Seller's Agent in 2025
Grant Griffiths
O'Neil Property Group, LLC
(630) 746-6818
1 in this area
39 Total Sales
2170 Niagara Ct Elgin, IL 60123
Far West Elgin Neighborhood
3
Beds
2.5
Baths
1,954
Sq Ft
7,841
Sq Ft Lot
Highlights
- Mature Trees
- Wood Flooring
- Cul-De-Sac
- Deck
- Formal Dining Room
- 2 Car Attached Garage
About This Home
As of May 2025Tucked away on a quiet cul-de-sac in one of Elgin's most desirable neighborhoods, this beautifully updated home offers the perfect blend of comfort, style, and convenience. With brand-new hardwood flooring throughout and fresh paint in all bedrooms and the sitting room, every corner feels warm, welcoming, and move-in ready. The open floor plan is ideal for both everyday living and entertaining, featuring brand-new appliances and seamless flow from room to room. Step outside to a spacious backyard perfect for gatherings, barbecues, or simply relaxing. Plus, with a large basement equipped with tons of storage and a centralized location close to schools, parks, and shopping, this home truly has it all for a growing family or first-time buyer.
Last Agent to Sell the Property
O'Neil Property Group, LLC License #475163899 Listed on: 04/18/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,812
Year Built
- Built in 1987 | Remodeled in 2015
Lot Details
- 7,841 Sq Ft Lot
- Cul-De-Sac
- Paved or Partially Paved Lot
- Mature Trees
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,954 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Gas Log Fireplace
- Window Screens
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Carbon Monoxide Detectors
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
- Separate Shower
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Crawl Space
Outdoor Features
- Deck
Schools
- Creekside Elementary School
- Kimball Middle School
- Larkin High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 100 Amp Service
Community Details
- Valley Creek Subdivision, Custom Floorplan
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 18, 2025
Closed on
May 30, 2025
Sold by
Contreras Juan Carlos and Contreras Juana Ramona
Bought by
Acevedo Carina and Trujano Giselle
Seller's Agent
Grant Griffiths
O'Neil Property Group, LLC
Buyer's Agent
Beatriz Guzman
N. Z. Homes
List Price
$400,000
Sold Price
$415,000
Premium/Discount to List
$15,000
3.75%
Views
42
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,947
Avg. Annual Appreciation
0.71%
Original Mortgage
$10,000
Outstanding Balance
$7,059
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$409,888
Purchase Details
Listed on
Mar 26, 2020
Closed on
Aug 12, 2020
Sold by
Nelson Edward R and Nelson Deborah J
Bought by
Contreras Juan Carlos and Contreras Juana Pamona
Seller's Agent
Joanne Cecchini
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Grant Griffiths
O'Neil Property Group, LLC
List Price
$272,900
Sold Price
$269,900
Premium/Discount to List
-$3,000
-1.1%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.40%
Original Mortgage
$125,000
Interest Rate
2.99%
Mortgage Type
New Conventional
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $415,000 | Fidelity National Title | |
| Warranty Deed | $270,000 | Fidelity National Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $10,000 | New Conventional | |
| Open | $402,550 | New Conventional | |
| Previous Owner | $125,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/30/2025 05/30/25 | Sold | $415,000 | +3.8% | $212 / Sq Ft | |
| 04/22/2025 04/22/25 | Pending | -- | -- | -- | |
| 04/18/2025 04/18/25 | For Sale | $400,000 | +48.2% | $205 / Sq Ft | |
| 08/14/2020 08/14/20 | Sold | $269,900 | 0.0% | $138 / Sq Ft | View Prior Sale |
| 06/11/2020 06/11/20 | Pending | -- | -- | -- | |
| 06/10/2020 06/10/20 | Price Changed | $269,900 | -1.1% | $138 / Sq Ft | |
| 03/26/2020 03/26/20 | For Sale | $272,900 | -- | $140 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,186 | $110,287 | $31,863 | $78,424 |
| 2023 | $7,812 | $99,636 | $28,786 | $70,850 |
| 2022 | $7,358 | $90,851 | $26,248 | $64,603 |
| 2021 | $7,043 | $84,939 | $24,540 | $60,399 |
| 2020 | $6,848 | $81,087 | $23,427 | $57,660 |
| 2019 | $6,654 | $77,241 | $22,316 | $54,925 |
| 2018 | $6,601 | $72,766 | $21,023 | $51,743 |
| 2017 | $6,458 | $68,790 | $19,874 | $48,916 |
| 2016 | $6,166 | $63,819 | $18,438 | $45,381 |
| 2015 | -- | $58,496 | $16,900 | $41,596 |
| 2014 | -- | $57,773 | $16,691 | $41,082 |
| 2013 | -- | $59,297 | $17,131 | $42,166 |
Source: Public Records
Agents Affiliated with this Home
-
Grant Griffiths
-
Beatriz Guzman
B
Buyer's Agent in 2025
Beatriz Guzman
N. Z. Homes
(630) 709-1141
1 in this area
73 Total Sales
-
Joanne Cecchini
Seller's Agent in 2020
Joanne Cecchini
Berkshire Hathaway HomeServices Starck Real Estate
(224) 629-1010
3 in this area
51 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12341883
APN: 06-09-430-024
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