NOT LISTED FOR SALE

220 Fern Dr Boulder Creek, CA 95006

Estimated Value: $646,000 - $677,984

2 Beds
2 Baths
1,028 Sq Ft
$642/Sq Ft Est. Value

Last Sold May 22, 2020

Last sale price $549,000 $534 Per Sq Ft

Est. 21% increase in value since last sale

Current estimated payment $4,245/month

6 Days on Market

Highlights

  • Water Views
  • Deck
  • Wood Flooring
  • San Lorenzo Valley High School Rated A-
  • Wood Burning Stove
  • Loft

About This Home

As of May 2020

3D Walk Through: 220FernDr95006-9023.f8re.com/ Move in ready 2 bedroom, 2 bathroom home with a bonus room/office that also has a loft area. This adorable home has the San Lorenzo River on two sides. Private access to the beach front and community BBQ area. Workshop, under the house storage, large fenced in yard and a front yard in the parking area. Large kitchen and dining room area which leads to a separate back room/sunroom off the kitchen area. There is a wood stove in the living room and wall heaters in each room. This home is in the San Lorenzo Woods neighborhood which features a community BBQ area, & beachfront on the San Lorenzo River. The neighborhood Improvement Association hosts BBQs in the summer. Just under 17 miles on Highway 9 to downtown Saratoga or 18 miles to Highway 1 in Santa Cruz. Perfect spot for commuting in either direction.

Last Agent to Sell the Property

Jennifer Hicklin

Century 21 Showcase Realtors License #02049896 Listed on: 04/13/2020

Century 21 Showcase Realtors

Last Buyer's Agent

Andy Payne

Santa Cruz Mountains Real Estate License #01187714

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,078

Year Built

  • 1941

Lot Details

  • 8,102 Sq Ft Lot
  • Wood Fence
  • Mostly Level
  • Drought Tolerant Landscaping
  • Grass Covered Lot
  • Back Yard

HOA Fees

  • $4 Monthly HOA Fees

Property Views

  • Water
  • Forest

Home Design

  • Cabin
  • Pillar, Post or Pier Foundation
  • Slab Foundation
  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 1,028 Sq Ft Home
  • Skylights
  • Wood Burning Stove
  • Living Room with Fireplace
  • Dining Area
  • Den
  • Loft
  • Workshop
  • Wood Flooring

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Gas Cooktop

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry in Utility Room
  • Washer

Parking

  • 2 Parking Spaces
  • Uncovered Parking

Outdoor Features

  • Balcony
  • Deck
  • Shed
  • Barbecue Area

Utilities

  • Wall Furnace
  • Separate Meters
  • Propane
  • Septic Tank

Community Details

  • Association fees include common area electricity, insurance - common area, maintenance - common area, recreation facility
  • San Lorenzo Woods Improvement Associatio Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,078

Year Built

1941

Lot Details

0

HOA Fees

$4 per month

Listing Details

  • Zoning: R-1-15
  • Subclass: Single Family Home
  • Style: Cabin
  • Age: 79
  • Listing Class: Residential
  • Structure Sq Ft: 1028
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1941

Interior Features

  • Family Room: No Family Room
  • Fireplace: Living Room, Wood Stove
  • Dining Room: Dining Area, Eat In Kitchen
  • Kitchen: Cooktop - Gas, Oven - Electric, Pantry, Refrigerator
  • Fireplace: Yes
  • Living Sq Ft: 1028
  • Laundry: Electricity Hookup (220V), In Utility Room, Washer
  • Flooring: Wood
  • Additional Rooms: Den / Study / Office, Loft, Office Area, Workshop
  • Fireplaces Min: 1
  • Maximum Numberof Bedrooms: 2
  • Minimum Numberof Bedrooms: 2
  • Full Bathrooms: 2
  • Total Bedrooms: 2

Exterior Features

  • Foundation: Concrete Slab, Post And Pier
  • Roof: Composition
  • View: Forest / Woods, Water
  • Yard/Grounds: Back Yard, Balcony / Patio, Bbq Area, Deck, Drought Tolerant Plants, Fenced, Low Maintenance, Storage Shed / Structure
  • Fencing: Wood
  • Construction Type: Wood Frame

Garage/Parking

  • Parking Spaces: 2
  • Garage Parking Features: Uncovered Parking

Utilities

  • Heating System: Wall Furnace
  • Sewer/Septic System: Septic Standard

Condo/Co-op/Association

  • HOA Fees: 50
  • HOA Fee Frequency: Annually
  • Association Fees Include: Common Area Electricity, Insurance - Common Area, Maintenance - Common Area, Recreation Facility
  • HOA Exist: Yes
  • H O A Name Text: San Lorenzo Woods Improvement Associatio

