$252,000
SOLD DEC 15, 2023

21650 Finch Loop Osakis, MN 56360

2 Beds
1.5 Baths
1,240 Sq Ft
4,966 Sq Ft Lot

Recently Sold

$203 Per Sq Ft

15% Below List Price

126 Days on Market

Highlights

  • Lake Front
  • Loft
  • Living Room
  • Main Floor Primary Bedroom
  • Screened Porch

About This Home

As of March 2025

Welcome to the cabin! Custom built in 2018, this cabin on Lake Osakis has all you can ask for. Luxury vinyl flooring throughout the main floor will stand up to any water or sand that might sneak in from your lake time or playing on the beautiful beach. The cozy loft offers so much bonus space that can be used in different ways. You will love the attached, screened-in porch and additional patio, perfect for the grill or catching some rays. Nice storage building with a built-in refrigerator! Double insulation isn't only efficient, it stays cool in summer and makes this cabin cozy as ever in the winter time! Come and enjoy! Association takes care of lawn and dock maintenance and plowing road in winter, so you can just relax and play. Boat slip is included!

Last Agent to Sell the Property

Tiffany Anderson

Central MN Realty LLC Listed on: 06/20/2023

Central MN Realty LLC

Last Buyer's Agent

Tiffany Anderson

Central MN Realty LLC Listed on: 06/20/2023

Central MN Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,852

Year Built

  • Built in 2018

Lot Details

  • 4,966 Sq Ft Lot
  • Lot Dimensions are 50x100x50x100
  • Lake Front

HOA Fees

  • $75 Monthly HOA Fees

Interior Spaces

  • 1,240 Sq Ft Home
  • 1.5-Story Property
  • Living Room
  • Loft
  • Screened Porch

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Dryer
  • Washer

Utilities

  • Propane
  • Well
  • Shared Septic
  • Septic System

Community Details

  • Association fees include dock, lawn care, shared amenities, water
  • Osakis Commons Association, Phone Number (218) 616-2041
  • Osakis Commons Subdivision

Listing and Financial Details

  • Assessor Parcel Number 150087500

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,852

Year Built

Built in 2018

Lot Details

0

HOA Fees

$75 per month

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Ductless Mini-Split
  • Accessibility Features: None
  • Water Source: Well
  • Fee Frequency: Annually
  • Year Built: 2018
  • Above Grade Finished Sq Ft: 1240
  • Water Body Name: Osakis
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: None
  • Appliances: Dishwasher, Dryer, Water Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Living Area: 1240
  • Fireplace: No
  • Basement YN: No
  • Dining Room Type: Living Room, Kitchen, Bedroom 1, Bathroom, Loft, Screened Porch

Beds/Baths

  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2

Exterior Features

  • Other Structures: Storage Shed
  • PatioPorchType: Screened,Side Porch
  • Lake Acres: 6389
  • LakeChain: N

Garage/Parking

  • Parking Features: Gravel

Utilities

  • Heating: Ductless Mini-Split, Radiant Floor
  • Sewer: Mound Septic, Septic System Compliant - Yes, Shared Septic
  • Fuel: Propane

Condo/Co-op/Association

  • HOA Fee Includes: Dock, Lawn Care, Shared Amenities, Water
  • Phone: 218-616-2041
  • Association Fee: 900
  • Association: Yes
  • Amenities Unit: Ceiling Fan(s),Main Floor Primary Bedroom,Patio,Porch,Boat Slip,Vaulted Ceiling(s)

Association/Amenities

  • HOA Management Co: Osakis Commons

Schools

  • Junior High Dist: Osakis
  • SchoolDistrictNumber: 213
  • SchoolDistrictPhone: 320-859-2191

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 50x100x50x100
  • Lot Size Sq Ft: 4965.84
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2022
  • Assessor Parcel Number: 150087500
  • Tax Annual Amount: 1852
  • TaxWithAssessments: 1852.0000

Multi Family

  • WaterfrontFeatures: Lake Front

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 10, 2025
Closed on
Mar 21, 2025
Sold by
Kienholz-Seevers Kelly Jo and Seevers Gary M
Bought by
Larsen Cassandra and Larsen Matthew
Seller's Agent
Tiffany Anderson
Central MN Realty LLC
Buyer's Agent
Cody Wood
Realty ONE Group Choice
List Price
$274,900
Sold Price
$288,000
Premium/Discount to List
$13,100
4.77%
Total Days on Market
126
Views
134
Current Estimated Value
$293,396

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,396
Avg. Annual Appreciation
5.29%
Original Mortgage
$259,200
Outstanding Balance
$259,200
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$34,196

Purchase Details

Listed on
Jun 20, 2023
Closed on
Dec 15, 2023
Sold by
Schwartz Michael J and Schwartz Kimberlee J
Bought by
Seevers Kelly Jo Kienholz and Seevers Gary M
Seller's Agent
Tiffany Anderson
Central MN Realty LLC
Buyer's Agent
Tiffany Anderson
Central MN Realty LLC
List Price
$294,900
Sold Price
$252,000
Premium/Discount to List
-$42,900
-14.55%
Views
511

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.09%
Original Mortgage
$214,200
Interest Rate
7.76%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 10, 2017
Sold by
Golden Nugget Llc
Bought by
Schwartz Michael J and Schwartz Kimberlee J

Purchase Details

Closed on
May 15, 2015
Bought by
Anderson Douglas Douglas
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $288,000 Executive Title
Warranty Deed $252,000 Main Street Title
Deed $27,500 --
Deed $425,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $259,200 New Conventional
Previous Owner $214,200 New Conventional
Previous Owner $150,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/21/2025 03/21/25 Sold $288,000 +4.8% $229 / Sq Ft
02/10/2025 02/10/25 For Sale $274,900 +9.1% $218 / Sq Ft
12/15/2023 12/15/23 Sold $252,000 -8.0% $203 / Sq Ft
10/25/2023 10/25/23 Pending -- -- --
08/27/2023 08/27/23 Price Changed $274,000 -1.8% $221 / Sq Ft
07/06/2023 07/06/23 Price Changed $279,000 -5.4% $225 / Sq Ft
06/20/2023 06/20/23 For Sale $294,900 -- $238 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,866 $227,200 $16,400 $210,800
2023 $1,750 $217,800 $16,300 $201,500
2022 $1,852 $180,600 $13,300 $167,300
2021 $1,814 $158,900 $10,300 $148,600
2020 $1,860 $151,600 $9,800 $141,800
2019 $214 $150,000 $9,800 $140,200
2018 $198 $13,300 $9,800 $3,500
2017 $198 $11,500 $9,600 $1,900
2016 $192 $11,200 $9,200 $2,000
2015 $376 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6389655

NorthstarMLS

APN: 15-0087500