$575,000
SOLD MAR 18, 2025

2109 Torbett Rd Spring City, TN 37381

4 Beds
3.5 Baths
3,136 Sq Ft
0.65 Acres

Recently Sold

$183 Per Sq Ft

21% Below List Price

98 Days on Market

Highlights

  • Lake Front
  • Stationary Dock
  • Bonus Room
  • Deck
  • Main Floor Primary Bedroom
  • No HOA

About This Home

As of March 2025

Welcome to beautiful Watts Bar Lake in Spring City! Located toward the end of a cul-de-sac, this waterfront home on year around water has approximately 120 feet of water frontage and a gently sloping landscape to the water. Open to the Piney River and very close to the main channel, this property is a wonderful retreat. Enter the home and appreciate the large den with the adjoining kitchen and separate dining room and powder room. Relax in the main level owner's suite which opens to the deck and more captivating water views. Family and friends will enjoy their own private spaces in the upper level which includes a large bedroom, a bonus room, and a full bathroom. The walkout basement has a large rec room, two bedrooms, a full bathroom, and full sized laundry room. The basement offers easy access to the lake and has great space for a pool table or can be made ready to set up for snacks and beverages. Step out from the lower patio and stroll down to the water. The stationary dock accommodates two electric boat lifts and large sun deck for relaxing, fishing, or just watching the boats go by. Improve your everyday life or enjoy your weekend getaway in this home. The adjoining 1.92 acre parcel is also available (MLS # 1503182) Make your appointment to see this property. Do not walk on dock stairs or upper dock level. Information is deemed reliable but not guaranteed.

Last Agent to Sell the Property

Patti Marsden

Keller Williams Realty License #332606 Listed on: 11/14/2024

Keller Williams Realty

Last Buyer's Agent

Doug Lawrence

Zach Taylor - Chattanooga License #290184

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,492

Year Built

  • Built in 2002

Lot Details

  • Lake Front
  • Property fronts a county road
  • Gentle Sloping Lot
  • Additional Parcels

Home Design

  • Block Foundation
  • Shingle Roof

Interior Spaces

  • 3-Story Property
  • Ceiling Fan
  • Vinyl Clad Windows
  • Family Room Downstairs
  • Formal Dining Room
  • Den
  • Bonus Room
  • Water Views
  • Finished Basement
  • Laundry in Basement
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Free-Standing Electric Oven
  • Dishwasher

Flooring

  • Carpet
  • Concrete
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Bathtub with Shower

Parking

  • Gravel Driveway
  • Off-Street Parking

Outdoor Features

  • Stationary Dock
  • Deck
  • Covered Patio or Porch
  • Outdoor Storage

Schools

  • Spring City Elementary And Middle School
  • Rhea County High School

Utilities

  • Central Heating and Cooling System
  • Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Salena Ests Subdivision

Listing and Financial Details

  • Assessor Parcel Number 038j F 008.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,492

Year Built

Built in 2002

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size: 98 X 287.74 IRR
  • Road Frontage Type: County Road
  • Road Surface Type: Asphalt
  • Subdivision Name: Salena Ests
  • Directions: Take Hwy 27 N and turn right onto Hwy 68 (Watts Bar Hwy). Go 1.9 miles to Wolf Creek Rd. Drive 2.7 miles and turn right onto Torbett Rd. Go approx 2 miles to 2109 Torbett Rd. SOP.
  • Above Grade Finished Sq Ft: 1936.0
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Three Or More
  • Living Area: 3136.0
  • New Construction: No
  • Building Stories: 3
  • Structure Type: House
  • Year Built: 2002
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 038j F 008.00
  • Location Tax and Legal Elementary School: Spring City
  • Location Tax and Legal Middle Or Junior School2: Spring City
  • Location Tax and Legal High School: Rhea County High School
  • Location Tax and Legal:Tax Annual Amount: 2491.55
  • Location Tax and Legal Additional Parcels YN: Yes
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 1936.0
  • General Property Information Below Grade Finished Area: 1200.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Dimensions: 98 X 287.74 IRR
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: Yes
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: No
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Other Structures:Storage3: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Roof:Shingle: Yes
  • Utilities Water Connected: Yes
  • Room Types Bedroom Level: Second
  • Room Types Bonus Room: Yes
  • Room Types Bonus Room Level: Second
  • Foundation Details Block2: Yes
  • Room Types Primary Bathroom Level: First
  • Room Types Primary Bedroom Level: First
  • Levels Three Or More: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Dining Room: Yes
  • General Property Information Stories2: 3
  • Patio And Porch Features Porch - Covered: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Family Room: Yes
  • Room Types Family Room Level: Basement
  • Room Types Laundry: Yes
  • Room Types Laundry Level: Basement
  • View:Water2: Yes
  • Room Types Den: Yes
  • Room Types Den Level: First
  • Cooling:Ceiling Fan(s): Yes
  • Appliances Water Heater2: Yes
  • Structure Type:House: Yes
  • Road Frontage Type County Road: Yes
  • Laundry Features In Basement: Yes
  • Flooring:Concrete2: Yes
  • Special Features: None
  • Stories: 3

