T
Seller's Agent in 2025
Tanisha Miller
eXp Realty
(612) 999-3388
1 in this area
12 Total Sales
2204 W Saint Germain St Saint Cloud, MN 56301
Colonial Gardens Neighborhood
3
Beds
2
Baths
1,168
Sq Ft
10,890
Sq Ft Lot
Highlights
- No HOA
- The kitchen features windows
- Living Room
- Stainless Steel Appliances
- Eat-In Kitchen
- Laundry Room
About This Home
As of July 2025Charming home in a prime St. Cloud location! This well-maintained property offers hardwood floors throughout the main level, 3 bedrooms, and 2 bathrooms. Enjoy year-round comfort with central air and the convenience of a 1-stall garage with a concrete driveway. Ideal proximity to shopping, dining, schools, and major roadways—everything you need is just minutes away! Perfect for homeowners or investors looking for a great opportunity in a desirable neighborhood.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,698
Year Built
- Built in 1952
Lot Details
- 10,890 Sq Ft Lot
- Lot Dimensions are 80x105
- Property is Fully Fenced
- Wood Fence
- Chain Link Fence
Parking
- 1 Car Garage
Home Design
- Vinyl Siding
Interior Spaces
- 1-Story Property
- Family Room
- Living Room
- Finished Basement
- Basement Window Egress
Kitchen
- Eat-In Kitchen
- Freezer
- Dishwasher
- Stainless Steel Appliances
- The kitchen features windows
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Utilities
- Forced Air Heating and Cooling System
Community Details
- No Home Owners Association
- Edna A Murphys Add Subdivision
Listing and Financial Details
- Assessor Parcel Number 82487130000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 14, 2025
Closed on
Jul 1, 2025
Sold by
Bence John H and Bence Barbara J
Bought by
Smith Jessica
Seller's Agent
Tanisha Miller
eXp Realty
Buyer's Agent
Kimberly Moore
eXp Realty
List Price
$192,900
Sold Price
$202,000
Premium/Discount to List
$9,100
4.72%
Views
24
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,994
Avg. Annual Appreciation
-5.53%
Original Mortgage
$15,000
Outstanding Balance
$14,078
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$179,928
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $202,000 | First American Title | |
| Deed | $202,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $15,000 | New Conventional | |
| Open | $201,000 | New Conventional | |
| Closed | $195,940 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/01/2025 07/01/25 | Sold | $202,000 | +4.7% | $173 / Sq Ft |
| 05/20/2025 05/20/25 | Pending | -- | -- | -- |
| 05/16/2025 05/16/25 | For Sale | $192,900 | -- | $165 / Sq Ft |
Source: NorthstarMLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,698 | $162,800 | $25,000 | $137,800 |
| 2024 | $1,698 | $156,200 | $25,000 | $131,200 |
| 2023 | $1,592 | $156,200 | $25,000 | $131,200 |
| 2022 | $1,126 | $103,300 | $25,000 | $78,300 |
| 2021 | $1,104 | $103,300 | $25,000 | $78,300 |
| 2020 | $1,142 | $101,800 | $30,000 | $71,800 |
| 2019 | $1,034 | $101,800 | $30,000 | $71,800 |
| 2018 | $938 | $87,100 | $30,000 | $57,100 |
| 2017 | $894 | $80,900 | $30,000 | $50,900 |
| 2016 | $962 | $0 | $0 | $0 |
| 2015 | $944 | $0 | $0 | $0 |
| 2014 | -- | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Tanisha Miller
-
Charles Gollop
Seller Co-Listing Agent in 2025
Charles Gollop
eXp Realty
(952) 292-6623
1 in this area
365 Total Sales
-
Kimberly Moore
Buyer's Agent in 2025
Kimberly Moore
eXp Realty
(763) 639-5599
1 in this area
49 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6721706
APN: 82.48713.0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
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