$450,000
SOLD JUL 3, 2025

2131 Tates Creek Rd Richmond, KY 40475

4 Beds
2 Baths
3,589 Sq Ft
2.69 Acres

Recently Sold

$125 Per Sq Ft

6% Below List Price

141 Days on Market

Highlights

  • Waterfront
  • Ranch Style House
  • No HOA
  • Wooded Lot
  • Attic
  • Fireplace

About This Home

As of July 2025

Country living at it's best with this 4 Bedroom 2 Bath Ranch on 2.69 Acres just minutes for town and I-75. Recently updated Kitchen & Master bath. Features 3589sqft of living space with a 2 car attached garage, Pella windows, fenced back yard, tankless water heater, scenic view of Tates Creek, carpet, tile & vinyl plank flooring, large kitchen pantry.
Fireplace in large open great room, House is not in the floodplain, see last the photo for FEMA map.

Last Agent to Sell the Property

Nancy Robertson

Coldwell Banker McMahan License #177176 Listed on: 12/11/2024

Coldwell Banker McMahan

Last Buyer's Agent

Nancy Robertson

Coldwell Banker McMahan License #177176 Listed on: 12/11/2024

Coldwell Banker McMahan

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,900

Year Built

  • Built in 2007

Lot Details

  • 2.69 Acre Lot
  • Waterfront
  • Partially Fenced Property
  • Wooded Lot

Parking

  • 3 Car Attached Garage
  • Driveway

Property Views

  • Water
  • Rural

Home Design

  • Ranch Style House
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 3,589 Sq Ft Home
  • Fireplace
  • Family Room
  • Dining Area
  • Utility Room
  • Attic

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Porch

Schools

  • Kit Carson Elementary School
  • Clark-Moores Middle School
  • Not Applicable Middle School
  • Madison Central High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Tankless Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Rural Subdivision

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 0018-0000-0071-A

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,900

Year Built

Built in 2007

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Ranch
  • Structure Type: House
  • Year Built: 2007
  • Above Grade Finished Sq Ft: 3589.0
  • Levels: One
  • New Construction: No
  • Location Tax Legal Info:Elementary School: Kit Carson
  • Location Tax Legal Info:Middle or Junior School: Clark-Moores
  • Location Tax Legal Info:High School: Madison Central
  • Location Tax Legal Info:Intermediate School: Not Applicable
  • Contract Info:On Market Date: 2024-12-11
  • General Property Description:Lot Size Acres: 2.69
  • General Property Description:Above Grade Finished Area: 3589.0
  • General Property Description:Waterfront: Yes
  • Utilities:Electricity2: Electricity Connected
  • Water: Water Connected
  • Structure Type:House: Yes
  • Basement: No
  • Flooring:Carpet: Yes
  • Flooring:Tile2: Yes
  • Attic:Attic YN: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Architectural Style:Ranch: Yes
  • Stories:One: Yes
  • Foundation Details:Block3: Yes
  • Appliances Refrigerators: Yes
  • Flooring:Vinyl: Yes
  • Cooling:Heat Pump3: Yes
  • View:Rural: Yes
  • Fencing:Partial2: Yes
  • View:Water2: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Roof:Shingle: Yes
  • Home Warranty Information:Home Warranty YN: Yes
  • General Property Description:Finished Area Total: 3589.0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Tankless Water Heater, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Interior Amenities: Walk-In Closet(s), Dining Area, Bedroom First Floor
  • Flooring: Carpet, Tile, Vinyl
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: No
  • Total Bedrooms: 4
  • Fireplace: Yes
  • Lot Size Area: 2.69
  • Fireplace Features:Fireplace YN: Yes
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Dining Area2: Yes
  • Interior Features:Bedroom First Floor: Yes
  • Appliances:Tankless Water Heater: Yes
  • General Property Description:_pound_ of Primary Bedrooms: 1
  • Rooms:_pound_ of Bedrooms2: 3

Exterior Features

  • Roof: Shingle
  • Construction Materials: Vinyl Siding
  • Fencing: Partial
  • Foundation Details: Block
  • Home Warranty: Yes
  • List Price: 450000.0
  • Lot Features: Waterfront, Wooded
  • Patio And Porch Features: Porch
  • View: Rural, Water
  • Construction Materials:Vinyl Siding: Yes
  • Exterior Features:Porch: Yes
  • Lot Features:Wooded: Yes

Garage/Parking

  • Attached Garage: Yes
  • Carport: No
  • Garage Spaces: 3.0
  • Garage: Yes
  • Parking Features: Driveway
  • Garage Features:Garage YN: Yes
  • Garage Features:Garage Spaces: 3.0
  • Garage Features:Attached: Yes
  • Carport Features:Carport YN: No
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Septic Tank
  • Heating: Heat Pump
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Washer Hookup, Electric Dryer Hookup
  • Water Source: Public
  • Heating:Heat Pump2: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Kit Carson
  • High School: Madison Central
  • Middle or Junior School: Clark-Moores

Lot Info

  • Lot Size Acres: 2.69
  • Lot Size Sq Ft: 117176.0
  • Parcel Number: 0018-0000-0071-A

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 11, 2024
Closed on
Jul 3, 2025
Sold by
Deaton Richard and Deaton Patricia
Bought by
Morgan Leigh Ann and Sims Jacob
Seller's Agent
Nancy Robertson
Coldwell Banker McMahan
Buyer's Agent
Nancy Robertson
Coldwell Banker McMahan
List Price
$480,000
Sold Price
$450,000
Premium/Discount to List
-$30,000
-6.25%
Views
365

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.09%
Original Mortgage
$441,849
Outstanding Balance
$441,849
Interest Rate
6.86%
Mortgage Type
FHA
Estimated Equity
$7,464
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $450,000 Bluegrass Land Title
Deed $450,000 Bluegrass Land Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $441,849 FHA
Closed $441,849 FHA
Previous Owner $309,600 VA
Previous Owner $296,220 VA
Previous Owner $292,531 VA
Previous Owner $258,468 No Value Available
Previous Owner $50,000 Credit Line Revolving
Previous Owner $216,650 New Conventional
Previous Owner $210,000 Construction
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/03/2025 07/03/25 Sold $450,000 0.0% $125 / Sq Ft
05/01/2025 05/01/25 Pending -- -- --
02/24/2025 02/24/25 Price Changed $450,000 -2.2% $125 / Sq Ft
01/15/2025 01/15/25 Price Changed $460,000 -4.2% $128 / Sq Ft
12/11/2024 12/11/24 For Sale $480,000 -- $134 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,900 $349,000 $0 $0
2023 $2,936 $349,000 $0 $0
2022 $3,002 $349,000 $0 $0
2021 $1,812 $223,300 $0 $0
2020 $1,727 $210,000 $0 $0
2019 $1,736 $210,000 $0 $0
2018 $1,752 $210,000 $0 $0
2017 $2,111 $210,000 $0 $0
2016 $2,094 $210,000 $0 $0
2015 $1,860 $191,143 $0 $0
2014 $2,010 $210,000 $0 $0
2012 $2,010 $210,000 $210,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 24025554

ImagineMLS (Bluegrass REALTORS®)

APN: 0018-0000-0071-A