220 Lovell St Elgin, IL 60120
Northeast Elgin NeighborhoodEstimated Value: $233,000 - $251,000
3
Beds
1
Bath
1,300
Sq Ft
$187/Sq Ft
Est. Value
Highlights
- The property is located in a historic district
- Porch
- 4-minute walk to St Francis Park
- Wood Flooring
- Forced Air Heating and Cooling System
About This Home
As of July 2018** Seller is offering $1,000 Credit to Buyer at Closing toward Closing Costs! ** Welcome to your new home!!! Nestled within Elgin's Northeast Historic District, this three bedroom has a lot to offer. Built to last with steady hands, this home has the original hardwood floors and eye-catching woodwork unique to the period. Spacious living area and formal dining room. New roof (w/ transferable warranty) and gutters (2017). In an excellent location, this home is close to I-90, commuter rail, parks, and the Downtown Elgin amenities. Don't delay your opportunity to see this great home!
Last Agent to Sell the Property
Associates Realty License #475164755 Listed on: 03/28/2018
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,679
Year Built
- 1900
Lot Details
- 0.7
Parking
- Shared Driveway
Home Design
- Frame Construction
- Asphalt Shingled Roof
Kitchen
- Oven or Range
- Microwave
Laundry
- Dryer
- Washer
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Additional Features
- Wood Flooring
- Basement Fills Entire Space Under The House
- Porch
- The property is located in a historic district
Listing and Financial Details
- Homeowner Tax Exemptions
- $4,710 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Oct 30, 2023
Sold by
Diaz Sergio and Hernandez Gladys
Bought by
Hernandez Gladys
Total Days on Market
70
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,156
Outstanding Balance
$151,959
Interest Rate
7.19%
Mortgage Type
FHA
Estimated Equity
$95,286
Purchase Details
Listed on
Mar 28, 2018
Closed on
Jun 26, 2018
Sold by
Llamas Guillermo and Llamas Cherry
Bought by
Diaz Sergio and Diaz Gladys
Seller's Agent
Christopher Jones
Associates Realty
Buyer's Agent
Jenny Ojeda
Dreams & Keys Real Estate Group
List Price
$164,900
Sold Price
$157,000
Premium/Discount to List
-$7,900
-4.79%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.78%
Original Mortgage
$154,156
Interest Rate
4.75%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 23, 2009
Sold by
Burns Raymond J
Bought by
Llamas Guillermo and Llamas Cherry
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,754
Interest Rate
5.62%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 9, 2008
Sold by
Us Bank Na
Bought by
Burns Raymond J
Purchase Details
Closed on
Mar 28, 2008
Sold by
Cortes Gabino
Bought by
U S Bank Na
Purchase Details
Closed on
Oct 1, 2004
Sold by
Contreras Abel and Garcia Isela
Bought by
Cortes Gabino
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$28,000
Interest Rate
10.6%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 28, 2001
Sold by
Cortes Gabino
Bought by
Cortes Gabino and Contreras Abel
Purchase Details
Closed on
Dec 23, 2000
Sold by
Contreras Abel and Perez Aniceto
Bought by
Cortes Gabino
Purchase Details
Closed on
Oct 28, 1999
Sold by
Byrnes Terrence P and Biggs Lonie
Bought by
Contreras Abel and Perez Aniceto
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$111,554
Interest Rate
7.78%
Mortgage Type
FHA
Purchase Details
Closed on
Feb 27, 1998
Sold by
Harris Richard and Woletz Bob
Bought by
Byrnes Terrence P and Biggs Lonie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,000
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 26, 1998
Sold by
Schluchter Charlotte and Woletz Timothy Ryan
Bought by
Byrnes Terrence P and Biggs Lonie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,000
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 17, 1998
Sold by
Schroeder Dan
Bought by
Byrnes Terrence P and Biggs Lonie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,000
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Elgin, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Hernandez Gladys | -- | None Listed On Document | |
| Diaz Sergio | $157,000 | Chicago Title Ins Co | |
| Llamas Guillermo | $124,000 | Baird & Warner Title Service | |
| Burns Raymond J | $83,000 | First American Title | |
| U S Bank Na | -- | None Available | |
| Cortes Gabino | -- | Specialty Title | |
| Cortes Gabino | -- | -- | |
| Cortes Gabino | -- | -- | |
| Contreras Abel | $112,500 | -- | |
| Byrnes Terrence P | $70,000 | -- | |
| Byrnes Terrence P | -- | -- | |
| Byrnes Terrence P | -- | -- | |
| Byrnes Terrence P | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Hernandez Gladys | $6,853 | |
| Open | Hernandez Gladys | $154,156 | |
| Previous Owner | Diaz Sergio | $37,104 | |
| Previous Owner | Diaz Sergio | $154,156 | |
| Previous Owner | Llamas Guillermo | $121,754 | |
| Previous Owner | Cortes Gabino | $190,000 | |
| Previous Owner | Cortes Gabino | $167,500 | |
| Previous Owner | Cortes Gabino | $146,285 | |
| Previous Owner | Cortes Gabino | $28,000 | |
| Previous Owner | Contreras Abel | $111,554 | |
| Previous Owner | Byrnes Terrence P | $63,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/02/2018 07/02/18 | Sold | $157,000 | +0.6% | $121 / Sq Ft |
| 06/06/2018 06/06/18 | Pending | -- | -- | -- |
| 05/20/2018 05/20/18 | Price Changed | $156,000 | -2.5% | $120 / Sq Ft |
| 05/12/2018 05/12/18 | Price Changed | $160,000 | -1.2% | $123 / Sq Ft |
| 05/01/2018 05/01/18 | Price Changed | $162,000 | -1.2% | $125 / Sq Ft |
| 04/18/2018 04/18/18 | Price Changed | $163,900 | -0.6% | $126 / Sq Ft |
| 03/28/2018 03/28/18 | For Sale | $164,900 | -- | $127 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $4,679 | $62,894 | $6,483 | $56,411 |
| 2022 | $4,452 | $57,348 | $5,911 | $51,437 |
| 2021 | $4,248 | $53,616 | $5,526 | $48,090 |
| 2020 | $4,121 | $51,184 | $5,275 | $45,909 |
| 2019 | $3,993 | $48,756 | $5,025 | $43,731 |
| 2018 | $3,138 | $37,743 | $4,734 | $33,009 |
| 2017 | $3,053 | $35,680 | $4,475 | $31,205 |
| 2016 | $2,890 | $33,102 | $4,152 | $28,950 |
| 2015 | -- | $30,341 | $3,806 | $26,535 |
| 2014 | -- | $29,966 | $3,759 | $26,207 |
| 2013 | -- | $30,756 | $3,858 | $26,898 |
Source: Public Records
Agents Affiliated with this Home
-
Christopher Jones
Seller's Agent in 2018
Christopher Jones
Associates Realty
(224) 629-0231
160 Total Sales
-
The Jones Team
Seller Co-Listing Agent in 2018
The Jones Team
Associates Realty
(630) 715-5928
1 in this area
229 Total Sales
-
Jenny Ojeda
Buyer's Agent in 2018
Jenny Ojeda
Dreams & Keys Real Estate Group
(224) 600-0038
12 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD09898469
APN: 06-12-301-019
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