NOT LISTED FOR SALE

2197 SW Mainsail Terrace Stuart, FL 34997

South Stuart Neighborhood

Estimated Value: $635,176 - $684,000

3 Beds
2 Baths
2,241 Sq Ft
$295/Sq Ft Est. Value

Last Sold February 28, 2020

Last sale price $427,000 $191 Per Sq Ft

Est. 55% increase in value since last sale

Current estimated payment $3,812/month

99 Days on Market

Highlights

  • Boat Ramp
  • Garden View
  • Breakfast Area or Nook
  • Vaulted Ceiling
  • Screened Porch
  • 2 Car Attached Garage

About This Home

As of February 2020

MARINA COMMUNITY - LOCKS LANDING LARGE 3 BEDROOM (POSSIBLE FOURTH) IMPECCABLE HOME WAITING FOR YOU! Locks Landing is a Gated Marina Community located on the Okeechobee waterway! This is a pristine gated community close to all major roadways , shopping , dining and A rated Schools. Private back yard with preserve view and Room for a Pool. Lush Landscaping! Open concept living allows plenty of room for entertaining! Beautiful granite in kitchen and 42'' cabinets means Storage! Extended length 2 car garage, pantry, laundry room with additional storage, screened patio, storm shutters, paver driveway and patio are just a few of the features this well maintained home has to offer.

Last Agent to Sell the Property

Kimberly Spears

Douglas Elliman License #613962 Listed on: 09/22/2019

Douglas Elliman

Co-Listed By

Jamie Mix

Realty One Group Engage License #3241719

Last Buyer's Agent

Susan Maxwell

RE/MAX of Stuart License #3068075

RE/MAX of Stuart

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,610

Year Built

  • Built in 2004

Lot Details

  • East Facing Home
  • Sprinkler System

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Shingle Roof
  • Composition Roof

Interior Spaces

  • 2,241 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Screened Porch
  • Garden Views
  • Fire and Smoke Detector

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Sinks
  • Separate Shower in Primary Bathroom

Laundry

  • Dryer
  • Washer
  • Laundry Tub

Outdoor Features

  • Patio

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 553841070000017400

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include common areas, security
  • Locks Landing Subdivision

Recreation

  • Boat Ramp
  • Boating

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,610

Year Built

Built in 2004

Lot Details

0.37 Acres

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Directions: Kanner Hwy (76) Right on Locks Rd to Locks Landing then Left to Stop Sign make Left to Mainsail House on Corner.
  • Year Built: 2004
  • Architectural Style: Colonial
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • DelayedMarketingYN: No
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Interior Amenities: Breakfast Bar, Breakfast Area, Bathtub, Cathedral Ceiling(s), Dual Sinks, Eat-in Kitchen, High Ceilings, Main Level Primary, Pantry, Split Bedrooms, Soaking Tub, Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
  • Furnished: Unfurnished
  • Appliances: Dryer, Dishwasher, Electric Range, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Entry Location: Entry Level Living Area Y
  • Flooring: Carpet, Ceramic Tile
  • Living Area: 2241.0
  • Stories: 1

Exterior Features

  • Exterior Features: Outdoor Living Area
  • View: Garden
  • Lot Features: Sprinklers Automatic
  • Pool Private: No
  • View: Yes
  • Waterfront Features: None
  • Waterfront: No
  • Construction Type: Block, Concrete
  • Direction Faces: East
  • Patio And Porch Features: Patio, Screened
  • Property Condition: Resale
  • Roof: Composition, Shingle

Garage/Parking

  • Covered Parking Spaces: 2.0
  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage Yn: Yes
  • Parking Features: Attached, Garage, Garage Door Opener

Utilities

  • Laundry Features: Inside, Laundry Tub
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Electric: 3 Phase
  • Sewer: Public Sewer
  • Utilities: Cable Available, Sewer Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 90.0
  • Pets Allowed: Yes
  • Community Features: Home Owners Association, Boat Facilities
  • Senior Community: No
  • Amenities: Boating
  • Association: Yes
  • Pets Allowed: Number Limit, Pet Restrictions, Yes

