan(s), Electric, Zoned
  • Heating: Electric, Zoned
  • Laundry Features: In Basement, Laundry Closet
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Phone Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Community Features: Lake

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Enota
  • High School: Gainesville
  • High School Bus: Yes
  • Middle School: Gainesville
  • Middle School Bus: Yes

Lot Info

  • Land Lot: 129
  • Lot: 14

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 2024
  • Tax Annual Amount: 4119.08

MLS Schools

  • Elementary Bus Line: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2025
Closed on
Sep 11, 2025
Sold by
Creedon Paul
Bought by
Meyer Diana M and Warren Donald Scott
Seller's Agent
Drew Leeuwenburg
Virtual Properties Realty.com
Buyer's Agent
Sarah Pickell
eXp Realty
List Price
$599,900
Sold Price
$465,000
Premium/Discount to List
-$134,900
-22.49%
Views
288
Current Estimated Value
$457,005

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,995
Avg. Annual Appreciation
-5.28%
Original Mortgage
$348,750
Outstanding Balance
$348,440
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$108,565

Purchase Details

Closed on
Feb 11, 2015
Sold by
Bennett Torey Joseph
Bought by
Creedon Paul

Purchase Details

Closed on
Feb 18, 2013

Purchase Details

Closed on
Aug 26, 2005
Sold by
Mareno George
Bought by
Nicholson Investment Corporation
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Limited Warranty Deed $465,000 --
Warranty Deed $210,900 --
Deed $261,700 --
Deed $290,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $348,750 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/11/2025 09/11/25 Sold $465,000 -3.1% $227 / Sq Ft
08/23/2025 08/23/25 Pending -- -- --
08/06/2025 08/06/25 Price Changed $480,000 -4.0% $234 / Sq Ft
06/26/2025 06/26/25 Price Changed $499,900 -8.9% $244 / Sq Ft
06/13/2025 06/13/25 Price Changed $549,000 -4.5% $268 / Sq Ft
05/28/2025 05/28/25 Price Changed $575,000 -4.2% $280 / Sq Ft
05/01/2025 05/01/25 For Sale $599,900 -- $292 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,216 $221,620 $144,080 $77,540
2024 $4,149 $145,140 $76,840 $68,300
2023 $526 $148,556 $76,840 $71,716
2022 $585 $126,180 $76,840 $49,340
2021 $605 $118,141 $76,840 $41,301
2020 $3,417 $114,040 $76,840 $37,200
2019 $3,256 $107,080 $76,840 $30,240
2018 $595 $102,280 $76,840 $25,440
2017 $654 $99,640 $76,840 $22,800
2016 $459 $80,344 $76,840 $3,504
2015 -- $70,224 $68,040 $2,184
2014 -- $88,084 $85,640 $2,444
Source: Public Records

Agents Affiliated with this Home

  • D

    Seller's Agent in 2025

    Drew Leeuwenburg

    Virtual Properties Realty.com

    (770) 883-0177

    9 in this area

    11 Total Sales

    Drew Leeuwenburg
    Section Image

  • T

    Seller Co-Listing Agent in 2025

    Terri Olson

    Virtual Properties Realty.com

    (678) 478-6045

    14 in this area

    16 Total Sales

    Terri Olson
    Section Image
  • Sarah Pickell

    Buyer's Agent in 2025

    Sarah Pickell

    eXp Realty

    (770) 262-4817

    6 in this area

    130 Total Sales

    Sarah Pickell
    Section Image
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Map

Source: Georgia MLS

MLS Number: 10513029

Georgia MLS

APN: 01-00095-01-019F

Georgia Hall County Gainesville 30501

2109 Pine Tree Cir, Gainesville, GA

Sold

Detached

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