NOT LISTED FOR SALE

2197 SW Mainsail Terrace Stuart, FL 34997

South Stuart Neighborhood

Estimated Value: $648,603 - $717,000

3 Beds
2 Baths
2,241 Sq Ft
$309/Sq Ft Est. Value

Last Sold February 28, 2020

Last sale price $427,000 $191 Per Sq Ft

Est. 62% increase in value since last sale

Current estimated payment $4,179/month

Highlights

  • Community Boat Facilities
  • Boat Ramp
  • 0.37 Acre Lot
  • South Fork High School Rated A-
  • Gated Community
  • Contemporary Architecture

About This Home

As of February 2020

MARINA COMMUNITY - LOCKS LANDING LARGE 3 BEDROOM (POSSIBLE FOURTH) IMPECCABLE HOME WAITING FOR YOU!
Locks Landing is a Gated Marina Community located on the Okeechobee waterway! This is a pristine gated community close to all major roadways , shopping , dining and A rated Schools. Private back yard with preserve view and Room for a Pool. Lush Landscaping! Open concept living allows plenty of room for entertaining! Beautiful granite in kitchen and 42" cabinets means Storage! Extended length 2 car garage, pantry, laundry room with additional storage, screened patio, storm shutters, paver driveway and patio are just a few of the features this well maintained home has to offer.

Last Agent to Sell the Property

Kimberly Spears

Douglas Elliman License #613962 Listed on: 09/22/2019

Douglas Elliman

Last Buyer's Agent

Susan Maxwell

RE/MAX of Stuart - Palm City License #3068075

RE/MAX of Stuart - Palm City

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,610

Year Built

  • Built in 2004

Lot Details

  • 0.37 Acre Lot
  • Corner Lot
  • Sprinkler System

HOA Fees

  • $90 Monthly HOA Fees

Home Design

  • Contemporary Architecture
  • Shingle Roof
  • Composition Roof
  • Concrete Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,241 Sq Ft Home
  • 1-Story Property
  • Built-In Features
  • Cathedral Ceiling
  • Ceiling Fan
  • Combination Dining and Living Room
  • Screened Porch
  • Garden Views

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Dual Sinks
  • Bathtub
  • Separate Shower

Laundry

  • Dryer
  • Washer

Home Security

  • Hurricane or Storm Shutters
  • Fire and Smoke Detector

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Outdoor Features

  • Boat Ramp
  • Patio

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Community Details

Overview

  • Association fees include management, common areas, reserve fund, security

Recreation

  • Community Boat Facilities

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,610

Year Built

Built in 2004

Lot Details

0

HOA Fees

$90 per month

Listing Details

  • Architectural Style: Contemporary
  • Directions: Kanner Hwy (76) Right on Locks Rd to Locks Landing then Left to Stop Sign make Left to Mainsail House on Corner.
  • Garage Yn: Yes
  • Lot Size Acres: 0.37
  • Property Attached Yn: No
  • Property Sub Type: Detached
  • Property Sub Type Additional: Detached,Single Family Residence
  • Prop. Type: Residential
  • Building Stories: 1
  • Subdivision Name: Locks Landing
  • Year Built: 2004
  • Year Built Details: Unknown
  • Ownership: Fee Simple
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Range, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Possible Bedrooms: 4
  • Total Bedrooms: 3
  • Flooring: Carpet, Ceramic Tile
  • Furnished: Unfurnished
  • Interior Amenities: Breakfast Bar, Built-in Features, Breakfast Area, Bathtub, Cathedral Ceiling(s), Dual Sinks, Eat-in Kitchen, Kitchen Island, Master Downstairs, Living/Dining Room, Separate Shower
  • Living Area: 2241.0
  • Stories: 1
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Construction Type: Block, Concrete, Stucco
  • Disclosures: Seller Disclosure
  • Exterior Features: Sprinkler/Irrigation, Patio, Storm/Security Shutters
  • Lot Features: Corner Lot, Sprinklers Automatic
  • Patio And Porch Features: Covered, Patio, Porch, Screened
  • Pool Private: No
  • Property Condition: Unknown
  • Roof: Composition, Shingle
  • View: Garden
  • View: Yes
  • Waterfront Features: Boat Ramp/Lift Access
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2.0
  • Parking Features: Attached, Garage, Garage Door Opener
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Security: Gated Community, Smoke Detector(s)
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Sewer Connected, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 90.0
  • Association: Yes
  • Community Features: Boat Facilities
  • Pets Allowed: Number Limit, Yes
  • Senior Community: No