Fee Information

  • Association Fee Includes: Common Areas, Security

Lot Info

  • Parcel #: 553841070000017400
  • Mobile Dim Units: Feet
  • Zoning: Residential

Tax Info

  • Tax Year: 2018
  • Tax Annual Amount: 3610.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 29, 2025
Sold by
Drake Alan and Drake Michele
Bought by
Drake Alan and Drake Michele
Current Estimated Value
$660,044

Purchase Details

Listed on
Sep 22, 2019
Closed on
Feb 27, 2020
Sold by
Mccoy Karen V
Bought by
Drake Alan and Drake Michele
Seller's Agent
Kimberly Spears
Douglas Elliman
Buyer's Agent
Susan Maxwell
RE/MAX of Stuart
List Price
$445,000
Sold Price
$427,000
Premium/Discount to List
-$18,000
-4.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.50%
Original Mortgage
$341,600
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 28, 2007
Sold by
Kleila Linda J
Bought by
Mccoy Daniel K and Mccoy Karen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$42,500
Interest Rate
6.15%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Dec 11, 2003
Sold by
M Miller & Co Inc
Bought by
Kleila Linda J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$262,800
Interest Rate
5.98%
Mortgage Type
Construction

Purchase Details

Closed on
Sep 2, 2003
Sold by
S & R Klein Corp and Klein Robert C
Bought by
M Miller & Co Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Drake Alan $100 None Listed On Document
Drake Alan $427,000 Attorney
Mccoy Daniel K $415,000 Attorney
Kleila Linda J $79,000 Universal Land Title Inc
M Miller & Co Inc $74,000 Universal Land Title Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Drake Alan $341,600
Previous Owner Mccoy Daniel K $42,500
Previous Owner Mccoy Daniel K $350,000
Previous Owner Kleila Linda J $262,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/28/2020 02/28/20 Sold $427,000 -4.0% $191 / Sq Ft
01/29/2020 01/29/20 Pending -- -- --
09/22/2019 09/22/19 For Sale $445,000 -- $199 / Sq Ft
Source: BeachesMLS (Greater Fort Lauderdale)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,974 $326,435 -- --
2024 $4,872 $317,236 -- --
2023 $4,872 $307,997 $0 $0
2022 $4,699 $299,027 $0 $0
2021 $4,706 $290,318 $0 $0
2020 $3,765 $238,495 $0 $0
2019 $3,703 $233,133 $0 $0
2018 $3,611 $228,786 $0 $0
2017 $3,091 $224,081 $0 $0
2016 $3,357 $219,472 $0 $0
2015 $3,188 $217,946 $0 $0
2014 $3,188 $216,216 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • K

    Seller's Agent in 2020

    Kimberly Spears

    Douglas Elliman

    (772) 263-2505

    3 in this area

    117 Total Sales

    Kimberly Spears
    Section Image
  • Jamie Mix

    Seller Co-Listing Agent in 2020

    Jamie Mix

    Realty One Group Engage

    (561) 254-1896

    3 in this area

    41 Total Sales

    Jamie Mix
    Section Image
  • Susan Maxwell

    Buyer's Agent in 2020

    Susan Maxwell

    RE/MAX

    (772) 220-1116

    34 in this area

    504 Total Sales

    Susan Maxwell
    Section Image
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Map

Source: BeachesMLS (Greater Fort Lauderdale)

MLS Number: R10563245

BeachesMLS (Greater Fort Lauderdale)

APN: 55-38-41-070-000-01740-0

Florida Martin County Stuart 34997 South Stuart

2197 SW Mainsail Terrace, Stuart, FL

Not Listed for Sale

Detached

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BeachesMLS (Greater Fort Lauderdale) All listings featuring the BMLS logo are provided by Beaches MLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright 2026 Beaches Multiple Listing Service, Inc. Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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