$126,000
SOLD JUN 30, 2025

218 Charles St Otsego, MI 49078

2 Beds
1 Bath
1,178 Sq Ft
0.25 Acres

Recently Sold

$107 Per Sq Ft

5% Above List Price

7 Days on Market

Highlights

  • Traditional Architecture
  • Laundry Room
  • High Speed Internet
  • 2 Car Detached Garage
  • Forced Air Heating System
  • 5-minute walk to Otsego Memorial Park

About This Home

As of June 2025

Subject to bank approval. Two to three bedroom home in the City of Otsego with a large yard and detached 2 car garage.

Last Agent to Sell the Property

Brad Boone

Berkshire Hathaway HomeServices MI License #6501261340 Listed on: 04/28/2025

Berkshire Hathaway HomeServices MI

Last Buyer's Agent

Benjamin Morris

Berkshire Hathaway HomeServices MI License #6501454407

Berkshire Hathaway HomeServices MI

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,380

Year Built

  • Built in 1938

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 66 x 165
  • Level Lot

Parking

  • 2 Car Detached Garage
  • Unpaved Driveway

Home Design

  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,178 Sq Ft Home
  • 2-Story Property
  • Partial Basement

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 2 Bedrooms | 1 Main Level Bedroom
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Laundry on main level

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,380

Year Built

Built in 1938

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1938
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 66 x 165
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1178.0
  • General Property Info:Main Level Primary: No
  • Tax Info:Annual Property Tax: 2380.0
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Heat Source:Natural Gas3: Yes
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Substructure:Partial: Yes
  • Lot Description:Level: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Util Avail at Street:Broadband: Yes
  • Driveway:Unpaved: Yes
  • Util Avail at Street:Cable2: Yes
  • Water Heater:Electric3: Yes
  • General Property Info:SqFt Above Grade: 1178.0
  • Laundry Features Laundry Room: Yes
  • Laundry Features Main Level: Yes
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Carpet Floor: Yes
  • Flooring:Laminate Floor: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring: Carpet, Laminate, Other
  • Interior Amenities: Broadband
  • Fireplace: No
  • Total Bedrooms: 2
  • Main Level Bedrooms: 1
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Partial
  • LivingArea: 1178.0
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 524.0

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 119900.0
  • Lot Features: Level
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Detached
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Laundry Room, Main Level
  • Sewer: Public
  • Utilities: Natural Gas Available, Electricity Available, Cable Available
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.25
  • Lot Size Area: 0.25
  • Lot Dimensions: 66 x 165
  • Lot Size Sq Ft: 10890.0

Tax Info

  • Tax Annual Amount: 2380.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 28, 2025
Closed on
Jun 30, 2025
Sold by
Williams Kevin
Bought by
Zayac Jessica
Seller's Agent
Brad Boone
Berkshire Hathaway HomeServices MI
Buyer's Agent
Benjamin Morris
Berkshire Hathaway HomeServices MI
List Price
$119,900
Sold Price
$126,000
Premium/Discount to List
$6,100
5.09%
Views
62

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.05%
Original Mortgage
$10,000
Outstanding Balance
$10,000
Interest Rate
6.81%
Estimated Equity
$116,205

Purchase Details

Closed on
Mar 20, 2025
Sold by
Sheriff Deputy and Wiersma Deputy Joshua
Bought by
Bankunited Na

Purchase Details

Listed on
Aug 27, 2014
Closed on
Nov 18, 2014
Sold by
Fi Amsg2 Llc
Bought by
Williams Kevin
Seller's Agent
Richard Stewart
REO Specialists, L.L.C.
Buyer's Agent
Richard Stewart
REO Specialists, L.L.C.
List Price
$27,500
Sold Price
$18,100
Premium/Discount to List
-$9,400
-34.18%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.90%

Purchase Details

Closed on
Jun 5, 2014
Sold by
Lampp Luther C
Bought by
Fi & Amsg2 Llc
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $126,000 Title Resource Agency
Sheriffs Deed $69,051 None Listed On Document
Warranty Deed $18,100 Metro Advantage Title
Sheriffs Deed $32,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $10,000 No Value Available
Open $119,700 New Conventional
Previous Owner $1,240,000 Future Advance Clause Open End Mortgage
Previous Owner $64,000 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2025 06/30/25 Sold $126,000 +5.1% $107 / Sq Ft
05/05/2025 05/05/25 Pending -- -- --
04/28/2025 04/28/25 For Sale $119,900 +562.4% $102 / Sq Ft
11/21/2014 11/21/14 Sold $18,100 -34.2% $17 / Sq Ft
11/19/2014 11/19/14 Pending -- -- --
08/27/2014 08/27/14 For Sale $27,500 -- $26 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,377 $69,400 $10,900 $58,500
2024 $2,047 $58,400 $6,500 $51,900
2023 $2,211 $52,200 $6,100 $46,100
2022 $2,047 $46,600 $6,100 $40,500
2021 $2,023 $42,000 $6,100 $35,900
2020 $1,428 $38,800 $6,100 $32,700
2019 $1,390 $35,600 $6,100 $29,500
2018 $1,355 $34,900 $6,100 $28,800
2017 $0 $34,700 $11,100 $23,600
2016 $0 $30,100 $8,900 $21,200
2015 -- $30,100 $8,900 $21,200
2014 $1,065 $31,300 $12,500 $18,800
2013 $1,065 $30,700 $12,200 $18,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25018144

Southwestern Michigan Association of REALTORS®

APN: 54-023-057-00