$2,560,000
SOLD AUG 8, 2025
5 Beds
3.5 Baths
2,885 Sq Ft
8,451 Sq Ft Lot

Recently Sold

$887 Per Sq Ft

12% Below List Price

39 Days on Market

Highlights

  • Ocean View
  • Two Primary Bedrooms
  • Maid or Guest Quarters
  • Ada W. Harris Elementary Rated A
  • Cape Cod Architecture
  • Fireplace in Primary Bedroom Retreat

About This Home

As of August 2025

Magical White Water Views in a Quiet Cul-De-Sac. Prepare to be swept off your feet by breathtaking ocean views in this exquisitely designed coastal retreat, nestled in one of San Diego’s most sought-after beach towns: Cardiff-by-the-Sea. Tucked away on a quiet cul-de-sac, this stunning home offers the perfect blend of laid-back beach living & refined luxury. Step inside to find wide plank engineered wood floors & a beautifully reimagined chef’s kitchen featuring top-tier finishes, custom cabinetry, and a dedicated wine closet. The main level includes a formal living room, elegant dining room, and a cozy family room complete with surround sound & a romantic fireplace. A spacious downstairs bedroom with en-suite bath & separate entrance is currently set up as a deluxe office with French doors leading to the backyard. With built-in features & its own private access, it’s the ideal setup for a guest suite, ADU, or first-floor primary retreat. Upper primary retreat, featuring vaulted ceilings, a fully organized walk-in closet, a spa-inspired bathroom features a five-piece layout with dual vanities, an oversized travertine shower, and a luxurious soaking tub. 2 additional bedrooms are connected by a wraparound deck. Out back, enjoy low-maintenance artificial turf, a professional-grade putting green, expansive Trex deck, and a sleek glass privacy wall that allows you to soak in the view without compromising serenity. This Cardiff gem is a true sanctuary—boasting soaring and panoramic views stretching from La Jolla to Mexico.

Last Agent to Sell the Property

Jeannine Savory

The Agency License #01310559 Listed on: 06/06/2025

The Agency

Co-Listed By

Hayden Johnson

The Agency License #02243765

Last Buyer's Agent

Jerrod Waller

San Diego Realty Company License #01771306

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $20,657

Year Built

  • Built in 1977

Lot Details

  • Cul-De-Sac
  • Property is Fully Fenced
  • Level Lot
  • Private Yard

Parking

  • 3 Car Direct Access Garage
  • Front Facing Garage
  • Three Garage Doors
  • Garage Door Opener
  • Driveway
  • RV Potential

Property Views

  • Ocean
  • City Lights

Home Design

  • Cape Cod Architecture
  • Turnkey
  • Composition Roof
  • Fiberglass Siding
  • Stucco Exterior

Interior Spaces

  • 2,885 Sq Ft Home
  • 2-Story Property
  • Formal Entry
  • Great Room with Fireplace
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room
  • Home Office

Kitchen

  • Breakfast Area or Nook
  • Convection Oven
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Retreat
  • Primary Bedroom on Main
  • Fireplace in Primary Bedroom Retreat
  • Double Master Bedroom
  • Maid or Guest Quarters

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Additional Features

  • Fire Pit
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 261-232-36-00

Home Details

Home Type

Single Family

Est. Annual Taxes

$20,657

Year Built

Built in 1977

Lot Details

0

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Detached
  • Architectural Style: Cape Cod
  • Residential Styles: Detached
  • Property Condition: Turnkey
  • Market Area: Coastal North
  • Cross Street: Birmingham
  • Neighborhood: Sea Village
  • Estimated Living Space: 2,500 to 2,999 SqFt
  • LP / Sq Ft: 900.87
  • Price Per Sq Ft: 887.35
  • SP/ Sq Ft: 887.35
  • Stories: 2 Story
  • Ownership: Fee Simple
  • Total Stories: 2
  • Year Built: 1977
  • A D U Yes No: No
  • Allow Comments Review: Yes
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring: Carpet, Wood
  • Equipment Available: Dishwasher, Disposal, Convection Oven
  • Fireplaces: 1
  • Fireplace: Fp In Living Room, Fire Pit, Great Room, Master Retreat
  • Walls: Drywall
  • Searchable Rooms: Bedroom Entry Level, Breakfast Area, Dining Area, Dining Room/Separate, Family Room, Formal Entry, Guest Maid, Master Bdrm 2, Master Retreat, MBR Entry Level, Office, Kitchen, Living Room, Master Bedroom, Laundry, Master Bathroom
  • Total Bedrooms: 5
  • Bedrooms: 5
  • Master Bedroom Dimensions: 16x14
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Laundry Location: Laundry Room
  • Estimated Sq Ft: 2885
  • Total Bathrooms: 4

