$239,000
SOLD JUN 18, 2026

220 Bluff Rd Big Sandy, TN 38221

4 Beds
2.5 Baths
1,575 Sq Ft
0.57 Acre Lot

Sale Details

Date Sold: June 18, 2026

$152 Per Sq Ft

4% Below List Price

84 Days on Market

Highlights

  • Traditional Architecture
  • Living Room
  • Central Heating and Cooling System
  • Main Floor Primary Bedroom
  • Garden
  • Dining Room

About This Home

As of June 2026

Renovated throughout! 4 bedroom 2.5 bathroom two story home within walking distance from the beautiful Kentucky Lake. Exterior features include: New roof, siding, windows, back deck, new landscaping and more. Interior features include: New kitchen with custom cabinets with crown molding and stainless steel appliances, new vinyl flooring, refinished hardwood floors in the living/dining area and downstairs bedroom. All new interior doors, base/trim, fixtures and paint throughout. 12x14 bedroom on the main level. 12.5x16 master suit on the second level with walk in closet. Asphalt driveway with an extra gravel area for parking or it would be the perfect spot to build a shop. Just a few minutes from downtown Big Sandy and less than 1/2 mile to a concrete boat ramp off of Bluff road. Whether you are looking for a permanent residence or weekend getaway this is the home for you.

Last Agent to Sell the Property

Jerry Gaylord

Moody Realty Company, Inc. Brokerage Phone: 7316425093 License #331060 Listed on: 03/13/2026

Last Buyer's Agent

Aspen Anderson

Landmark Realty and Auction License #363508

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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $774

Year Built

  • Built in 1989

Lot Details

  • 24,829 Sq Ft Lot
  • Garden

Parking

  • Open Parking

Home Design

  • Traditional Architecture
  • Vinyl Siding

Interior Spaces

  • 1,575 Sq Ft Home
  • 2-Story Property
  • Living Room
  • Dining Room
  • Crawl Space

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Primary Bedroom on Main

Schools

  • Big Sandy Elementary And Middle School
  • Big Sandy High School

Utilities

  • Central Heating and Cooling System
  • Septic Tank

Community Details

  • Harbor Town South Subdivision

Listing and Financial Details

  • Assessor Parcel Number 002.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$774

Year Built

Built in 1989

Lot Details

0.57 Acres

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Road Surface Type: Paved
  • Subdivision Name: Harbor Town South
  • Architectural Style: Traditional
  • Carport Y N: No
  • Unit Levels: Two
  • Year Built: 1989
  • Kitchen Level: Main
  • Attribution Contact: 7316425093
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Dishwasher, Microwave, Range/Oven-Electric
  • Basement: Crawl Space
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Main Level Bedrooms: 1
  • Room Bedroom2 Level: Second
  • Room Bedroom4 Area: 143
  • Room Bedroom4 Level: Second
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 115
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom2 Area: 200
  • Room Living Room Area: 224.4
  • Room Bedroom3 Level: Second
  • Room Kitchen Area: 110.5
  • Dining Room Dining Room Level: Main
  • Master Bedroom Master Bedroom Width: 14
  • Room Master Bedroom Area: 168
  • Room Dining Room Area: 90

Exterior Features

  • Fencing: None
  • Acres: 0.57
  • Waterfront Features: W/I 1 mile
  • Construction Type: Vinyl Siding
  • Exterior Features: Garden

Garage/Parking

  • Attached Garage: No
  • Open Parking: Yes
  • Parking Features: None-Carport, Asphalt, Gravel

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central/Electric
  • HeatingYN: Yes
  • Water Source: Public

Schools

  • Ninth Grade High School: Big Sandy
  • Middle Or Junior School: Big Sandy

Lot Info

  • Lot Dimensions: .57+/- acres
  • Lot Size Sq Ft: 24829.2
  • ResoLotSizeUnits: Square Feet
  • Parcel #: 002.00

Multi Family

  • Building Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 773.52
  • Tax Book Number: 428
  • Tax Map Number: 025I

MLS Schools

  • Elementary School: Big Sandy

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 13, 2026
Closed on
Jun 18, 2026
Sold by
Bought by
Seller's Agent
Jerry Gaylord
Moody Realty Company, Inc.
Buyer's Agent
Aspen Anderson
Landmark Realty and Auction
List Price
$249,500
Sold Price
$239,000
Premium/Discount to List
-$10,500
-4.21%
Views
105

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
53.35%
Original Mortgage
$241,414
Outstanding Balance
$241,414
Interest Rate
6.37%
Mortgage Type
New Conventional
Estimated Equity
$11,247

Purchase Details

Closed on
Oct 2, 2025
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
6.3%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Feb 7, 2022
Sold by
Bought by

Purchase Details

Closed on
May 31, 2006
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,500
Interest Rate
6.51%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 13, 2004
Bought by

Purchase Details

Closed on
Sep 9, 1999
Bought by

Purchase Details

Closed on
Jan 1, 1982
Bought by
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $239,000 None Listed On Document
Trustee Deed $65,500 None Listed On Document
Quit Claim Deed -- Whitworth Law Firm
Warranty Deed $65,000 --
Warranty Deed $37,100 --
Warranty Deed $55,000 --
Warranty Deed $3,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $241,414 New Conventional
Previous Owner $140,000 Credit Line Revolving
Previous Owner $88,500 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/18/2026 06/18/26 Sold $239,000 -0.4% $152 / Sq Ft
06/06/2026 06/06/26 Pending -- -- --
05/19/2026 05/19/26 Price Changed $239,900 -2.3% $152 / Sq Ft
04/15/2026 04/15/26 Price Changed $245,500 -1.6% $156 / Sq Ft
03/13/2026 03/13/26 For Sale $249,500 -- $158 / Sq Ft
Source: Tennessee Valley Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $774 $45,325 $2,400 $42,925
2024 $592 $21,700 $1,500 $20,200
2023 $592 $21,700 $1,500 $20,200
2022 $592 $21,700 $1,500 $20,200
2021 $592 $21,700 $1,500 $20,200
2020 $592 $21,700 $1,500 $20,200
2019 $635 $21,525 $1,500 $20,025
2018 $635 $21,525 $1,500 $20,025
2017 $635 $21,525 $1,500 $20,025
2016 $635 $21,525 $1,500 $20,025
2015 $644 $21,525 $1,500 $20,025
2014 $601 $21,525 $1,500 $20,025
2013 $601 $20,443 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Tennessee Valley Association of REALTORS®

MLS Number: 136442

APN: 025I-A-002.00

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