$1,170,000
$15K PRICE DROP

220 Sterling Rd Hendersonville, TN 37075

Estimated payment $6,574/month

Total Views 6,284
4 Beds
3 Baths
2,468 Sq Ft
$474 Price per Sq Ft

Highlights

  • Lake Front
  • Docks
  • No HOA
  • Walton Ferry Elementary School Rated A-
  • Deck
  • 2 Car Attached Garage

About This Home

Nestled along the shores of Old Hickory Lake in Hendersonville, TN, just north of Nashville, this charming brick ranch offers a rare opportunity to own a true lakefront retreat. Situated on a beautifully manicured lot with mature trees and sweeping views of the water, the property features a covered dock with a boat lift—perfect for enjoying lake life to the fullest. From the moment you enter, you're greeted by expansive lake views that set the tone for this special home. The open floor plan showcases hardwood flooring, a fully updated modern kitchen with stylish finishes, and a cozy keeping room or sitting area ideal for morning coffee or relaxed conversation. The main level includes three bedrooms and two full baths, including a spacious primary suite that captures stunning lake views through large windows. A sprawling living room spans the back of the home, lined with windows that flood the space with natural light and offer panoramic water views from nearly every angle. Downstairs, a fully finished basement apartment adds incredible flexibility—perfect for multigenerational living or long-term guests. This level includes a full kitchen, private laundry room, a full bath, and abundant storage. With its size and versatility, the space can easily accommodate a living area, office, gym, media room, or even a dining setup. Outdoor living is just as impressive with a massive main-level deck overlooking the lake and a cozy sunroom off the basement—ideal spots to unwind and take in the peaceful setting. The home also features a two-car garage and ample additional parking. Whether you're seeking a full-time residence or weekend getaway, this lakefront gem combines comfort, functionality, and breathtaking natural beauty. Don't miss the chance to live the lake life in one of Hendersonville’s most desirable locations.

Listing Agent

Martie Burnett

EXP Realty Brokerage Phone: 6154319802 License # 295804 Listed on: 07/25/2025

EXP Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,083

Year Built

  • Built in 1960

Lot Details

  • 0.38 Acre Lot
  • Lake Front

Parking

  • 2 Car Attached Garage
  • Basement Garage
  • Driveway

Home Design

  • Brick Exterior Construction

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan
  • Interior Storage Closet
  • Laundry Room
  • Tile Flooring
  • Lake Views

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • In-Law or Guest Suite
  • 3 Full Bathrooms

Basement

  • Basement Fills Entire Space Under The House
  • Apartment Living Space in Basement

Outdoor Features

  • Docks
  • Deck

Schools

  • Walton Ferry Elementary School
  • V G Hawkins Middle School
  • Hendersonville High School

Utilities

  • Cooling Available
  • Central Heating

Community Details

  • No Home Owners Association
  • Harbor Hills Sec 1 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 172H A 01000 000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,083

Year Built

Built in 1960

Lot Details

0

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1960
  • Unit Levels: Two
  • Building Stories: 1
  • Year Built Details: Existing
  • Attribution Contact: 6154319802
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Interior Amenities: Ceiling Fan(s), Extra Closets, In-Law Floorplan, Open Floorplan
  • Appliances: Oven, Built-In Gas Range, Dishwasher, Microwave, Stainless Steel Appliance(s)
  • Flooring: Wood, Tile
  • Total Bedrooms: 4
  • Main Level Bedrooms: 3
  • Full Bathrooms: 3
  • Has Basement: Full, Apartment
  • Above Grade Finished Sq Ft: 1868
  • Below Grade Sq Ft: 600
  • Building Area Units: Square Feet
  • Living Area: 2468
  • Living Area Units: Square Feet
  • Other Equipment: Irrigation System

Exterior Features

  • Exterior Features: Dock
  • Construction Type: Brick
  • Patio And Porch Features: Deck
  • Pool Private: No
  • View: Lake
  • View: Yes
  • Waterfront Features: Lake Front
  • Waterfront: Yes

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Basement, Concrete
  • Total Parking Spaces: 2

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Utilities: Water Available

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Lot Info

  • Lot Size Acres: 0.38
  • Lot Size: 55 X 206.9 IRR
  • Lot Size Units: Acres
  • Parcel #: 172H A 01000 000
  • Property Attached Yn: No

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 4083

MLS Schools

  • Elementary School: Walton Ferry Elementary
  • High School: Hendersonville High School
  • Middle Or Junior School: V G Hawkins Middle School

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,888 $203,225 $125,000 $78,225
2023 $3,862 $119,550 $68,750 $50,800
2022 $3,874 $119,550 $68,750 $50,800
2021 $3,874 $119,550 $68,750 $50,800
2020 $3,874 $119,550 $68,750 $50,800
2019 $3,874 $0 $0 $0
2018 $2,825 $0 $0 $0
2017 $2,825 $0 $0 $0
2016 $2,825 $0 $0 $0
2015 $3,088 $0 $0 $0
2014 $2,574 $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/12/2025 08/12/25 Price Changed $1,170,000 -1.3% $474 / Sq Ft
07/25/2025 07/25/25 For Sale $1,185,000 +25.4% $480 / Sq Ft
08/30/2021 08/30/21 Sold $945,000 -27.3% $286 / Sq Ft
08/18/2021 08/18/21 Pending -- -- --
07/06/2021 07/06/21 For Sale $1,300,000 -- $394 / Sq Ft
Source: Realtracs

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- Belote J Miranda
Warranty Deed $945,000 Foundation T&E Series Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $406,000 New Conventional
Previous Owner $305,000 New Conventional
Previous Owner $42,000 Credit Line Revolving
Source: Public Records

Source: Realtracs

MLS Number: 2957649

Realtracs

APN: 172H-A-010.00