$415,000
SOLD MAY 30, 2025

2170 Niagara Ct Elgin, IL 60123

3 Beds
2.5 Baths
1,954 Sq Ft
7,841 Sq Ft Lot

Recently Sold

$212 Per Sq Ft

4% Above List Price

4 Days on Market

Highlights

  • Mature Trees
  • Wood Flooring
  • Cul-De-Sac
  • Deck
  • Formal Dining Room
  • Walk-In Closet

About This Home

As of May 2025

Tucked away on a quiet cul-de-sac in one of Elgin's most desirable neighborhoods, this beautifully updated home offers the perfect blend of comfort, style, and convenience. With brand-new hardwood flooring throughout and fresh paint in all bedrooms and the sitting room, every corner feels warm, welcoming, and move-in ready. The open floor plan is ideal for both everyday living and entertaining, featuring brand-new appliances and seamless flow from room to room. Step outside to a spacious backyard perfect for gatherings, barbecues, or simply relaxing. Plus, with a large basement equipped with tons of storage and a centralized location close to schools, parks, and shopping, this home truly has it all for a growing family or first-time buyer.

Last Agent to Sell the Property

Grant Griffiths

O'Neil Property Group, LLC License #475163899 Listed on: 04/18/2025

Last Buyer's Agent

Beatriz Guzman

N. Z. Homes License #471008808

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,812

Year Built

  • Built in 1987 | Remodeled in 2015

Lot Details

  • 7,841 Sq Ft Lot
  • Cul-De-Sac
  • Paved or Partially Paved Lot
  • Mature Trees

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,954 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Window Screens
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Deck

Schools

  • Creekside Elementary School
  • Kimball Middle School
  • Larkin High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 100 Amp Service

Community Details

  • Valley Creek Subdivision, Custom Floorplan

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,812

Year Built

Built in 1987 | Remodeled in 2015

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Valley Creek
  • Year Built: 1987
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus,Commuter Train,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2015
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2015

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Finished, Crawl Space, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Walk-In Closet(s)
  • LivingArea: 1954
  • Other Equipment: CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: No additional rooms
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 1954
  • Bathroom Amenities: Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 1954
  • Basement Sq Ft: 854
  • Fireplace Location: Family Room
  • Total Sq Ft: 2808
  • Upper Level Sq Ft: 854
  • Main Level Sq Ft: 1100
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • Foundation Details: Concrete Perimeter
  • List Price: 400000
  • Lot Features: Cul-De-Sac, Mature Trees
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Concrete, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 100 Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Creekside Elementary School
  • High School: Larkin High School
  • Middle/Junior School: Kimball Middle School
  • Middle/Junior School District: 46

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.18
  • Lot Dimensions: 7841
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 7812
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 26, 2020
Closed on
Aug 12, 2020
Sold by
Nelson Edward R and Nelson Deborah J
Bought by
Contreras Juan Carlos and Contreras Juana Pamona
Seller's Agent
Joanne Cecchini
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Grant Griffiths
O'Neil Property Group, LLC
List Price
$272,900
Sold Price
$269,900
Premium/Discount to List
-$3,000
-1.1%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.37%
Original Mortgage
$125,000
Interest Rate
2.99%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $270,000 Fidelity National Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $125,000 New Conventional
Previous Owner $128,000 New Conventional
Previous Owner $100,000 Credit Line Revolving
Previous Owner $65,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/30/2025 05/30/25 Sold $415,000 +3.8% $212 / Sq Ft
04/22/2025 04/22/25 Pending -- -- --
04/18/2025 04/18/25 For Sale $400,000 +48.2% $205 / Sq Ft
08/14/2020 08/14/20 Sold $269,900 0.0% $138 / Sq Ft
06/11/2020 06/11/20 Pending -- -- --
06/10/2020 06/10/20 Price Changed $269,900 -1.1% $138 / Sq Ft
03/26/2020 03/26/20 For Sale $272,900 -- $140 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $7,812 $99,636 $28,786 $70,850
2022 $7,358 $90,851 $26,248 $64,603
2021 $7,043 $84,939 $24,540 $60,399
2020 $6,848 $81,087 $23,427 $57,660
2019 $6,654 $77,241 $22,316 $54,925
2018 $6,601 $72,766 $21,023 $51,743
2017 $6,458 $68,790 $19,874 $48,916
2016 $6,166 $63,819 $18,438 $45,381
2015 -- $58,496 $16,900 $41,596
2014 -- $57,773 $16,691 $41,082
2013 -- $59,297 $17,131 $42,166
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12341883

Midwest Real Estate Data (MRED)

APN: 06-09-430-024