B
Seller's Agent in 2025
Brad Boone
Berkshire Hathaway HomeServices MI
218 Charles St Otsego, MI 49078
2
Beds
1
Bath
1,050
Sq Ft
0.25
Acres
Highlights
- 2 Car Detached Garage
- Shed
- Wood Siding
- Accessible Approach with Ramp
- Forced Air Heating System
- 5-minute walk to Otsego Memorial Park
About This Home
As of June 2025218 Charles Otsego MI 49078 Only $19,900 2 bedroom 1 bath house for sale with 1.5 car detached garage. Seller is selling the property AS IS. Buyer to verify all data. Clients may see all data and schedule showings at www.REOmamma.com or call Richard Stewart 269-345-7000 REO Specialists llc AGENTS please follow instructions in MLS
Last Agent to Sell the Property
REO Specialists, L.L.C. License #6502431179 Listed on: 08/27/2014
Last Buyer's Agent
REO Specialists, L.L.C. License #6502431179 Listed on: 08/27/2014
Home Details
Home Type
- Single Family
Year Built
- Built in 1938
Lot Details
- 0.25 Acre Lot
- Lot Dimensions are 66x165
Parking
- 2 Car Detached Garage
- Unpaved Driveway
Home Design
- Wood Siding
- Vinyl Siding
Interior Spaces
- 1,050 Sq Ft Home
- 2-Story Property
- Partial Basement
Bedrooms and Bathrooms
- 2 Bedrooms | 1 Main Level Bedroom
- 1 Full Bathroom
Accessible Home Design
- Accessible Approach with Ramp
- Accessible Ramps
Outdoor Features
- Shed
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
Listing and Financial Details
- REO, home is currently bank or lender owned
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 28, 2025
Closed on
Jun 30, 2025
Sold by
Williams Kevin
Bought by
Zayac Jessica
Seller's Agent
Brad Boone
Berkshire Hathaway HomeServices MI
Buyer's Agent
Benjamin Morris
Berkshire Hathaway HomeServices MI
List Price
$119,900
Sold Price
$126,000
Premium/Discount to List
$6,100
5.09%
Views
62
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.05%
Original Mortgage
$10,000
Outstanding Balance
$10,000
Interest Rate
6.81%
Estimated Equity
$116,205
Purchase Details
Closed on
Mar 20, 2025
Sold by
Sheriff Deputy and Wiersma Deputy Joshua
Bought by
Bankunited Na
Purchase Details
Listed on
Aug 27, 2014
Closed on
Nov 18, 2014
Sold by
Fi Amsg2 Llc
Bought by
Williams Kevin
Seller's Agent
Richard Stewart
REO Specialists, L.L.C.
Buyer's Agent
Richard Stewart
REO Specialists, L.L.C.
List Price
$27,500
Sold Price
$18,100
Premium/Discount to List
-$9,400
-34.18%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.90%
Purchase Details
Closed on
Jun 5, 2014
Sold by
Lampp Luther C
Bought by
Fi & Amsg2 Llc
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $126,000 | Title Resource Agency | |
| Sheriffs Deed | $69,051 | None Listed On Document | |
| Warranty Deed | $18,100 | Metro Advantage Title | |
| Sheriffs Deed | $32,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $10,000 | No Value Available | |
| Open | $119,700 | New Conventional | |
| Previous Owner | $1,240,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $64,000 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/30/2025 06/30/25 | Sold | $126,000 | +5.1% | $107 / Sq Ft |
| 05/05/2025 05/05/25 | Pending | -- | -- | -- |
| 04/28/2025 04/28/25 | For Sale | $119,900 | +562.4% | $102 / Sq Ft |
| 11/21/2014 11/21/14 | Sold | $18,100 | -34.2% | $17 / Sq Ft |
| 11/19/2014 11/19/14 | Pending | -- | -- | -- |
| 08/27/2014 08/27/14 | For Sale | $27,500 | -- | $26 / Sq Ft |
Source: Southwestern Michigan Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,377 | $69,400 | $10,900 | $58,500 |
| 2024 | $2,047 | $58,400 | $6,500 | $51,900 |
| 2023 | $2,211 | $52,200 | $6,100 | $46,100 |
| 2022 | $2,047 | $46,600 | $6,100 | $40,500 |
| 2021 | $2,023 | $42,000 | $6,100 | $35,900 |
| 2020 | $1,428 | $38,800 | $6,100 | $32,700 |
| 2019 | $1,390 | $35,600 | $6,100 | $29,500 |
| 2018 | $1,355 | $34,900 | $6,100 | $28,800 |
| 2017 | $0 | $34,700 | $11,100 | $23,600 |
| 2016 | $0 | $30,100 | $8,900 | $21,200 |
| 2015 | -- | $30,100 | $8,900 | $21,200 |
| 2014 | $1,065 | $31,300 | $12,500 | $18,800 |
| 2013 | $1,065 | $30,700 | $12,200 | $18,500 |
Source: Public Records
Agents Affiliated with this Home
-
-
B
Buyer's Agent in 2025
Benjamin Morris
Berkshire Hathaway HomeServices MI
-
G
Buyer Co-Listing Agent in 2025
Greg Miller
Berkshire Hathaway HomeServices MI
-
R
Seller's Agent in 2014
Richard Stewart
REO Specialists, L.L.C.
Map
Source: Southwestern Michigan Association of REALTORS®
MLS Number: 14049644
APN: 54-023-057-00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information is deemed reliable but not guaranteed.
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