NOT LISTED FOR SALE

345 E Franklin St Otsego, MI 49078

Otsego Area

Estimated Value: $209,000 - $216,000

4 Beds
1 Bath
1,306 Sq Ft
$163/Sq Ft Est. Value

Sale Details

Date Sold: August 22, 2025

Last sale price $206,000 $158 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $1,411 / mo

5 Days on Market

Highlights

  • Traditional Architecture
  • Eat-In Kitchen
  • Shed
  • 1 Car Attached Garage
  • Patio
  • Forced Air Heating System

About This Home

As of August 2025

Take a look at this 4 bedroom, 1 bath home situated on a nice sized lot with a big backyard! The main level features a living room, a dining room or another sitting room, a large kitchen with lots of oak cabinets, main floor laundry & a bedroom. The upper level has 3 spacious bedrooms. Updates over the past few years include newer drywall upstairs, carpet, lighting, insulation & heating ductwork to the upper level. The full bathroom has been updated & most of the windows have been replaced as well. The refrigerator, stove, newer dishwasher & washer & dryer are included. There is a breezeway to your large 1 car garage & there is a spacious backyard for entertaining & for the kids & pets to enjoy. Schedule your showing today! RESERVED freezer, fireplace & microwave

Last Agent to Sell the Property

Becky Sheppard

Jaqua, REALTORS License #6501333375 Listed on: 07/19/2025

Jaqua, REALTORS

Last Buyer's Agent

Melisa Utz

Bellabay Realty LLC License #6501416652

Bellabay Realty LLC

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,881

Year Built

  • Built in 1900

Lot Details

  • 11,550 Sq Ft Lot
  • Lot Dimensions are 70x165

Parking

  • 1 Car Attached Garage
  • Front Facing Garage

Home Design

  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,306 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Replacement Windows
  • Basement
  • Michigan Basement

Kitchen

  • Eat-In Kitchen
  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Shed
  • Storage Shed

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,881

Year Built

Built in 1900

Lot Details

0.27 Acres

Parking

1

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1900
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 153.14
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 70x165
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1306.0
  • General Property Info:Main Level Primary: No
  • Tax Info:Annual Property Tax: 2881.0
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Windows:Replacement: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Additional Items:Ceiling Fans: Yes
  • Substructure:Michigan Basement: Yes
  • General Property Info:SqFt Above Grade: 1306.0
  • Laundry Features Main Level: Yes
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Other Structures:Storage Shed: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen
  • Fireplace: No
  • Total Bedrooms: 4
  • Main Level Bedrooms: 1
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Michigan Basement
  • LivingArea: 1306.0
  • Window Features: Replacement
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 928.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 200000.0
  • Other Structures: Shed(s)
  • Patio and Porch Features: Patio
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Garage Faces Front, Attached
  • Parking Features Attached2: Yes
  • Parking Features:Garage Faces Front: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Main Level
  • Sewer: Public
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.27
  • Lot Size Area: 0.27
  • Lot Dimensions: 70x165
  • Lot Size Sq Ft: 11550.0

Tax Info

  • Tax Annual Amount: 2881.0
  • Tax Year: 2025

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 19, 2025
Closed on
Aug 22, 2025
Sold by
Simpson Kyle D and Beck Brianna M
Bought by
Seller's Agent
Becky Sheppard
Jaqua, REALTORS
Buyer's Agent
Melisa Utz
Bellabay Realty LLC
List Price
$200,000
Sold Price
$206,000
Premium/Discount to List
$6,000
3%
Views
42
Current Estimated Value
$212,253

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,253
Avg. Annual Appreciation
2.98%
Original Mortgage
$160,000
Outstanding Balance
$158,579
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$53,674

Purchase Details

Listed on
Jul 12, 2022
Closed on
Aug 15, 2022
Sold by
Joan Stout
Bought by
Simpson Kyle D and Beck Brianna M
Seller's Agent
Nick Breedveld
Jaqua, REALTORS
Buyer's Agent
Jessica Welton
Welton Media/Welton
List Price
$164,900
Sold Price
$165,000
Premium/Discount to List
$100
0.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.63%
Original Mortgage
$156,750
Interest Rate
5.3%
Mortgage Type
Balloon
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Otsego, MI

  • John Cremer Real Estate Agent - Five Star Real Estate (Grandv)

    John Cremer

    Five Star Real Estate (Grandv)

