$1,500,000
PENDING

21503 Front Beach Rd Panama City Beach, FL 32413

Estimated payment $8,759/month

Total Views 164
3 Beds
3.5 Baths
1,605 Sq Ft
$935 Price per Sq Ft

Highlights

  • Beach
  • Property fronts gulf or ocean
  • No HOA
  • J.R. Arnold High School Rated A-
  • Furnished
  • Balcony

About This Home

Unique gulf front town home on the west end of PCB. The floor plan has three bedrooms upstairs with one big room downstairs that can be used as a bedroom. The owners have done a lot of remodeling including adding a lot of extra deck space.

Listing Agent

Fred Thomas

Beach Time Realty, Inc Listed on: 06/24/2025

Co-Listing Agent

Matthew Thomas

Beach Time Realty, Inc

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $9,584

Year Built

  • Built in 1998

Lot Details

  • 2,744 Sq Ft Lot
  • Lot Dimensions are 25'x110'
  • Property fronts gulf or ocean
  • Property fronts a county road

Parking

  • Driveway

Home Design

  • Duplex
  • Tile Roof

Interior Spaces

  • 1,605 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Gulf Views

Kitchen

  • Convection Oven
  • Electric Cooktop
  • Microwave

Bedrooms and Bathrooms

  • 3 Bedrooms

Accessible Home Design

  • Accessible Hallway
  • Accessible Washer and Dryer

Outdoor Features

  • Balcony

Schools

  • West Bay Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

Overview

  • No Home Owners Association
  • 2 Units
  • Laguna Beach Subdivision

Recreation

  • Beach

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$9,584

Year Built

Built in 1998

Lot Details

0

Listing Details

  • Property Type: Residential
  • Accessibility Features: Accessible Washer/Dryer, Accessible Hallway(s)
  • Year Built: 1998
  • Property Sub Type: Attached
  • Lot Size Acres: 0.06
  • Lot Size: 25'x110'
  • Road Frontage Type: County Road
  • Co List Office Mls Id: BTR1
  • Co List Office Phone: (850) 381-3156
  • Subdivision Name: Laguna Beach
  • Architectural Style: Duplex
  • Structure Type: Duplex
  • Property Sub Type Additional: Duplex
  • Special Features: None

Interior Features

  • Appliances: Convection Oven, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1605.0
  • Dining Room Type: Bedroom
  • Stories: 2

Exterior Features

  • Pool Features: None
  • View: Gulf
  • View: Yes
  • Waterfront Features: Gulf, Shoreline - Sand, Waterfront
  • Waterfront: Yes
  • Disclosures: Coastal Zone
  • Exterior Features: Balcony, Covered Patio
  • Patio And Porch Features: Balcony
  • Roof: Tile

Garage/Parking

  • Parking Features: Driveway
  • Garage: No

Utilities

  • Cooling: Central Air
  • Heating: Central
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Beach, Short Term Rental Allowed
  • Association: No

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Waterfront
  • Lot Size Sq Ft: 2744.0
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Furnished

Multi Family

  • Number Of Units In Community: 2

Tax Info

  • Tax Annual Amount: 9584.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: West Bay
  • High School: Arnold

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,002 $728,081 -- --
2023 $9,002 $787,192 $611,875 $175,317
2022 $7,000 $601,720 $433,875 $167,845
2021 $5,377 $422,458 $0 $0
2020 $4,729 $386,885 $214,935 $171,950
2019 $4,357 $351,745 $177,600 $174,145
2018 $4,013 $317,399 $0 $0
2017 $3,838 $301,377 $0 $0
2016 $3,766 $290,253 $0 $0
2015 $3,822 $286,528 $0 $0
2014 $3,805 $285,655 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/27/2025 06/27/25 Pending -- -- --
06/24/2025 06/24/25 For Sale $1,500,000 -- $935 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $515,000 Mti Title Insurance Agcy Inc
Interfamily Deed Transfer -- South Ga Title Co & Assoc In
Interfamily Deed Transfer -- South Ga Title Co & Assoc In
Interfamily Deed Transfer -- South Ga Title Co & Assoc In
Corporate Deed $420,000 --
Warranty Deed $489,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $684,000 Construction
Previous Owner $255,845 Unknown
Source: Public Records

About the Listing Agent

Fred Thomas

Beach Time Realty, Inc

(448) 231-2027

Section Image

Beach Time Realty sold 5 of top 6 homes in 2024. Our Beach Time Realty team leads PCB year in and year out on the sale of quality Gulf Front Homes!
My name is Fred William Thomas Jr. I am a Christian, a father, and a husband. I have coached High School Football for 30 years in the Panhandle of Florida. In 2018, I got my real estate license and joined my father's team with Beach Time Realty. I have lived the majority of my life on the coast in the Panhandle. My wife and I moved to Panama City

Fred's Other Listings

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    $1,890,000

    • 8 Beds
    • 8 Baths
    • 4,356 Sq Ft
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    Owner Financing Available. This property is literally a one of a kind on the west end of PCB. Two duplexes on the same lot with gulf views! Each of the 4 units have an upstairs and down. All units have a view of those beautiful white sandy beaches and crystal clear gulf water. The dedicated beach across the street can never be built on.Turnkey vacation rental with real numbers and room to grow!

    Fred Thomas Beach Time Realty, Inc

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  • 8219 Surf Dr Unit 1 and 2, Panama City, FL 32408

    $3,495,000

    • 8 Beds
    • 8 Baths
    • 5,320 Sq Ft
    • 8219 Surf Dr
    • Unit 1 and 2
    • Panama City, FL

    Welcome home to your beachfront paradise in Panama City Beach! With a spacious 5,400 square feet of interior bliss, this sprawling property boasts an impressive eight bedrooms, eight bathrooms, and four separate kitchens making it a haven for large families or a savvy investor's dream. Recently renovated, this ''rental machine'' grossed nearly $400k in 2024, with over $200k in future bookings

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  • 5409 Gulf Dr, Lower Grand Lagoon, FL 32408

    $4,500,000

    • 9 Beds
    • 7 Baths
    • 4,537 Sq Ft
    • 5409 Gulf Dr
    • Lower Grand Lagoon, FL

    ''INVESTMENT PROPERTY'' This beautiful Private Beach home is a money maker! It has produced over $400k in rentals a year over the last four years. It is already booked at 70% for 2025! The location is great in the heart of all the attractions in Panama City Beach! The home has a 14x24 heated pool, hot tub , and over 2000sq ft of back deck to enjoy. You can walk off the back deck right into the

    Fred Thomas Beach Time Realty, Inc

    Section Image

Source: Central Panhandle Association of REALTORS®

MLS Number: 775553

Central Panhandle Association of REALTORS®

APN: 35412-000-000