NOT LISTED FOR SALE

2174 Niagara Ct Elgin, IL 60123

Estimated Value: $391,926 - $439,000

4 Beds
3 Baths
2,000 Sq Ft
$206/Sq Ft Est. Value

Last Sold March 06, 2020

Last sale price $262,000 $131 Per Sq Ft

Est. 57% increase in value since last sale

Current estimated payment $2,956/month

151 Days on Market

Highlights

  • Colonial Architecture
  • Mature Trees
  • Stainless Steel Appliances
  • Landscaped Professionally
  • Recreation Room
  • Fenced Yard

About This Home

As of March 2020

This home is spacious & so adorably updated everywhere! Kitchen overlooks great rm w brick flr to ceil fp & sunny sliding glass doors. Big yard is fully fenced. NEW in last 2 years by professional contractors---vinyl siding, gutters, Peerless cedar fence, kitchen cabs w/fresh paint & knobs (& new SS appliances), Master suite bath was gutted-oversized shower w frameless glass doors and a beautiful stone tile floor, 1/2 bath has a new rustic barn wall accent, finished basement has been completely repainted, new light fixtures in kit/eat-in/hall, and new cellular room darkening blinds thru-out. New washer stays as well. In the last 5 years-NEW...Quartz counters, Pergo floors, High efficiency furnace, plush natural carpeting. Newer roof & concrete driveway. Bsmt features huge rec rm w oak cabs, craft counter & closet, an office/guest bed plus a sep oversized laundry rm w built-in folding table. Walk to elementary schl. EZ access to Randall, I 90, Rt 20, train, Sherman & St Joe Hospital

Last Listed By

Erin Davis

Exclusive Real Estate License #471004182 Listed on: 08/30/2019

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,076

Year Built

  • 1988

Lot Details

  • Cul-De-Sac
  • Southern Exposure
  • Fenced Yard
  • Landscaped Professionally
  • Irregular Lot
  • Mature Trees

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Colonial Architecture
  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Gas Log Fireplace
  • Dining Area
  • Recreation Room
  • Laminate Flooring
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Storm Screens

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Soaking Tub

Laundry

  • Dryer
  • Washer

Eco-Friendly Details

  • North or South Exposure

Outdoor Features

  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $5,000 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,076

Year Built

1988

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service, Commuter Train, Interstate Access
  • Age: 21-25 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2.1
  • Style Of House: Colonial
  • Type Detached: 2 Stories
  • Estimated Year Built: U
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built (Public Record): 1988

Interior Features

  • Interior Property Features: Wood Laminate Floors
  • Number Of Rooms: 10
  • Living Room: Dimensions: 18X14, On Level: Main Level, Flooring: Carpet
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, All Stainless Steel Kitchen Appliances
  • Fireplace Details: Gas Logs, Gas Starter
  • Attic: Unfinished
  • Fireplace Location: Family Room
  • Basement: Full
  • Basement: Finished
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Soaking Tub
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 21X8, On Level: Basement, Flooring: Other, Windows: None
  • Dining Room: Dimensions: 13X11, On Level: Main Level, Flooring: Carpet, Windows: Blinds
  • Kitchen Type: Dimensions: 13X10, On Level: Main Level, Flooring: Wood Laminate, Windows: None
  • Kitchen Type: Eating Area-Table Space
  • Additional Rooms: Eating Area, Recreation Room
  • Master Bedroom: Dimensions: 17X11, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Additional Room 1 Name: Eating Area, Dimensions: 13X8, On Level: Main Level, Flooring: Wood Laminate, Windows: Blinds
  • Bedroom 2: Dimensions: 13X11, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Additional Room 3 Name: Recreation Rm, Dimensions: 26X29, On Level: Basement, Flooring: Carpet
  • Bedroom 3: Dimensions: 11X11, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Bedroom 4: Dimensions: 11X10, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Estimated Sq Ft: 2000
  • Dining Room Type: Separate
  • Family Room: Dimensions: 20X14, On Level: Main Level, Flooring: Carpet, Windows: Blinds

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio, Porch, Storms/Screens
  • Exposure: N (North), S (South)
  • Acreage: 0.211

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Concrete
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Schools

  • School District: 46
  • Elementary School: Creekside Elementary School
  • Middle School: Kimball Middle School
  • High School: Larkin High School
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 95X95X20X24X115X35
  • Lot Description: Cul-de-sac, Fenced Yard, Irregular, Landscaped Professionally, Mature Trees
  • Parcel Identification Number: 0609430022

Tax Info

  • Taxes: 6824.82

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 30, 2019
Closed on
Feb 29, 2020
Sold by
Walker Gail
Bought by
Forsythe Patrick and Forsythe Jessica
Seller's Agent
Erin Davis
Exclusive Real Estate
Buyer's Agent
John Forsythe
Coldwell Banker Realty
List Price
$279,900
Sold Price
$262,000
Premium/Discount to List
-$17,900
-6.4%
Total Days on Market
151
Current Estimated Value
$411,732

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$149,732
Avg. Annual Appreciation
9.55%
Original Mortgage
$248,900
Outstanding Balance
$224,172
Interest Rate
3.62%
Mortgage Type
New Conventional
Estimated Equity
$197,242

Purchase Details

Closed on
Nov 20, 2017
Sold by
Drafall Pamela A and Drafall James R
Bought by
Walker Gail

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
3.94%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 29, 1998
Sold by
Iqbal Mohammad and Iqbal Nasreen
Bought by
Laidlaw Pamela A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,000
Interest Rate
7.18%

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Forsythe Patrick $262,000 Attorneys Ttl Guaranty Fund
Walker Gail $232,000 Starck Title Services
Laidlaw Pamela A $170,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Forsythe Patrick $248,900
Previous Owner Walker Gail $50,000
Previous Owner Drafall Pamela $156,000
Previous Owner Laidlaw Pamela A $175,102
Previous Owner Laidlaw Pamela A $150,313
Previous Owner Laidlaw Pamela A $139,000
Previous Owner Laidlaw Pamela A $145,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/06/2020 03/06/20 Sold $262,000 -1.1% $131 / Sq Ft
01/28/2020 01/28/20 Pending -- -- --
10/23/2019 10/23/19 Price Changed $264,900 -3.6% $132 / Sq Ft
09/30/2019 09/30/19 Price Changed $274,900 -1.8% $137 / Sq Ft
08/30/2019 08/30/19 For Sale $279,900 -- $140 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $8,076 $102,738 $28,786 $73,952
2022 $7,603 $93,679 $26,248 $67,431
2021 $7,279 $87,583 $24,540 $63,043
2020 $7,078 $83,611 $23,427 $60,184
2019 $6,878 $79,645 $22,316 $57,329
2018 $6,825 $75,031 $21,023 $54,008
2017 $6,678 $70,931 $19,874 $51,057
2016 $6,378 $65,805 $18,438 $47,367
2015 -- $60,316 $16,900 $43,416
2014 -- $59,571 $16,691 $42,880
2013 -- $61,142 $17,131 $44,011
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10502236

Midwest Real Estate Data (MRED)

APN: 06-09-430-022