    (616) 816-4743

    400 Total Sales

    6 in Otsego

    $75K - $275K Price Range

    John Cremer
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  • Ron Webb Real Estate Agent - Keller Williams Harbortown

    Ron Webb

    Responds Quickly

    Keller Williams Harbortown

    (269) 430-2835

    248 Total Sales

    1 in Otsego

    $222,900 Price

    Ron Webb
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  • Jesse Baragar Real Estate Agent - Baragar Realty LLC

    Jesse Baragar

    Baragar Realty LLC

    (269) 397-3765

    164 Total Sales

    2 in Otsego

    $250,000 Price Range

    Jesse Baragar
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  • Bob MacKenzie Real Estate Agent - Real Estate One Inc -SCS

    Bob MacKenzie

    Real Estate One Inc -SCS

    (989) 368-8826

    118 Total Sales

    2 in Otsego

    $170,000 Price Range

    Bob MacKenzie
     Section Image
  • Cassie Scramlin Real Estate Agent - KW Ascent

    Cassie Scramlin

    KW Ascent

    (269) 457-5041

    142 Total Sales

    1 in Otsego

    $324,900 Price

    Cassie Scramlin
     Section Image
  • Mary Noneman Real Estate Agent - Five Star Real Estate

    Mary Noneman

    Five Star Real Estate

    (269) 557-0513

    116 Total Sales

    5 in Otsego

    $283K - $350K Price Range

    Mary Noneman
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$206,000 Chicago Title
Simpson Kyle D $165,000 Chicago Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $160,000
Previous Owner Simpson Kyle D $156,750
Previous Owner Stout James $55,000
Previous Owner Stout James $60,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/22/2025 08/22/25 Sold $206,000 +3.0% $158 / Sq Ft
07/24/2025 07/24/25 Pending -- -- --
07/19/2025 07/19/25 For Sale $200,000 +21.2% $153 / Sq Ft
08/15/2022 08/15/22 Sold $165,000 +0.1% $126 / Sq Ft View Prior Sale
07/13/2022 07/13/22 Pending -- -- --
07/12/2022 07/12/22 For Sale $164,900 -- $126 / Sq Ft
Source: MichRIC

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,948 $85,800 $11,900 $73,900
2025 $2,881 $79,500 $10,600 $68,900
2024 $1,520 $68,900 $6,400 $62,500
2023 $2,369 $61,000 $6,000 $55,000
2022 $1,520 $54,400 $6,000 $48,400
2021 $1,515 $51,300 $6,000 $45,300
2020 $1,493 $51,700 $6,000 $45,700
2019 $1,453 $45,000 $6,000 $39,000
2018 $1,416 $43,200 $6,000 $37,200
2017 $0 $36,900 $6,600 $30,300
2016 $0 $34,100 $4,800 $29,300
2015 -- $34,100 $4,800 $29,300
2014 $1,235 $32,300 $8,400 $23,900
2013 $1,235 $30,500 $6,900 $23,600
Source: Public Records

Agents Affiliated with this Home

  • Becky Sheppard Real Estate Agent - Jaqua, REALTORS

    Seller's Agent in 2025

    Becky Sheppard

    Jaqua, REALTORS

    (888) 631-3200

    155 Total Sales

    Becky Sheppard
    Section Image
  • Melisa Utz Real Estate Agent - Bellabay Realty LLC

    Buyer's Agent in 2025

    Melisa Utz

    Bellabay Realty LLC

    (616) 644-1685

    194 Total Sales

    Melisa Utz
    Section Image
  • Nick Breedveld Real Estate Agent - Jaqua, REALTORS

    Seller's Agent in 2022

    Nick Breedveld

    Jaqua, REALTORS

    (269) 685-6858

    36 Total Sales

    Nick Breedveld
    Section Image
  • Jessica Welton Real Estate Agent - Welton Media/Welton

    Buyer's Agent in 2022

    Jessica Welton

    Welton Media/Welton

    (517) 604-1700

    10 Total Sales

    Jessica Welton
    Section Image
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Map

Source: MichRIC

MLS Number: 25035868

MichRIC

APN: 54-108-019-00

Michigan Allegan County Otsego 49078

345 E Franklin St, Otsego, MI

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MichRIC Information is deemed reliable but not guaranteed.
Copyright 2026 MichRIC, LLC. All rights reserved.

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