Estimated payment $3,690/month
Highlights
- 106 Feet of Waterfront
- 1 Dock Slip
- Pier
- Boat Ramp
- Beach
- Fishing Allowed
About This Home
TURN-KEY ON MILL CREEK, DRUM POINT! This beautiful move-in ready home is being sold furnished, and offers the perfect blend of comfort, style, and waterfront living. The elevation assures no flood plain, the hardwoods are gorgeous in the autumn months, shady in the summer. The home is ideal as a full-time residence, a vacation retreat, or an income-producing Airbnb. (The Sellers have records of 18 months of part-time STR). The lot offers extra parking, access from the driveway level to a great roll-up garage door with a walk-through to the creek side of the house. Generally speaking, the architecture and low maintenance features are sensitive to the waterfront lifestyle: the synthetic slate roofing is known to be long-lasting, the vinyl exterior is known to be low maintenance, rock scape instead of plantings underneath. The multiple levels are worked into the slope of the site, and the design provides access points that make sense: the storage are with garage door is closer to the creek than to the street, the levels of decking are easily accessible from the street side or the creek side, etc. Water enthusiasts will love the private pier–ready for your boat, kayaks, or jet skis!! Water depth of 6 ft+ means that deep-keel sailboats will be happy here in the multiple slip options, and the high elevation sides of Mill Creek with old growth trees offers protection from storms. Included in the sale is a floating pier platform...perfect for kayak and SUP launch, additional play area! The home’s entrance is via vestibule, and gives that perfect arrival effect. The kitchen-dining-living-deck space plan for this main level makes a perfect flow for entertaining as well as everyday enjoyment of the home. Pops of color throughout the house make for a cheerful space! Bonus: a generously sized bedroom and a full bath on the main level. The large primary suite on the upper level is a real retreat...it has Mill Creek views, a large sitting area, and a private bath with shower and custom vanity. Bedrooms 3 and 4 are also on the upper level, with a shared bath. A very special chat-n-chill spot is the lower level tiki bar!! Grab a drink and head to the pier or go wildly into the night with your mai tai! Whether you’re fishing, crabbing, or simply enjoying the peaceful surroundings, this property has it all. Don’t miss your chance to make your waterfront dreams a reality!!
Listing Agent
(410) 610-4045 chris.mcnelis@penfedrealty.com Berkshire Hathaway HomeServices PenFed Realty License #17858 Listed on: 10/10/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,290
Year Built
- Built in 2001
Lot Details
- 0.39 Acre Lot
- 106 Feet of Waterfront
- Home fronts navigable water
- Creek or Stream
- Southeast Facing Home
- Wooded Lot
HOA Fees
- $16 Monthly HOA Fees
Home Design
- Colonial Architecture
- Block Foundation
- Frame Construction
- Stone Siding
- Vinyl Siding
Interior Spaces
- 1,872 Sq Ft Home
- Property has 2 Levels
- Open Floorplan
- Ceiling Fan
- Sliding Doors
- Living Room
- Dining Room
- Creek or Stream Views
Kitchen
- Built-In Oven
- Cooktop
- Microwave
- Dishwasher
Flooring
- Carpet
- Ceramic Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- En-Suite Bathroom
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry on upper level
- Dryer
- Washer
Parking
- 10 Parking Spaces
- 10 Driveway Spaces
- Gravel Driveway
Outdoor Features
- Pier
- Access to Tidal Water
- Canoe or Kayak Water Access
- Private Water Access
- Personal Watercraft
- Waterski or Wakeboard
- Rip-Rap
- Swimming Allowed
- 1 Dock Slip
- Physical Dock Slip Conveys
- Dock made with Treated Lumber
- Stream or River on Lot
- Powered Boats Permitted
- Lake Privileges
- Deck
- Shed
Location
- Property is near creek
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Heating System Powered By Owned Propane
- Water Treatment System
- Well
- Propane Water Heater
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Tax Lot 43R
- Assessor Parcel Number 0501065874
Community Details
Overview
- Association fees include common area maintenance, management, recreation facility, reserve funds, snow removal
- Drum Point HOA
- Drum Point Subdivision
- Property Manager
- Community Lake
Amenities
- Common Area
Recreation
- Boat Ramp
- Beach
- Fishing Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,500 | $380,300 | $0 | $0 |
| 2024 | $4,272 | $359,600 | $0 | $0 |
| 2023 | $3,910 | $338,900 | $186,700 | $152,200 |
| 2022 | $3,852 | $333,633 | $0 | $0 |
| 2021 | $7,705 | $328,367 | $0 | $0 |
| 2020 | $3,693 | $323,100 | $186,700 | $136,400 |
| 2019 | $3,389 | $323,100 | $186,700 | $136,400 |
| 2018 | $3,389 | $323,100 | $186,700 | $136,400 |
| 2017 | $4,015 | $351,600 | $0 | $0 |
| 2016 | -- | $349,333 | $0 | $0 |
| 2015 | $4,455 | $347,067 | $0 | $0 |
| 2014 | $4,455 | $344,800 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/17/2025 12/17/25 | Price Changed | $634,900 | -2.2% | $339 / Sq Ft | |
| 10/10/2025 10/10/25 | For Sale | $649,000 | +70.8% | $347 / Sq Ft | |
| 09/04/2020 09/04/20 | Sold | $380,000 | -2.3% | $203 / Sq Ft | View Prior Sale |
| 07/25/2020 07/25/20 | For Sale | $389,000 | +2.4% | $208 / Sq Ft | |
| 07/25/2020 07/25/20 | Off Market | $380,000 | -- | -- | |
| 07/23/2020 07/23/20 | For Sale | $389,000 | +11.1% | $208 / Sq Ft | |
| 08/31/2016 08/31/16 | Sold | $350,000 | -2.8% | $187 / Sq Ft | View Prior Sale |
| 07/26/2016 07/26/16 | Pending | -- | -- | -- | |
| 06/27/2016 06/27/16 | Price Changed | $359,900 | -2.7% | $192 / Sq Ft | |
| 05/04/2016 05/04/16 | Price Changed | $369,900 | -1.3% | $198 / Sq Ft | |
| 02/05/2016 02/05/16 | Price Changed | $374,900 | -1.3% | $200 / Sq Ft | |
| 10/06/2015 10/06/15 | Price Changed | $379,900 | -5.0% | $203 / Sq Ft | |
| 09/03/2015 09/03/15 | Price Changed | $399,900 | -4.8% | $214 / Sq Ft | |
| 05/18/2015 05/18/15 | For Sale | $419,900 | -- | $224 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $380,000 | Interstate T&E Llc | |
| Deed | $350,000 | Rgs Title Llc | |
| Deed | $54,000 | -- | |
| Deed | $2,700 | -- | |
| Deed | $41,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $346,788 | VA | |
| Previous Owner | $343,660 | FHA | |
| Previous Owner | $33,000 | No Value Available |
Source: Bright MLS
MLS Number: MDCA2023350
APN: 01-065874
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