NOT LISTED FOR SALE

403 E Franklin St Otsego, MI 49078

Otsego Area

Estimated Value: $204,000 - $222,507

3 Beds

2 Baths

1,432 Sq Ft

$149/Sq Ft Est. Value

Date Sold: August 29, 2025

Last sale price $205,000 $143 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $1,308 / mo

28 Days on Market

Highlights

Deck
Mud Room
Porch
Farmhouse Style Home
2 Car Detached Garage
Eat-In Kitchen

About This Home

As of August 2025

Welcome!! This home has all the amenities you need at the right price. The main floor offers a dining room, mud room, kitchen, living room, and primary bedroom. The sliders to the rear deck allow for outdoor entertaining in the fenced rear yard. The primary bedroom is generously sized and is adjacent to the main floor bathroom. Upstairs, you will find two additional bedrooms and the second full bath. There is a 2+ car detached garage which adds additional storage area. This home is in the City of Otsego with easy access to the library, shopping, and schools.

Last Agent to Sell the Property

Nancy Whitney

Greenridge Cornell & Associates License #6506008498 Listed on: 06/20/2025

Last Buyer's Agent

Mark Deering

RE/MAX Of Grand Rapids License #6501286088

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Home Details

Home Type

Single Family

Est. Annual Taxes

$2,024

Year Built

Built in 1880

Lot Details

10,890 Sq Ft Lot
Lot Dimensions are 66x165
Fenced

Parking

2 Car Detached Garage
Garage Door Opener

Home Design

Farmhouse Style Home
Composition Roof
Aluminum Siding
Vinyl Siding

Interior Spaces

1,432 Sq Ft Home
2-Story Property
Mud Room
Living Room
Dining Area
Partial Basement

Kitchen

Eat-In Kitchen
Range

Bedrooms and Bathrooms

3 Bedrooms | 1 Main Level Bedroom
2 Full Bathrooms

Laundry

Laundry Room
Laundry on main level
Dryer
Washer

Outdoor Features

Deck
Porch

Utilities

Cooling Available
Forced Air Heating System
Heating System Uses Natural Gas
Window Unit Heating System

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,024

Year Built

Built in 1880

Lot Details

0.25 Acres

Parking

Listing Details

Property Sub-Type: Single Family Residence
Property Type: Residential
New Construction: No
ArchitecturalStyle: Farmhouse
Stories: 2
Year Built: 1880
General Property Info:Basement: Yes
General Property Info:Main Level Primary: Yes
Driveway:Driveway: Paved
Sewer:Sewer: Public Sewer
Util Avail at Street:Util Avail at Street: Electricity Available, Natural Gas Available, Storm Sewer
Special Features: None
Property Sub Type: Detached

Interior Features

Appliances: Refrigerator, Dryer, Washer, Range
Interior Amenities: Eat-in Kitchen
Fireplace: No
Total Bedrooms: 3
Main Level Bedrooms: 1
Full Bathrooms: 2
Total Bathrooms: 2
Basement: Partial
LivingArea: 1432.0
Basement Rooms:Total Basement SQFT: 1000.0
Kitchen Features:Kitchen Features: Eating Area, Mud Room Access

Exterior Features

Construction Materials: Aluminum Siding, Vinyl Siding
Fencing: Fenced
List Price: 209900.0
Patio and Porch Features: Deck, Porch
Road Surface Type: Paved
Roof: Composition
Waterfront: No
Access Feat:Accessibility Features2: No
Roofing:Roofing: Composition

Garage/Parking

Attached Garage: No
Garage Spaces: 2.0
Garage: Yes
Parking Features: Paved, Detached, Garage Door Opener

Utilities

Cooling: Window Unit(s)
Cooling: Yes
Heating: Forced Air
Heating: Yes
Laundry Features: Main Level
Utilities: Natural Gas Connected, Electricity Available, Natural Gas Available, Storm Sewer
Water Source: Public
Heat Source:Heat Source: Natural Gas
Heat Type:Heat Type: Forced Air
Utilities Attached:Utilities Attached: Natural Gas Connected

Lot Info

Lot Size Acres: 0.25
Lot Size Area: 0.25
Lot Dimensions: 66x165
Lot Size Sq Ft: 10890.0

