$249,000

220 St Peter St Loretto, MN 55357

Estimated payment $1,576/month

Total Views 5,354
2 Beds
1 Bath
954 Sq Ft
$261 Price per Sq Ft

Highlights

  • Hot Property
  • Deck
  • No HOA
  • Delano Elementary School Rated A
  • Corner Lot
  • 2-minute walk to Loretto Lions Community Park

About This Home

Great value and potential meet classic charm in this Loretto home – panoramic views, sunny spaces, and Twin Cities convenience less than 25 miles away. Charming 1930 two-bedroom, one-bath home on a pretty corner lot in the heart of Loretto! This delightful home sits on an elevated lot offering panoramic views and abundant natural light throughout the day. Enjoy morning coffee or relaxing evening sunsets from the balcony or deck. The kitchen blends timeless character with thoughtful updates, offering plenty of workspace, refreshed finishes, and access to a deck just a few years old overlooking the backyard. The bright living room is surrounded by windows on multiple sides, creating a warm and inviting space filled with natural light. The spacious primary bedroom offers flexibility and room to grow—large enough to include a sitting area, home office, or potentially reconfigure into a third bedroom if desired. The full bath is comfortably sized, providing extra room to get ready with ease. The unfinished lower level offers even more potential, featuring a large laundry area, plenty of storage, and space for an exercise or hobby room or workshop, along with a charming canning or wine cellar that adds vintage appeal. The corner lot provides added privacy and outdoor enjoyment – ideal for gardening, entertaining, or simply taking in the peaceful views. Located within the in-demand Delano School District and just minutes from Lake Independence, local parks, and trails, this home offers the perfect combination of small-town charm and everyday convenience. Few homes come available in Loretto at this price, especially with this combination of light, space, and character. Schedule your showing today and experience all this inviting home has to offer!

Listing Agent

Tracy Smith

Lakes Sotheby's International Listed on: 10/17/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,136

Year Built

  • Built in 1930

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 47x328x8x330
  • Corner Lot
  • Irregular Lot
  • Few Trees

Parking

  • 1 Car Attached Garage
  • Tuck Under Garage
  • Garage Door Opener

Home Design

  • Unfinished Walls
  • Pitched Roof
  • Vinyl Siding

Interior Spaces

  • 954 Sq Ft Home
  • 1-Story Property
  • Living Room
  • Dining Room
  • Storage Room

Kitchen

  • Range
  • Stainless Steel Appliances
  • The kitchen features windows

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Drain
  • Block Basement Construction
  • Basement Storage

Outdoor Features

  • Deck

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • 200+ Amp Service
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • Auditors Sub 232 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0611823310008

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,136

Year Built

Built in 1930

Lot Details

0

Parking

1

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Window Unit(s)
  • Garage Spaces: 1
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 1930
  • Above Grade Finished Sq Ft: 954
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Drain Tiled, Full, Storage Space, Sump Pump, Unfinished, Walkout
  • Appliances: Dryer, Gas Water Heater, Range, Refrigerator, Stainless Steel Appliances, Washer
  • Living Area: 954
  • Fireplace: No
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Bedroom 1, Bedroom 2, Bathroom, Deck, Laundry, Storage, Garage, Unfinished

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 2

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt, Pitched
  • PoolFeatures: None
  • Fencing: None
  • ConstructionMaterialsDesc: Block,Frame
  • PatioPorchType: Deck

Garage/Parking

  • Parking Features: Attached Garage, Concrete, Garage Door Opener, Tuckunder Garage

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers, 200+ Amp Service
  • Fuel: Natural Gas
  • Power Company: Xcel Energy

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Balcony,Ceiling Fan(s),Deck,Ethernet Wired,Exercise Room,Hardwood Floors,Kitchen Window,Local Area Network,Main Floor Primary Bedroom,Natural Woodwork,Paneled Doors,Panoramic View,Tile Floors,Washer/Dryer Hookup

Schools

  • Junior High Dist: Delano
  • SchoolDistrictPhone: 763-972-3365

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 47x328x8x330
  • Lot Size Sq Ft: 8712
  • Land Lease: No
  • Lot Features: Corner Lot, Irregular Lot, Some Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 0611823310008
  • Tax Annual Amount: 3136
  • TaxWithAssessments: 3136.0300

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,136 $230,200 $42,000 $188,200
2023 $2,945 $227,700 $37,100 $190,600
2022 $2,215 $213,000 $32,000 $181,000
2021 $2,283 $158,000 $23,000 $135,000
2020 $2,220 $152,000 $23,000 $129,000
2019 $2,112 $143,000 $23,000 $120,000
2018 $2,148 $129,000 $23,000 $106,000
2017 $1,430 $107,000 $23,000 $84,000
2016 $1,330 $99,000 $24,000 $75,000
2015 $1,032 $95,000 $24,000 $71,000
2014 -- $87,000 $24,000 $63,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/17/2025 10/17/25 For Sale $249,000 -- $261 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $177,500 Results Title
Warranty Deed $135,400 Burnet Title
Warranty Deed $120,000 Liberty Title Inc
Warranty Deed $114,000 --
Deed $37,500 --
Warranty Deed $37,500 --
Warranty Deed $37,500 --
Deed $177,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $159,750 New Conventional
Previous Owner $132,122 FHA
Previous Owner $117,826 FHA
Closed $159,750 No Value Available
Source: Public Records

Source: NorthstarMLS

MLS Number: 6800663

NorthstarMLS

APN: 06-118-23-31-0008