21636 Rio Oro Dr Cornelius, NC 28031
3
Beds
2
Baths
1,217
Sq Ft
10,019
Sq Ft Lot
Highlights
- Waterfront
- Community Lake
- Wood Flooring
- Bailey Middle School Rated A-
- Ranch Style House
- Picnic Area
About This Home
As of September 2021Waterfront Ranch home on Lake Norman with Private Dock, located in the heart of Cornelius. Well maintained and updated with long range cove views from screened-in porch, living room, kitchen. Features hardwood floors, stainless appliances, granite counters in kitchen, tall crawl space, & outbuilding to store lake toys. Large Fenced in yard just steps away to the dock. Spacious open living area. Plenty of gravel parking and just a few blocks away from the community access lake lot as well. This home is located near the end of the road and cove, so it has more privacy. The community access lot features a picnic area, boat ramp, and day dock.
Last Agent to Sell the Property
RE/MAX Metro Realty License #79514 Listed on: 05/26/2021
Last Buyer's Agent
Debi Gallo
Southern Homes of the Carolinas, Inc License #187601
Home Details
Home Type
- Single Family
Year Built
- Built in 1980
HOA Fees
- $6 Monthly HOA Fees
Parking
- Gravel Driveway
Home Design
- Ranch Style House
Interior Spaces
- 2 Full Bathrooms
- Insulated Windows
- Crawl Space
- Pull Down Stairs to Attic
- Storm Doors
Flooring
- Wood
- Tile
Additional Features
- Shed
- Waterfront
- Septic Tank
Listing and Financial Details
- Assessor Parcel Number 001-297-04
Community Details
Overview
- Bahia Bay HOA, Phone Number (980) 622-3471
- Community Lake
Amenities
- Picnic Area
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 26, 2021
Closed on
Sep 24, 2021
Sold by
Aljancic Abby and Aljancic Michael
Bought by
Hoffmann Sandra M and Hoffmann Glen
Seller's Agent
Sandy McAlpine
RE/MAX Metro Realty
Buyer's Agent
Debi Gallo
Southern Homes of the Carolinas, Inc
List Price
$650,000
Sold Price
$550,000
Premium/Discount to List
-$100,000
-15.38%
Total Days on Market
86
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$205,192
Avg. Annual Appreciation
9.00%
Original Mortgage
$440,000
Outstanding Balance
$405,567
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$349,625
Purchase Details
Closed on
Dec 21, 2012
Sold by
Rector Alexandra L
Bought by
Aljancic Michael
Purchase Details
Closed on
Dec 9, 2008
Sold by
Jones Robert L and Jones Judith C
Bought by
Rector Alexandra L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,000
Interest Rate
6.01%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 24, 2007
Sold by
Dunkel John E and Dunkel Leah S
Bought by
Jones Robert L and Jones Judith C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$304,800
Interest Rate
6.08%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 3, 2006
Sold by
Novak Nicole D
Bought by
Dunkel John E and Dunkel Leah S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$244,800
Interest Rate
6.37%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Mar 31, 2004
Sold by
Lake Lifestyles Llc
Bought by
Novak Nicole D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,800
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 20, 2003
Sold by
Taqueta Falls Lp
Bought by
Lake Lifestyles Llc
Purchase Details
Closed on
Apr 11, 2003
Sold by
Yarbrough Robert T and Yarbrough Carolyn M
Bought by
Taqueta Falls Lp
Purchase Details
Closed on
Nov 29, 2000
Sold by
Martin Kenneth A and Martin Sabrina
Bought by
Yarbrough Robert T and Yarbrough Carolyn M
Purchase Details
Closed on
Nov 25, 1997
Sold by
Wade Malcolm B
Bought by