Tax Info

Tax Annual Amount: 2023.69
Tax Year: 2024

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Aug 2025 - Present 1 Year

Private Individual

Purchase Details

Listed on

Jun 20, 2025

Closed on

Aug 28, 2025

Sold by

Kaba Mamady

Bought by

Seller's Agent

Nancy Whitney

Greenridge Cornell & Associates

Buyer's Agent

Mark Deering

RE/MAX Of Grand Rapids

List Price

$209,900

Sold Price

$205,000

Premium/Discount to List

-$4,900

-2.33%

Views

Current Estimated Value

$213,836

Estimated Appreciation

$8,836

Avg. Annual Appreciation

4.31%

Original Mortgage

$194,800

Outstanding Balance

$193,076

Interest Rate

6.74%

Mortgage Type

New Conventional

Estimated Equity

$20,760

Oct 2014 - Aug 2025 Kaba Mamady 10 Years and 10 Months

Private Individual

Purchase Details

Listed on

May 3, 2014

Closed on

Oct 7, 2014

Sold by

Chase Robert and Chase Kami Ona

Bought by

Kaba Mamady

Seller's Agent

Susan Maurer

Maurer Real Estate LLC

Buyer's Agent

Nancy Whitney

Greenridge Cornell & Associates

List Price

$85,000

Sold Price

$66,500

Premium/Discount to List

-$18,500

-21.76%

Avg. Annual Appreciation

10.88%

Original Mortgage

$63,175

Interest Rate

4.09%

Mortgage Type

New Conventional

Jun 1998 - Oct 2014 Chase Robert and Kami Ona 16 Years and 4 Months

Private Individual

Purchase Details

Closed on

Jun 19, 1998

Sold by

Drake Clare

Bought by

Chase Robert and Kami Ona

Source: Public Records

Agents Specializing in Otsego, MI

Melisa Utz

Bellabay Realty LLC

(616) 965-2238

194 Total Sales

1 in Otsego

$206,000 Price

Melisa Utz
Jessica Steele

Berkshire Hathaway HomeServices MI

(269) 557-0630

386 Total Sales

13 in Otsego

$149K - $370K Price Range

Jessica Steele
Amy Krumm

Five Star Real Estate

(269) 457-5175

95 Total Sales

9 in Otsego

$35K - $465K Price Range

Amy Krumm
Crystal Halstead

Khoury Real Estate

(269) 443-1261

99 Total Sales

7 in Otsego

$150K - $275K Price Range

Crystal Halstead
Randy Blankenship

Real Broker LLC

(269) 775-4626

193 Total Sales

2 in Otsego

$225K - $335K Price Range

Randy Blankenship
Troy D. McKenney

Five Star Real Estate

(269) 895-6730

98 Total Sales

3 in Otsego

$181K - $270K Price Range

Troy D. McKenney

See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Buyer	Sale Price	Title Company
	$205,000	Chicago Title Of Michigan
Kaba Mamady	$66,500	Devon
Chase Robert	$71,000	--

Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Status	Borrower	Loan Amount
Open		$194,800
Closed	Kaba Mamady	$63,175
Previous Owner	Chase Robert	$50,000
Previous Owner	Chase Robert	$65,600
Previous Owner	Chase Robert	$5,000
Previous Owner	Chase Robert	$12,000
Previous Owner	Chase Robert S	$77,000

Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date	Event	Price	List to Sale	Price per Sq Ft	Prior Sale
08/29/2025 08/29/25	Sold	$205,000	-2.3%	$143 / Sq Ft
07/18/2025 07/18/25	Pending	--	--	--
06/20/2025 06/20/25	For Sale	$209,900	+215.6%	$147 / Sq Ft
10/07/2014 10/07/14	Sold	$66,500	-21.8%	$46 / Sq Ft	View Prior Sale
08/26/2014 08/26/14	Pending	--	--	--
05/03/2014 05/03/14	For Sale	$85,000	--	$59 / Sq Ft

Source: MichRIC

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year	Tax Paid	Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property.	Land	Improvement
2026	$2,070	$90,000	$0	$0
2025	$2,024	$91,700	$10,000	$81,700
2024	$1,734	$81,700	$6,000	$75,700
2023	$1,930	$71,800	$5,700	$66,100
2022	$1,734	$63,800	$5,700	$58,100
2021	$1,728	$60,000	$5,700	$54,300
2020	$1,704	$58,100	$5,700	$52,400
2019	$1,658	$49,400	$5,700	$43,700
2018	$1,615	$46,000	$5,700	$40,300
2017	$0	$39,000	$6,200	$32,800
2016	$0	$36,000	$4,500	$31,500
2015	--	$36,000	$4,500	$31,500
2014	$1,560	$33,600	$7,900	$25,700
2013	$1,560	$31,900	$6,500	$25,400

Source: Public Records

Agents Affiliated with this Home

NW

Seller's Agent in 2025

Nancy Whitney

Greenridge Cornell & Associates

(269) 720-1473

100 Total Sales

Nancy Whitney
Buyer's Agent in 2025

Mark Deering

RE/MAX

(616) 292-6215

290 Total Sales

Mark Deering
WB

Buyer Co-Listing Agent in 2025

Wyatt Boetsma

Keller Williams GR North

(616) 365-5474

32 Total Sales

Wyatt Boetsma
SM

Seller's Agent in 2014

Susan Maurer

Maurer Real Estate LLC

See All Agents

Map

Source: MichRIC

MLS Number: 25029931

APN: 54-023-232-00

Michigan Allegan County Otsego 49078

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Nearby Homes

403 E Franklin St Otsego, MI 49078

Sale Details

Highlights

About This Home

Home Details

Home Type

Est. Annual Taxes

Year Built

Lot Details

Parking

Home Design

Interior Spaces

Kitchen

Bedrooms and Bathrooms

Laundry

Outdoor Features

Utilities

Home Details

Listing Details

Interior Features

Exterior Features

Garage/Parking

Utilities

Lot Info

Tax Info

Ownership History

Purchase Details

Home Financials for this Owner

Purchase Details

Home Financials for this Owner

Purchase Details

Home Values in the Area

Average Home Value in this Area

Agents Specializing in Otsego, MI

Purchase History

Mortgage History

Property History

Tax History

Agents Affiliated with this Home

Map