Interior Features

  • Private Spa: No
  • Appliances: Water Heater, Free-Standing Refrigerator, Free-Standing Electric Oven, Dishwasher
  • Has Basement: Finished
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1200.0
  • Fireplace: No
  • Flooring: Carpet, Concrete, Tile
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Separate Dining Room, Tub/shower Combo
  • Window Features: Vinyl Frames
  • ResoLivingAreaSource: Appraiser
  • Appliances Dishwasher: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Appliances:Free-Standing Refrigerator: Yes
  • Appliances:Free-Standing Electric Oven: Yes

Exterior Features

  • Lot Features: Gentle Sloping, Waterfront
  • View: Water
  • View: Yes
  • Waterfront Features: Lake Front
  • Waterfront: Yes
  • Home Warranty: No
  • Construction Type: Other
  • Exterior Features: Dock - Stationary
  • Foundation Details: Block
  • Other Structures: Storage
  • Patio And Porch Features: Covered, Deck, Front Porch, Porch, Porch - Covered, Rear Porch
  • Roof: Shingle
  • Exterior Features:Dock - Stationary: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Gentle Sloping: Yes
  • Patio And Porch Features:Covered: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Lot Features:Waterfront2: Yes
  • Waterfront Features:Lake Front: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Gravel, Off Street
  • General Property Information:Garage YN: No
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street: Yes
  • Parking Features:Gravel: Yes

Utilities

  • Laundry Features: In Basement, Laundry Room
  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Spring City
  • High School: Rhea County High School
  • Middle Or Junior School: Spring City

Lot Info

  • Additional Parcels Description: Book 379/Page 670
  • Additional Parcels: Yes
  • Parcel #: 038j F 008.00

Tax Info

  • Tax Annual Amount: 2491.55

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 14, 2024
Closed on
Mar 18, 2025
Sold by
Adair Properties Llc
Bought by
Luedtke Peter
Seller's Agent
Patti Marsden
Keller Williams Realty
Buyer's Agent
Doug Lawrence
Zach Taylor - Chattanooga
List Price
$729,000
Sold Price
$575,000
Premium/Discount to List
-$154,000
-21.12%
Views
130
Current Estimated Value
$609,602

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$34,602
Avg. Annual Appreciation
11.00%
Original Mortgage
$546,250
Outstanding Balance
$543,465
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$66,137

Purchase Details

Listed on
Sep 27, 2011
Closed on
Jul 18, 2013
Sold by
Wittler Kenneth W
Bought by
Adair Properties Llc
Seller's Agent
James Perry
The James Company Real Estate Brokers & Development
Buyer's Agent
James Perry
Ed Blake Company
List Price
$459,000
Sold Price
$430,000
Premium/Discount to List
-$29,000
-6.32%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.52%
Original Mortgage
$543,732
Interest Rate
3.96%
Mortgage Type
Commercial

Purchase Details

Closed on
Aug 31, 2004
Bought by
Wittler Kenneth W and Wittler Molly E

Purchase Details

Closed on
Mar 15, 2002
Bought by
Arnold Billy and Arnold Susan

Purchase Details

Closed on
Jul 23, 1999
Bought by
Shaver Kristy N Etvir and Edwards Gregory T

Purchase Details

Closed on
Jun 25, 1999
Bought by
Shaver Kristy N Etvir and Edwards Gregory T
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $575,000 Priority Title Llc
Warranty Deed $575,000 Priority Title Llc
Warranty Deed $430,000 --
Warranty Deed $275,000 --
Warranty Deed $80,000 --
Warranty Deed $65,000 --
Warranty Deed $290,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $546,250 New Conventional
Closed $546,250 New Conventional
Previous Owner $543,732 Commercial
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/18/2025 03/18/25 Sold $575,000 -9.4% $183 / Sq Ft
02/20/2025 02/20/25 Pending -- -- --
02/04/2025 02/04/25 Price Changed $635,000 -5.9% $202 / Sq Ft
01/01/2025 01/01/25 Price Changed $675,000 -7.4% $215 / Sq Ft
11/14/2024 11/14/24 For Sale $729,000 +69.5% $232 / Sq Ft
07/22/2013 07/22/13 Sold $430,000 -6.3% $125 / Sq Ft View Prior Sale
12/16/2011 12/16/11 Pending -- -- --
09/26/2011 09/26/11 For Sale $459,000 -- $133 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,995 $147,950 $43,750 $104,200
2023 $2,492 $110,500 $38,750 $71,750
2022 $2,486 $110,250 $38,750 $71,500
2021 $2,486 $110,250 $38,750 $71,500
2020 $2,523 $110,250 $38,750 $71,500
2019 $2,486 $110,250 $38,750 $71,500
2018 $2,147 $97,750 $38,750 $59,000
2017 $2,188 $99,625 $38,750 $60,875
2016 $2,188 $99,625 $38,750 $60,875
2015 $2,089 $99,625 $38,750 $60,875
2014 $2,089 $99,625 $38,750 $60,875
2013 -- $99,625 $38,750 $60,875
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1503184

Greater Chattanooga REALTORS®

APN: 038J-F-008.00