NOT LISTED FOR SALE

220 Spring Cove Cir Florence, AL 35634

Estimated Value: $553,970 - $665,000

3 Beds
2 Baths
1,632 Sq Ft
$371/Sq Ft Est. Value

Last Sold September 15, 2022

Last sale price $500,000 $306 Per Sq Ft

Est. 21% increase in value since last sale

Current estimated payment $3,579/month

5 Days on Market

Highlights

  • 100 Feet of Waterfront
  • Boat Lift
  • Views of Pier
  • Docks
  • Boat Slip
  • Vaulted Ceiling

About This Home

As of September 2022

The perfect weekend getaway on the lake! Bring your wife, kids, toothbrushes and clothes and start enjoying Shoal Creek with plenty of beautiful weather left. This cottage has been updated with all new stainless kitchen appliances, new washer and dryer, vinyl plank flooring and granite countertops. The kids will love the two loft bedrooms on the upper floor and the parents will love having their own space in the basement complete with living area and second kitchen. Relax on the many decks surrounding or walk down to the water, get in the boat and take off for a sunset cruise. The huge concrete boathouse has 2 boat lifts, a jet ski lift, and a large space for outdoor furniture. It doesn't get any better than this!

Last Agent to Sell the Property

Judy Young

The Agency on Pine License #000018380 Listed on: 08/15/2022

The Agency on Pine

Last Buyer's Agent

Judy Young

The Agency on Pine License #000018380 Listed on: 08/15/2022

The Agency on Pine

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $990

Year Built

  • Built in 1978 | Remodeled

Lot Details

  • 0.34 Acre Lot
  • Lot Dimensions are 100x150
  • 100 Feet of Waterfront
  • Home fronts a seawall
  • Home fronts navigable water
  • Property fronts a county road

Home Design

  • Cedar

Interior Spaces

  • Multi-Level Property
  • Smooth Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Views of a pier

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Finished Basement

  • Interior and Exterior Basement Entry
  • Stubbed For A Bathroom
  • 1 Bathroom in Basement
  • Natural lighting in basement

Outdoor Features

  • Boat Lift
  • Jet Ski or Personal Watercraft Lift
  • Boat Slip
  • Docks

Schools

  • County Elementary And Middle School
  • County High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Spring Cove Subdivision

Listing and Financial Details

  • Assessor Parcel Number 16-02-03-0-002-041.007

Home Details

Home Type

Single Family

Est. Annual Taxes

$990

Year Built

Built in 1978 | Remodeled

Lot Details

0

Listing Details

  • Class: Residential
  • Type: Residential
  • Above Grade Finished Sq Ft: 994
  • Built Before 1978 (Y/N): No
  • Docs Count: 1
  • Frontage Len: 100' WF
  • Internet Addr Display Y N: Yes
  • Internet Auto Val Display Y N: Yes
  • Lot Dimensions: 100X150
  • Multiple Level Y N: Yes
  • Road Frontage Type: County Road
  • Road Surface Type: Asphalt (RoadSurfaceType)
  • Sp Lp Percent: 92.61
  • Subdivision Name: Spring Cove
  • Waterfront Access: Water Front
  • Agent Only_ L A1 User Code: S1083_36390
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Ceiling - Smooth, Ceiling Fan(s) (Interior), Ceiling-Vaulted, Counters-Granite
  • Appliances: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • Bathrooms Level 1: 1
  • Full Bathrooms: 2
  • Basement: Bath/Stubbed, Daylight, Exterior Entry, Finished, Interior Entry
  • Basement Sq Ft: 638
  • Basement YN: Yes
  • Basement Bathrooms: 1
  • Below Grade Finished Sq Ft: 638
  • Flooring: Tile (Flooring), Vinyl (Flooring)
  • LivingArea: 1632
  • Price Per S Q F T: 306.37
  • Total Bedrooms: 3
  • FireplaceYN: No