Association/Amenities

  • Amenities Miscellaneous: Skylight

Schools

  • School District: San Lorenzo Valley Unified
  • Elementary School: Boulder Creek Elementary
  • Middle School: San Lorenzo Middle
  • High School: San Lorenzo Valley High School
  • High School: 835
  • Elementary School: 831
  • Middle School: 35791

Lot Info

  • Lot Description: Grade - Mostly Level
  • Lot Acres: 0.1860
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 8102.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 8102.00
  • Soil: Clay, Sandy

Multi Family

  • Utilities: Individual Electric Meters, Propane On Site, Public Utilities

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 13, 2020
Closed on
May 13, 2020
Sold by
Bacon Barbara C and Trustee Of The Barbara C Bacon
Bought by
Gardner Bryan Giese and Morabito Danielle
Seller's Agent
Jennifer Hicklin
Century 21 Showcase Realtors
Buyer's Agent
Andy Payne
Santa Cruz Mountains Real Estate
List Price
$559,000
Sold Price
$549,000
Premium/Discount to List
-$10,000
-1.79%
Current Estimated Value
$666,979

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$117,979
Avg. Annual Appreciation
3.59%
Original Mortgage
$439,200
Outstanding Balance
$390,892
Interest Rate
3.3%
Mortgage Type
New Conventional
Estimated Equity
$268,854

Purchase Details

Closed on
Nov 25, 2014
Sold by
Bacon Barbara C
Bought by
Bacon Barbara C and Barbara C Bacon Trust

Purchase Details

Closed on
Oct 18, 2013
Sold by
Bacon Barbara C and Bacon Barbara
Bought by
Bacon Barbara C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,000
Interest Rate
4.53%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 8, 2011
Sold by
Parker Michael J and Parker Sarah J
Bought by
Bacon Barbara

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
4.06%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 19, 2005
Sold by
Smith Benjamin G
Bought by
Parker Michael J and Parker Sara J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$324,750
Interest Rate
6.36%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jan 7, 2005
Sold by
Smith Benjamin G
Bought by
Smith Benjamin G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$340,000
Interest Rate
1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 12, 2004
Sold by
Smith Janet E
Bought by
Smith Benjamin G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$245,000
Interest Rate
5.82%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 12, 2003
Sold by
Smith Janet E
Bought by
Smith Benjamin G and Smith Janet E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
5.82%

Purchase Details

Closed on
Mar 11, 2003
Sold by
Smith Benjamin G
Bought by
Smith Janet E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
5.82%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gardner Bryan Giese $549,000 Stewart Title Of Ca Inc
Bacon Barbara C -- None Available
Bacon Barbara C -- Stewart Title Of Ca Inc
Bacon Barbara $204,500 Old Republic Title Company
Parker Michael J $464,500 Santa Cruz Title Company
Smith Benjamin G -- First American Title Co
Smith Benjamin G -- Santa Cruz Title Company
Smith Benjamin G -- First American Title Co
Smith Janet E -- First American Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gardner Bryan Giese $439,200
Previous Owner Bacon Barbara C $300,000
Previous Owner Bacon Barbara C $103,000
Previous Owner Bacon Barbara $100,000
Previous Owner Parker Michael J $100,000
Previous Owner Parker Michael J $324,750
Previous Owner Smith Benjamin G $21,000
Previous Owner Smith Benjamin G $340,000
Previous Owner Smith Benjamin G $245,000
Previous Owner Smith Janet E $240,000
Previous Owner Smith Benjamin G $190,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/22/2020 05/22/20 Sold $549,000 -1.8% $534 / Sq Ft
04/19/2020 04/19/20 Pending -- -- --
04/13/2020 04/13/20 For Sale $559,000 +1.8% $544 / Sq Ft
03/17/2020 03/17/20 Off Market $549,000 -- --
Source: MLSListings

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,078 $600,412 $469,174 $131,238
2023 $7,142 $577,098 $450,956 $126,142
2022 $6,973 $565,782 $442,114 $123,668
2021 $6,786 $554,688 $433,444 $121,244
2020 $2,968 $234,870 $117,435 $117,435
2019 $2,824 $230,264 $115,132 $115,132
2018 $2,772 $225,748 $112,874 $112,874
2017 $2,731 $221,322 $110,661 $110,661
2016 $2,665 $216,982 $108,491 $108,491
2015 $2,589 $213,722 $106,861 $106,861
2014 $2,548 $209,536 $104,768 $104,768
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLSListings

MLS Number: ML81782941

MLSListings

APN: 087-191-20-000