Martin Kenneth A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,100
Interest Rate
8.62%
Mortgage Type
Unknown
Similar Homes in Cornelius, NC
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $550,000 | Atlantic Carolinas Title Llc | |
| Warranty Deed | $205,000 | None Available | |
| Warranty Deed | $400,000 | None Available | |
| Warranty Deed | $381,000 | None Available | |
| Warranty Deed | $306,000 | None Available | |
| Warranty Deed | $236,000 | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | $180,000 | -- | |
| Warranty Deed | $165,000 | -- | |
| Trustee Deed | $115,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $440,000 | New Conventional | |
| Previous Owner | $292,000 | New Conventional | |
| Previous Owner | $213,750 | New Conventional | |
| Previous Owner | $320,000 | Purchase Money Mortgage | |
| Previous Owner | $304,800 | New Conventional | |
| Previous Owner | $244,800 | Fannie Mae Freddie Mac | |
| Previous Owner | $228,000 | New Conventional | |
| Previous Owner | $28,500 | Credit Line Revolving | |
| Previous Owner | $188,800 | Purchase Money Mortgage | |
| Previous Owner | $35,000 | Credit Line Revolving | |
| Previous Owner | $103,100 | Unknown | |
| Closed | $47,200 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/10/2022 11/10/22 | Rented | $2,350 | 0.0% | -- |
| 10/28/2022 10/28/22 | Price Changed | $2,350 | -4.1% | $2 / Sq Ft |
| 10/13/2022 10/13/22 | Price Changed | $2,450 | -5.6% | $2 / Sq Ft |
| 09/21/2022 09/21/22 | Price Changed | $2,595 | -3.7% | $2 / Sq Ft |
| 08/31/2022 08/31/22 | Price Changed | $2,695 | -3.6% | $2 / Sq Ft |
| 08/19/2022 08/19/22 | Price Changed | $2,795 | -3.6% | $2 / Sq Ft |
| 08/02/2022 08/02/22 | For Rent | $2,900 | +16.2% | -- |
| 12/11/2021 12/11/21 | Rented | $2,495 | 0.0% | -- |
| 11/30/2021 11/30/21 | Price Changed | $2,495 | -4.0% | $2 / Sq Ft |
| 10/06/2021 10/06/21 | For Rent | $2,600 | 0.0% | -- |
| 09/28/2021 09/28/21 | Sold | $550,000 | -2.7% | $452 / Sq Ft |
| 08/20/2021 08/20/21 | Pending | -- | -- | -- |
| 08/15/2021 08/15/21 | Price Changed | $565,000 | -1.7% | $464 / Sq Ft |
| 07/31/2021 07/31/21 | Price Changed | $575,000 | -3.4% | $472 / Sq Ft |
| 07/09/2021 07/09/21 | Price Changed | $595,000 | -5.6% | $489 / Sq Ft |
| 07/01/2021 07/01/21 | Price Changed | $630,000 | -1.6% | $518 / Sq Ft |
| 06/18/2021 06/18/21 | Price Changed | $640,000 | -1.5% | $526 / Sq Ft |
| 05/26/2021 05/26/21 | For Sale | $650,000 | -- | $534 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $4,607 | $706,100 | $525,000 | $181,100 |
| 2022 | $3,394 | $395,200 | $262,500 | $132,700 |
| 2021 | $3,355 | $395,200 | $262,500 | $132,700 |
| 2020 | $3,355 | $395,200 | $262,500 | $132,700 |
| 2019 | $3,349 | $395,200 | $262,500 | $132,700 |
| 2018 | $3,440 | $316,500 | $224,000 | $92,500 |
| 2017 | $3,413 | $316,500 | $224,000 | $92,500 |
| 2016 | $3,409 | $316,500 | $224,000 | $92,500 |
| 2015 | $3,358 | $316,500 | $224,000 | $92,500 |
| 2014 | -- | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Nancy DiGioia
N
Seller's Agent in 2022
Nancy DiGioia
Century 21 DiGioia Realty
(704) 288-4597
-
Sandy McAlpine
Seller's Agent in 2021
Sandy McAlpine
RE/MAX
204 Total Sales
-
Buyer's Agent in 2021
Coleen Wright
Keller Williams Unified
(704) 309-1700
52 Total Sales
-
Buyer's Agent in 2021
Debi Gallo
Southern Homes of the Carolinas, Inc
(704) 491-4640
102 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: CAR3743846
APN: 001-297-04
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