Beds/Baths

  • Total Bathrooms: 2

Exterior Features

  • Construction Materials: Cedar
  • Patio And Porch Features: Deck
  • Water Frontage: 100
  • Waterfront Features: Boat Lift, Jet Ski Lift, Navigable Water, Pier, Seawall
  • Waterfront: Yes
  • Waterfront Name: Shoal Creek
  • ExteriorFeatures: Boat Slip (ExteriorFeat), Dock (ExteriorFeat)
  • Property Condition: Standard, Update/Remodeled

Utilities

  • Cooling: Central Air, Electric (Cooling)
  • Heating: Central Unit
  • Sewer: Septic Tank
  • Water Source: Public (WaterSource)
  • Laundry Features: Inside

Condo/Co-op/Association

  • Association: No
  • Community Name: None

Schools

  • Elementary School: County
  • Middle School: County
  • High School: County

Lot Info

  • Acres: 0.34
  • Parcel Num: 16-02-03-0-002-041.007

Building Info

  • Year Built: 1978
  • BuildingAreaTotal: 1632

Tax Info

  • Year: 2021
  • Tax Annual Amount: 990.1

MLS Schools

  • Elementary School: County
  • Middle School: County
  • HighSchool: County

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 15, 2022
Closed on
Sep 15, 2022
Sold by
Howell Johnny S
Bought by
Howell Johnny Stephen
Seller's Agent
Judy Young
The Agency on Pine
Buyer's Agent
Judy Young
The Agency on Pine
List Price
$539,900
Sold Price
$500,000
Premium/Discount to List
-$39,900
-7.39%
Views
2
Current Estimated Value
$604,993

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$104,993
Avg. Annual Appreciation
4.09%
Original Mortgage
$450,000
Outstanding Balance
$435,311
Interest Rate
6.11%
Mortgage Type
Construction
Estimated Equity
$123,663

Purchase Details

Closed on
Jul 17, 2020
Sold by
Warren George Garry and Warren Sharon W
Bought by
Howell Johnny Stephen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$308,000
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 6, 2011
Sold by
Mcgee Ollie J and Mcgee Connie S
Bought by
Warren George Garry and Warren Sharon W
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Howell Johnny Stephen $500,000 Attorney Only
Howell Johnny Stephen $386,000 None Available
Warren George Garry $275,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Howell Johnny Stephen $450,000
Previous Owner Howell Johnny Stephen $308,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/15/2022 09/15/22 Sold $500,000 -7.4% $306 / Sq Ft
08/20/2022 08/20/22 Pending -- -- --
08/15/2022 08/15/22 For Sale $539,900 -- $331 / Sq Ft
Source: Strategic MLS Alliance (Cullman / Shoals Area)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,652 $74,340 $42,500 $31,840
2023 $2,652 $42,500 $42,500 $0
2022 $1,118 $30,520 $0 $0
2021 $990 $26,860 $0 $0
2020 $990 $26,860 $0 $0
2019 $996 $27,020 $0 $0
2018 $942 $25,480 $0 $0
2017 $910 $24,560 $0 $0
2016 $856 $23,040 $0 $0
2015 $856 $23,040 $0 $0
2014 $803 $21,520 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Judy Young

    Seller's Agent in 2022

    Judy Young

    The Agency on Pine

    (256) 648-5922

    230 Total Sales

    Judy Young
    Section Image
See All Agents

Map

Source: Strategic MLS Alliance (Cullman / Shoals Area)

MLS Number: 507171

Strategic MLS Alliance (Cullman / Shoals Area)

APN: 16-02-03-0-002-041.007

Alabama Lauderdale County Florence 35634

220 Spring Cove Cir, Florence, AL

This home is located at 220 Spring Cove Cir, Florence, AL 35634 since 15 August 2022 and is currently estimated at $604,993, approximately $370 per square foot. This property was built in 1978. 220 Spring Cove Cir is a home located in Lauderdale County with nearby schools including Underwood Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Strategic MLS Alliance (Cullman / Shoals Area) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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