Fee Information

  • Association Fee Includes: Association Management, Common Areas, Reserve Fund, Security

Lot Info

  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3610.0
  • Tax Year: 2018

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 29, 2025
Sold by
Drake Alan and Drake Michele
Bought by
Drake Living Trust and Drake
Current Estimated Value
$692,901

Purchase Details

Listed on
Sep 22, 2019
Closed on
Feb 27, 2020
Sold by
Mccoy Karen V
Bought by
Drake Alan and Drake Michele
Seller's Agent
Kimberly Spears
Douglas Elliman
Buyer's Agent
Susan Maxwell
RE/MAX of Stuart - Palm City
List Price
$445,000
Sold Price
$427,000
Premium/Discount to List
-$18,000
-4.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.43%
Original Mortgage
$341,600
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 28, 2007
Sold by
Kleila Linda J
Bought by
Mccoy Daniel K and Mccoy Karen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$42,500
Interest Rate
6.15%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Dec 11, 2003
Sold by
M Miller & Co Inc
Bought by
Kleila Linda J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$262,800
Interest Rate
5.98%
Mortgage Type
Construction

Purchase Details

Closed on
Sep 2, 2003
Sold by
S & R Klein Corp and Klein Robert C
Bought by
M Miller & Co Inc
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Drake Living Trust $100 None Listed On Document
Drake Alan $427,000 Attorney
Mccoy Daniel K $415,000 Attorney
Kleila Linda J $79,000 Universal Land Title Inc
M Miller & Co Inc $74,000 Universal Land Title Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Drake Alan $341,600
Previous Owner Mccoy Daniel K $42,500
Previous Owner Mccoy Daniel K $350,000
Previous Owner Kleila Linda J $262,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/28/2020 02/28/20 Sold $427,000 -4.0% $191 / Sq Ft
01/29/2020 01/29/20 Pending -- -- --
09/22/2019 09/22/19 For Sale $445,000 -- $199 / Sq Ft
Source: Martin County REALTORS® of the Treasure Coast

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,974 $326,435 -- --
2024 $4,872 $317,236 -- --
2023 $4,872 $307,997 $0 $0
2022 $4,699 $299,027 $0 $0
2021 $4,706 $290,318 $0 $0
2020 $3,765 $238,495 $0 $0
2019 $3,703 $233,133 $0 $0
2018 $3,611 $228,786 $0 $0
2017 $3,091 $224,081 $0 $0
2016 $3,357 $219,472 $0 $0
2015 $3,188 $217,946 $0 $0
2014 $3,188 $216,216 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • K

    Seller's Agent in 2020

    Kimberly Spears

    Douglas Elliman

    (772) 263-2505

    4 in this area

    120 Total Sales

    Kimberly Spears
    Section Image
  • Susan Maxwell

    Buyer's Agent in 2020

    Susan Maxwell

    RE/MAX

    (772) 220-1116

    37 in this area

    510 Total Sales

    Susan Maxwell
    Section Image
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Map

Source: Martin County REALTORS® of the Treasure Coast

MLS Number: M20019942

Martin County REALTORS® of the Treasure Coast

APN: 55-38-41-070-000-01740-0

Florida Martin County Stuart 34997 South Stuart

2197 SW Mainsail Terrace, Stuart, FL

This home is located at 2197 SW Mainsail Terrace, Stuart, FL 34997 since 22 September 2019 and is currently estimated at $692,901, approximately $309 per square foot. This property was built in 2004. 2197 SW Mainsail Terrace is a home located in Martin County with nearby schools including Crystal Lake Elementary School, Dr. David L. Anderson Middle School, and South Fork High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Martin County REALTORS® of the Treasure Coast All listings featuring the MCRTC logo are provided by Martin County REALTORS® of the Treasure Coast, Inc. Multiple Listing Service. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright 2025 Martin County REALTORS® of the Treasure Coast, Inc. Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Listing broker has attempted to offer accurate data, but buyers are advised to confirm all information.

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