21200 Rio Oro Dr Cornelius, NC 28031
Estimated payment $7,147/month
Total Views
1,396
3
Beds
2
Baths
2,022
Sq Ft
$633
Price per Sq Ft
Highlights
- Hot Property
- Pier
- Open Floorplan
- Bailey Middle School Rated A-
- Waterfront
- Deck
About This Home
Welcome to your peaceful waterfront retreat with a minimal HOA, tucked away in a quiet cove in the heart of Cornelius and just minutes from the Cain Center for the Arts, shopping, dining, breweries, and parks. A rare and valuable feature, the private pier and dock can accommodate two boats, offering easy access to Lake Norman’s main channel and elevating this property into a true lakefront escape. Stepping inside there is a bright & airy, open plan with nice flow! The upgraded kitchen features quartz countertops, a large island with storage, abundant cabinetry, stainless steel appliances (refrigerator included), double ovens, a five-burner gas cooktop, tile backsplash, and upgraded lighting—perfect for everyday living and entertaining. The light-filled great room offers comfortable living with a ceiling fan/light and seamless access to the deck, creating effortless indoor-outdoor flow with peaceful lake views. The primary suite provides a private retreat with recessed lighting, ceiling fan, private deck access, walk-in closet, and private bath featuring a dual vanity, tiled shower, and soaking garden tub. This home offers a tremendous amount of storage (including a storage shed). An expansive covered deck with a covered portion & step down to a large paver patio with fire pit, invites relaxation at any time of day, while the private dock provides open views toward the main channel, ideal for enjoying the lake lifestyle.
Listing Agent
Keller Williams Lake Norman Brokerage Email: Matt@TheSarverGroup.com License #234447 Listed on: 12/12/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1979
Lot Details
- Waterfront
- Back Yard Fenced
- Irrigation
- Wooded Lot
- Property is zoned GR
HOA Fees
- $6 Monthly HOA Fees
Parking
- Driveway
Home Design
- Transitional Architecture
- Hardboard
Interior Spaces
- 2,022 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Built-In Features
- Ceiling Fan
- Recessed Lighting
- Sliding Doors
- Mud Room
- Storage
- Tile Flooring
- Water Views
- Crawl Space
Kitchen
- Built-In Self-Cleaning Double Oven
- Gas Cooktop
- Range Hood
- Microwave
- Plumbed For Ice Maker
- Dishwasher
- Kitchen Island
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
- Soaking Tub
- Garden Bath
Laundry
- Laundry Room
- Electric Dryer Hookup
Outdoor Features
- Pier
- Deck
- Covered Patio or Porch
- Fire Pit
- Shed
Schools
- Cornelius Elementary School
- Bailey Middle School
- William Amos Hough High School
Utilities
- Central Air
- Heat Pump System
Community Details
- Bahia Bay Association
- Bahia Bay Subdivision
- Mandatory home owners association
Listing and Financial Details
- Assessor Parcel Number 001-297-43
Map
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | -- | $1,000,000 | $675,000 | $325,000 |
| 2024 | -- | $1,000,000 | $675,000 | $325,000 |
| 2023 | $4,902 | $1,000,000 | $675,000 | $325,000 |
| 2022 | $5,000 | $584,300 | $337,500 | $246,800 |
| 2021 | $4,941 | $584,300 | $337,500 | $246,800 |
| 2020 | $4,934 | $543,400 | $337,500 | $205,900 |
| 2019 | $4,592 | $543,400 | $337,500 | $205,900 |
| 2018 | $4,222 | $389,000 | $280,000 | $109,000 |
| 2017 | $4,189 | $389,000 | $280,000 | $109,000 |
| 2016 | $3,965 | $368,400 | $280,000 | $88,400 |
| 2015 | -- | $368,400 | $280,000 | $88,400 |
| 2014 | $3,904 | $0 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/12/2025 12/12/25 | For Sale | $1,279,900 | +41.4% | $633 / Sq Ft | |
| 04/27/2023 04/27/23 | Sold | $905,212 | -2.7% | $443 / Sq Ft | View Prior Sale |
| 03/31/2023 03/31/23 | Pending | -- | -- | -- | |
| 03/01/2023 03/01/23 | For Sale | $930,212 | +68.5% | $455 / Sq Ft | |
| 08/24/2017 08/24/17 | Sold | $552,000 | -8.0% | $367 / Sq Ft | View Prior Sale |
| 07/27/2017 07/27/17 | Pending | -- | -- | -- | |
| 04/24/2017 04/24/17 | For Sale | $599,900 | -- | $399 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $906,000 | None Listed On Document | |
| Warranty Deed | $552,000 | None Available | |
| Warranty Deed | $365,000 | Investors Title | |
| Warranty Deed | $365,000 | None Available | |
| Deed | $135,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $424,100 | New Conventional | |
| Previous Owner | $290,000 | New Conventional |
Source: Public Records
About the Listing Agent
Matt Sarver grew up in Oregon and Florida and relocated to Charlotte, NC area in 2003 and found it to be a great balance of the two! In 2005 he joined Keller Williams Realty in the Lake Norman area as it’s the #1 largest Real Estate firm in the U.S. as their agent training, technology and reputation is highly regarded as honesty, integrity and service are part of their core values. 17 years in a row he was voted “Overall Satisfaction” by 5 star agent and recognized in Charlotte Magazine, which
Matt's Other Listings
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4326839
APN: 001-297-43
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked.
Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information:
(1) description of the copyrighted work that is the subject of claimed infringement;
(2) description of the alleged infringing content and information sufficient to permit us to locate the content;
(3) contact information for you, including your address, telephone number and email address;
(4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law;
(5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and
(6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Nearby Homes
- 21617 Rio Oro Dr
- 21520 Rio Oro Dr
- 21228 Lakeview Cir
- 21316 Country Club Ln
- 22501 John Gamble Rd
- 21300 Sandy Cove Rd
- 21307 Norman Shores Dr
- 22554 John Gamble Rd
- 21319 Baltic Dr
- 21311 Baltic Dr
- 21528 Norman Shores Dr
- 21300 Carina Ln
- 20114 Norman Colony Rd
- 20115 Henderson Rd Unit D
- 20115 Henderson Rd Unit H
- 20237 Harroway Dr
- 20340 Cathedral Oaks Dr
- 20105 Chapel Point Ln
- 21216 Olde Quarry Ln
- 20314 Colony Point Ln
- 21516 Delftmere Dr
- 21222 Nautique Blvd
- 19827 Henderson Rd Unit B
- 19831 Henderson Rd Unit E
- 19839 Henderson Rd Unit M
- 1044 Southwest Dr Unit 44
- 1133 Torrence Cir
- 1133 Torrence Cir
- 1329 Torrence Cir
- 1140 Torrence Cir Unit 82
- 1125 Torrence Cir Unit 67
- 20705 Sterling Bay Ln E
- 763 Southwest Dr Unit 14
- 311 Northwest Dr Unit 11
- 218 Northwest Dr Unit 27
- 19532 One Norman Blvd
- 19546 Greentree Way Unit 203
- 19546 Greentree Way Unit 202
- 19546 Greentree Way Unit 201
- 368 Northwest Dr