NOT LISTED FOR SALE

220 N Spruce St Ramsey, NJ 07446

Estimated Value: $1,014,000 - $1,115,000

4 Beds
2.5 Baths
2,151 Sq Ft
$496/Sq Ft Est. Value

Last Sold May 16, 2022

Last sale price $901,000 $419 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $7,229/month

6 Days on Market

Highlights

  • Cul-De-Sac
  • En-Suite Primary Bedroom
  • Baseboard Heating
  • Ramsey High School Rated A
  • Central Air
  • Gas Fireplace

About This Home

As of May 2022

Location, Location! Welcome to this expanded 4 bedroom 2 1/2 bathroom sugar maple split on a quiet cul-de-sac in the wonderful town of Ramsey! The entry foyer leads to a family room with access to a screened-in porch overlooking a backyard retreat with a wood burning fireplace, paver patio and deck. The main floor features an open concept space with a living room and a gas fireplace, dining room and kitchen with a large island, stainless appliances and granite counter tops. The perfect entertaining space! The second floor boasts a primary bedroom suite with a full bathroom and walk-in closet. 3 additional large bedrooms, a full bathroom and laundry area complete the 2nd level. Lower level finished basement with lots of storage. So many special features throughout, crown moldings, hardie plank siding, hardwood floors. This home checks all the boxes! Walking distance to Tisdale Elementary School, bike path, shopping and transportation.

Last Agent to Sell the Property

Alisa Snider

Keller Williams Valley Realty Listed on: 03/18/2022

Keller Williams Valley Realty

Last Buyer's Agent

Sheldon Neal

RE/MAX Real Estate Limited

RE/MAX Real Estate Limited

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $16,626

Lot Details

  • 0.46 Acre Lot
  • Cul-De-Sac

Parking

  • 2 Car Garage

Home Design

  • Split Level Home

Interior Spaces

  • Gas Fireplace
  • Finished Basement
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom

Schools

  • Wesley Tisdale Elementary School
  • Eric Smith Middle School
  • Ramsey High School

Utilities

  • Central Air
  • Baseboard Heating
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Legal Lot and Block 00010 / 04205

Home Details

Home Type

Single Family

Est. Annual Taxes

$16,626

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Su Prop: Residentia
  • Ownership: Private
  • PropertySubType: Split Level
  • ResoLotFeatures: Cul-De-Sac
  • View Type:Pond View: None
  • Co List Office Phone: 201-391-2500
  • MLS Status: Sold - Sold
  • Directions: Island Ave. to N. Spruce Cul-de-Sac,or East Main St. to N. Spruce
  • Reso Fireplace Features: 1 Fireplace, Gas
  • Year Built Details: 1960's,Renovated,Build Prior to 1978
  • PropertySubTypeAdditional: Sugr Mpl
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Primary Bathroom: Yes
  • Basement Remarks: Full Finished, Storage

Exterior Features

  • Pool Features: None
  • Pool Private: No
  • Waterfront Features: None
  • Disclosures: Seller's Agent, Seller Disclosure - Yes
  • Construction Type: Cement Siding, Stone

Garage/Parking

  • Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Heating: Baseboard, Natural Gas, Zoned

Schools

  • Elementary School: Wesley Tisdale E.S.
  • High School: Ramsey H.S.
  • Middle Or Junior School: Eric Smith M.S.
  • Elementary: Wesley Tisdale E.S.

Lot Info

  • Lot Size Sq Ft: 20081.0

Tax Info

  • Tax Annual Amount: 16626.0
  • Tax Block: 04205
  • Tax Lot: 00010

MLS Schools

  • High School Text: Ramsey H.S.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 18, 2022
Closed on
May 16, 2022
Sold by
Arpino Craig D and Arpino Diane
Bought by
Swanson Robert and Swanson Jean
Seller's Agent
Alisa Snider
Keller Williams Valley Realty
Buyer's Agent
Sheldon Neal
RE/MAX Real Estate Limited
List Price
$799,000
Sold Price
$901,000
Premium/Discount to List
$102,000
12.77%
Current Estimated Value
$1,067,199

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$166,199
Avg. Annual Appreciation
5.07%
Original Mortgage
$765,850
Outstanding Balance
$727,865
Interest Rate
5.3%
Mortgage Type
New Conventional
Estimated Equity
$339,334

Purchase Details

Closed on
Oct 31, 1991
Bought by
Arpino Craig D
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Swanson Robert $901,000 Stewart Title Company
Arpino Craig D -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Swanson Robert $765,850
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/16/2022 05/16/22 Sold $901,000 +12.8% $419 / Sq Ft
03/24/2022 03/24/22 Pending -- -- --
03/18/2022 03/18/22 For Sale $799,000 -- $371 / Sq Ft
Source: New Jersey MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $18,834 $913,300 $402,400 $510,900
2024 $18,267 $667,400 $298,300 $369,100
2023 $16,819 $667,400 $298,300 $369,100
2022 $16,819 $641,200 $298,300 $342,900
2021 $16,626 $641,200 $298,300 $342,900
2020 $16,479 $641,200 $298,300 $342,900
2019 $15,761 $641,200 $298,300 $342,900
2018 $15,370 $641,200 $298,300 $342,900
2017 $15,081 $641,200 $298,300 $342,900
2016 $14,664 $641,200 $298,300 $342,900
2015 $13,370 $495,000 $281,300 $213,700
2014 $13,142 $495,000 $281,300 $213,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: New Jersey MLS

MLS Number: 22008817

New Jersey MLS

APN: 48-04205-0000-00010