2195 Harbor Rd Naples, FL 34104
East Naples NeighborhoodEstimated payment $19,406/month
Highlights
- Boathouse
- Private Dock
- Boating
- Naples High School Rated A
- Water Views
- Home fronts navigable water
About This Home
Prepare to be captivated by this exceptional waterfront residence, custom built by JVM and located in one of Naples’ most desirable communities — notably with no flooding or storm damage from recent hurricanes. This beautifully designed one-story home showcases a seamless blend of timeless craftsmanship and modern luxury. The open-concept great room floor plan is flooded with natural light and offers stunning water views throughout. Soaring volume ceilings with elegant wood beam accents, wide-plank engineered hardwood flooring, and sophisticated finishes set the tone for effortless coastal living. The heart of the home is the chef’s kitchen, featuring a 12-foot quartz island, Viking stainless steel appliances, a gas range, farmhouse sink, pristine white cabinetry, and a spacious walk-in pantry. A walk-through butler’s pantry—with second refrigerator, laundry area, sink, and custom cabinetry—adds both convenience and charm. With three generously sized bedrooms, a private den, and four impeccably appointed full baths, the layout offers comfort, style, and flexibility. Step outside to a true waterfront oasis: a saltwater pool, oversized spa, sun shelf, and a screened-in covered boathouse create the ultimate backdrop for relaxation or entertaining. A private dock with 15,000 lb lift, water and electric, provides quick Gulf access and puts downtown Naples, Keewaydin Island, and Marco Island just minutes away by boat. Additional highlights include a spacious three-car garage, 30- and 50-amp service ideal for generators or EV charging, and a rare combination of location, protection, and premium finishes. This is coastal living at its finest—schedule your private showing today.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $22,216
Year Built
- Built in 2022
Lot Details
- 0.4 Acre Lot
- Lot Dimensions: 103
- Home fronts navigable water
- River Front
- Home fronts a canal
- Northwest Facing Home
- Fenced
- Paved or Partially Paved Lot
- Sprinkler System
Parking
- 3 Car Attached Garage
- Automatic Garage Door Opener
Property Views
- Water
- Mangrove
Home Design
- Florida Architecture
- Entry on the 1st floor
- Concrete Block With Brick
- Metal Roof
- Stucco
Interior Spaces
- 3,099 Sq Ft Home
- 1-Story Property
- Tray Ceiling
- Vaulted Ceiling
- Ceiling Fan
- Fireplace
- Shutters
- Double Hung Windows
- Sliding Windows
- Great Room
- Family or Dining Combination
- Den
- Screened Porch
Kitchen
- Eat-In Kitchen
- Walk-In Pantry
- Double Self-Cleaning Oven
- Microwave
- Ice Maker
- Dishwasher
- Viking Appliances
- Kitchen Island
- Built-In or Custom Kitchen Cabinets
- Farmhouse Sink
- Disposal
- Pot Filler
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Built-In Bedroom Cabinets
- Walk-In Closet
- Dual Sinks
- Bathtub With Separate Shower Stall
Laundry
- Laundry Room
- Dryer
- Washer
- Laundry Tub
Home Security
- Safe Room
- Monitored
- High Impact Windows
- High Impact Door
- Fire and Smoke Detector
Pool
- Concrete Pool
- Heated In Ground Pool
- Heated Spa
- In Ground Spa
- Saltwater Pool
- Pool Equipment Stays
Outdoor Features
- Fixed Bridges
- Boat Lift
- Boathouse
- Private Dock
- Dock has access to electricity and water
- Patio
- Lanai
Utilities
- Central Heating and Cooling System
- Propane
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 70920120003
- Tax Block B
Community Details
Overview
- Rock Harbor Community
- Electric Vehicle Charging Station
Recreation
- Boating
- Gulf Boat Access
- Park
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $22,216 | $2,267,092 | -- | -- |
| 2024 | $22,060 | $2,203,199 | -- | -- |
| 2023 | $22,060 | $2,139,028 | $0 | $0 |
| 2022 | $22,740 | $2,076,726 | $0 | $0 |
| 2021 | $5,752 | $478,400 | $478,400 | $0 |
| 2020 | $5,060 | $442,000 | $442,000 | $0 |
| 2019 | $4,964 | $411,400 | $410,800 | $600 |
| 2018 | $6,399 | $498,543 | $0 | $0 |
| 2017 | $6,599 | $489,872 | $0 | $0 |
| 2016 | $5,391 | $445,338 | $0 | $0 |
| 2015 | $1,787 | $173,278 | $0 | $0 |
| 2014 | $1,785 | $121,903 | $0 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/20/2025 05/20/25 | For Sale | $3,295,000 | +530.6% | $1,063 / Sq Ft |
| 08/29/2019 08/29/19 | Sold | $522,500 | -5.9% | $653 / Sq Ft |
| 07/13/2019 07/13/19 | Pending | -- | -- | -- |
| 02/22/2019 02/22/19 | Price Changed | $555,000 | 0.0% | $694 / Sq Ft |
| 02/22/2019 02/22/19 | For Sale | $555,000 | +6.2% | $694 / Sq Ft |
| 02/18/2019 02/18/19 | Off Market | $522,500 | -- | -- |
| 02/12/2019 02/12/19 | For Sale | $549,000 | -- | $686 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $522,500 | Accommodation | |
| Warranty Deed | $128,000 | -- | |
| Warranty Deed | $90,000 | -- | |
| Deed | -- | -- | |
| Deed | -- | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $733,000 | Construction | |
| Previous Owner | $342,500 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $116,000 | Unknown | |
| Previous Owner | $121,600 | Purchase Money Mortgage |
Source: Naples Area Board of REALTORS®
MLS Number: 225046894
APN: 70920120003
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The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2025 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
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