Exterior Features

  • Exterior Material: Stucco, Fiberglass Siding
  • Fencing: Full
  • Roof: Composition
  • View: Evening Lights, Ocean, Panoramic Ocean, Water
  • Exclusive Use Yard: Yes

Garage/Parking

  • Parking for RV: Potential Space
  • Garage Details: Attached, Direct Garage Access, Garage, Garage - Front Entry, Garage - Three Door, Garage Door Opener
  • Garage Spaces: 3
  • Non Garage Parking: Driveway, Driveway - Concrete
  • Garage Spaces: 3
  • Parking Spaces Total: 6

Utilities

  • Laundry Utilities: Washer Hookup, Gas & Electric Dryer HU
  • Sewer/Septic: Sewer Connected
  • Water: Public
  • Water Heater Type: Gas
  • Heating: Forced Air Unit
  • Heating Fuel: Natural Gas
  • Utilities: Sewer Connected, Water Connected

Condo/Co-op/Association

  • Pets Allowed: Yes

Lot Info

  • Lot Size: 7,500-10,889 SF
  • Site: Cul-De-Sac, Public Street
  • Topography: Level
  • Water District: OLIVENHAIN MUNICAL WATER DISTRI
  • Assessor Parcel Number: 261-232-36-00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 6, 2025
Closed on
Jul 21, 2025
Sold by
Olson Charles C and Olson Leslie G
Bought by
Zanderson Sean Raymond and Zanderson Marie Lynn
Seller's Agent
Jeannine Savory
The Agency
Buyer's Agent
Jerrod Waller
San Diego Realty Company
List Price
$2,895,000
Sold Price
$2,560,000
Premium/Discount to List
-$335,000
-11.57%
Views
417

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
346.90%
Original Mortgage
$1,460,000
Outstanding Balance
$1,460,000
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
$1,382,856

Purchase Details

Listed on
Aug 9, 2016
Closed on
Aug 19, 2016
Sold by
Olson Leslie G and Gullahorn Leslie J
Bought by
Olson Charles C and Olson Leslie G
Seller's Agent
April Steingrebe
NewWest Property Management
Buyer's Agent
April Steingrebe
NewWest Property Management
Sold Price
$5,200

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$960,000
Interest Rate
2.75%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Jun 25, 2007
Sold by
Rooke Dean
Bought by
Gullahorn Leslie J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$287,000
Interest Rate
6.51%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Apr 26, 2005
Sold by
Poynor Evelyn E
Bought by
Poynor Evelyn E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$675,000
Interest Rate
6.62%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Apr 12, 2005
Sold by
Poynor Evelyn E
Bought by
Rooke Dean

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$675,000
Interest Rate
6.62%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $2,560,000 First American Title Company
Interfamily Deed Transfer -- First American Title Company
Grant Deed $1,430,000 United Title Company
Interfamily Deed Transfer -- Southland Title Of San Diego
Grant Deed $900,000 Southland Title Of San Diego
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,460,000 New Conventional
Previous Owner $960,000 Adjustable Rate Mortgage/ARM
Previous Owner $960,000 Credit Line Revolving
Previous Owner $287,000 Credit Line Revolving
Previous Owner $1,000,000 Purchase Money Mortgage
Previous Owner $40,000 Unknown
Previous Owner $845,000 Negative Amortization
Previous Owner $675,000 Fannie Mae Freddie Mac
Closed $150,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/08/2025 08/08/25 Sold $2,560,000 -1.5% $887 / Sq Ft
07/16/2025 07/16/25 Pending -- -- --
07/10/2025 07/10/25 Price Changed $2,599,000 -8.6% $901 / Sq Ft
06/18/2025 06/18/25 Price Changed $2,845,000 -1.7% $986 / Sq Ft
06/06/2025 06/06/25 For Sale $2,895,000 0.0% $1,003 / Sq Ft
08/13/2016 08/13/16 Rented $5,200 0.0% --
08/09/2016 08/09/16 For Rent $5,200 +13.0% --
12/23/2013 12/23/13 Rented $4,600 0.0% --
12/23/2013 12/23/13 For Rent $4,600 -- --
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $20,657 $1,878,238 $1,313,454 $564,784
2024 $20,657 $1,841,410 $1,287,700 $553,710
2023 $20,184 $1,805,304 $1,262,451 $542,853
2022 $19,920 $1,769,907 $1,237,698 $532,209
2021 $19,575 $1,735,204 $1,213,430 $521,774
2020 $18,126 $1,600,000 $1,113,000 $487,000
2019 $17,796 $1,570,000 $1,093,000 $477,000
2018 $17,505 $1,540,000 $1,073,000 $467,000
2017 $14,656 $1,285,000 $896,000 $389,000
2016 $13,409 $1,210,000 $844,000 $366,000
2015 $13,022 $1,150,000 $803,000 $347,000
2014 $12,014 $1,050,000 $734,000 $316,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 250029727

San Diego MLS

APN: 261-232-36