Estimated payment $3,567/month
Highlights
- 106 Feet of Waterfront
- 1 Dock Slip
- Pier
- Boat Ramp
- Beach
- Fishing Allowed
About This Home
BEST VALUE FOR TURN-KEY WATERFRONT RETREAT ON MILL CREEK! This move-in ready Drum Point gem is sold fully furnished, offering a seamless transition to coastal living. Boaters will prize the private pier with 6ft+ MLW, capable of hosting deep-keel sailboats, plus multiple slips and a floating kayak/SUP platform. Situated at a high elevation, this property sits outside the flood plain and features natural storm protection from mature hardwoods. The low-maintenance exterior includes a synthetic slate roof and vinyl siding. The smart multi-level design features a main-level bedroom and full bath, ideal for guests or aging in place. The upper-level primary suite is a private sanctuary with panoramic creek views and a large sitting area. For entertaining, the lower level boasts a custom Tiki Bar leading directly to the water. Proven income potential with 18 months of documented short-term rental history. Ample parking and a strategic roll-up garage door for water gear storage. Don’t miss this rare blend of deep water, durability, and style!
Listing Agent
(410) 394-0990 chris.mcnelis@penfedrealty.com Berkshire Hathaway HomeServices PenFed Realty Brokerage Phone: 4103940990 License #17858 Listed on: 10/10/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,290
Year Built
- Built in 2001
Lot Details
- 0.39 Acre Lot
- 106 Feet of Waterfront
- Home fronts navigable water
- Creek or Stream
- Southeast Facing Home
- Wooded Lot
HOA Fees
- $16 Monthly HOA Fees
Home Design
- Colonial Architecture
- Block Foundation
- Frame Construction
- Stone Siding
- Vinyl Siding
Interior Spaces
- 1,872 Sq Ft Home
- Property has 2 Levels
- Open Floorplan
- Ceiling Fan
- Sliding Doors
- Living Room
- Dining Room
- Creek or Stream Views
Kitchen
- Built-In Oven
- Cooktop
- Microwave
- Dishwasher
Flooring
- Carpet
- Ceramic Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- En-Suite Bathroom
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry on upper level
- Dryer
- Washer
Parking
- 10 Parking Spaces
- 10 Driveway Spaces
- Gravel Driveway
Outdoor Features
- Pier
- Access to Tidal Water
- Canoe or Kayak Water Access
- Private Water Access
- Personal Watercraft
- Waterski or Wakeboard
- Rip-Rap
- Swimming Allowed
- 1 Dock Slip
- Physical Dock Slip Conveys
- Dock made with Treated Lumber
- Stream or River on Lot
- Powered Boats Permitted
- Lake Privileges
- Deck
- Shed
Location
- Property is near creek
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Heating System Powered By Owned Propane
- Water Treatment System
- Well
- Propane Water Heater
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Tax Lot 43R
- Assessor Parcel Number 0501065874
Community Details
Overview
- Association fees include common area maintenance, management, recreation facility, reserve funds, snow removal
- Drum Point HOA
- Drum Point Subdivision
- Property Manager
- Community Lake
Amenities
- Common Area
Recreation
- Boat Ramp
- Beach
- Fishing Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,500 | $380,300 | $0 | $0 |
| 2024 | $4,272 | $359,600 | $0 | $0 |
| 2023 | $3,910 | $338,900 | $186,700 | $152,200 |
| 2022 | $3,852 | $333,633 | $0 | $0 |
| 2021 | $7,705 | $328,367 | $0 | $0 |
| 2020 | $3,693 | $323,100 | $186,700 | $136,400 |
| 2019 | $3,389 | $323,100 | $186,700 | $136,400 |
| 2018 | $3,389 | $323,100 | $186,700 | $136,400 |
| 2017 | $4,015 | $351,600 | $0 | $0 |
| 2016 | -- | $349,333 | $0 | $0 |
| 2015 | $4,455 | $347,067 | $0 | $0 |
| 2014 | $4,455 | $344,800 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/21/2026 02/21/26 | Price Changed | $619,900 | -2.4% | $331 / Sq Ft | |
| 12/17/2025 12/17/25 | Price Changed | $634,900 | -2.2% | $339 / Sq Ft | |
| 10/10/2025 10/10/25 | For Sale | $649,000 | +70.8% | $347 / Sq Ft | |
| 09/04/2020 09/04/20 | Sold | $380,000 | -2.3% | $203 / Sq Ft | View Prior Sale |
| 07/25/2020 07/25/20 | For Sale | $389,000 | +2.4% | $208 / Sq Ft | |
| 07/25/2020 07/25/20 | Off Market | $380,000 | -- | -- | |
| 07/23/2020 07/23/20 | For Sale | $389,000 | +11.1% | $208 / Sq Ft | |
| 08/31/2016 08/31/16 | Sold | $350,000 | -2.8% | $187 / Sq Ft | View Prior Sale |
| 07/26/2016 07/26/16 | Pending | -- | -- | -- | |
| 06/27/2016 06/27/16 | Price Changed | $359,900 | -2.7% | $192 / Sq Ft | |
| 05/04/2016 05/04/16 | Price Changed | $369,900 | -1.3% | $198 / Sq Ft | |
| 02/05/2016 02/05/16 | Price Changed | $374,900 | -1.3% | $200 / Sq Ft | |
| 10/06/2015 10/06/15 | Price Changed | $379,900 | -5.0% | $203 / Sq Ft | |
| 09/03/2015 09/03/15 | Price Changed | $399,900 | -4.8% | $214 / Sq Ft | |
| 05/18/2015 05/18/15 | For Sale | $419,900 | -- | $224 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $380,000 | Interstate T&E Llc | |
| Deed | $350,000 | Rgs Title Llc | |
| Deed | $54,000 | -- | |
| Deed | $2,700 | -- | |
| Deed | $41,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $346,788 | VA | |
| Previous Owner | $343,660 | FHA | |
| Previous Owner | $33,000 | No Value Available |
Source: Bright MLS
MLS Number: MDCA2023350
APN: 01-065874
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