$1,015,000
$15K PRICE DROP

Estimated payment $6,415/month

Total Views 8,731
4 Beds
2.5 Baths
1,995 Sq Ft
$509 Price per Sq Ft

Highlights

  • Multi-Level Bedroom
  • 2 Car Attached Garage
  • Living Room
  • Bonus Room
  • Walk-In Closet
  • Laundry Room

About This Home

Welcome to this move-in-ready coastal gem in one of Oceanside’s most sought-after neighborhoods. A beautifully upgraded 4-bedroom, 2.5-bathroom home located on a quiet cul-de-sac in Oceanside’s desirable Montego community in Rancho Del Oro. With nearly 2,000 sq ft of open, light-filled living space, this home offers thoughtful upgrades, modern style, and an unbeatable location just minutes from the beach. Inside, you'll find new luxury vinyl plank flooring, soaring high ceilings, and a flowing layout perfect for both everyday living and entertaining. At the heart of the home is a sleek newly remodeled European-style kitchen featuring quartz countertops, stunning waterfall peninsula, minimalist cabinetry, and stainless steel appliances. The huge primary suite is located on the main floor, offering a private and spacious retreat with vaulted ceilings, a walk-in closet, a soaking tub, and a separate walk-in shower. Upstairs includes two generously sized bedrooms and a loft (registered as a bedroom). Enjoy a walkable and convenient lifestyle, just steps to El Corazon Park, the new Frontwave Arena, and Costa Mesa College. Plus, you're just 3 miles from the beach with easy access to both the 78 and 5 freeways for commuting or weekend getaways. Recent updates include: • Repaired roof • Central A/C (under 3 years old) • Water heater (2 years old) • Luxury vinyl flooring. • Low-maintenance yard • 2-car garage with plenty of storage • Low HOA | No Mello-Roos

Listing Agent

Armando Fregoso

Premier Realty Associates License #02075159 Listed on: 06/05/2025

Premier Realty Associates

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,607

Year Built

  • Built in 1989

Lot Details

  • 4,727 Sq Ft Lot
  • Property is Fully Fenced
  • Level Lot
  • Property is zoned R-1:SINGLE

HOA Fees

  • $127 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Guest Parking
  • On-Street Parking

Home Design

  • Clay Roof
  • Stucco Exterior

Interior Spaces

  • 1,995 Sq Ft Home
  • 2-Story Property
  • Separate Family Room
  • Living Room
  • Dining Area
  • Bonus Room

Kitchen

  • Stove
  • Gas Range
  • Range Hood
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Multi-Level Bedroom
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Utilities

  • Separate Water Meter

Community Details

  • Association fees include common area maintenance
  • Montego Village Association

Listing and Financial Details

  • Assessor Parcel Number 165-683-14-00

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,607

Year Built

Built in 1989

Lot Details

0

HOA Fees

$127 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Detached
  • Residential Styles: Detached
  • Market Area: Coastal North
  • Cross Street: Rancho Del Oro & Vizcaya
  • Neighborhood: Montego Village
  • LP / Sq Ft: 508.77
  • Price Per Sq Ft: 508.77
  • Stories: 2 Story
  • Ownership: Fee Simple
  • Total Stories: 2
  • Year Built: 1989
  • A D U Yes No: No
  • Allow Comments Review: Yes
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Equipment Available: Dishwasher, Disposal, Dryer, Garage Door Opener, Refrigerator, Washer, Gas Stove, Range/Stove Hood, Gas Range, Counter Top
  • Searchable Rooms: Bonus Room, Dining Area, Family Room, Living Room, Master Bedroom, Laundry, Master Bathroom, Multi-Level Bedroom, Separate Family Room, Walk-In Closet
  • Total Bedrooms: 4
  • Bedrooms: 4
  • Master Bedroom Dimensions: 16x20
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Laundry Location: Laundry Room
  • Estimated Sq Ft: 1995
  • Total Bathrooms: 3

Exterior Features

  • Exterior Material: Stucco
  • Fencing: Full
  • Roof: Tile/Clay

Garage/Parking

  • Garage Details: Attached
  • Garage Spaces: 2
  • Non Garage Parking: Driveway, Guest Parking, Street
  • Garage Spaces: 2
  • Parking Spaces Total: 4

Utilities

  • Cooling: Central Forced Air
  • Laundry Utilities: Electric, Gas
  • Sewer/Septic: Public Sewer
  • Water: Meter on Property
  • Heating: Forced Air Unit
  • Heating Fuel: Natural Gas

Condo/Co-op/Association

  • Total Fees: 1524.0
  • Home Owner Association: Montego Village
  • Home Owner Association Fee Includes: Common Area Maintenance
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 127.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: (760) 746-91

Fee Information

  • Total Monthly Fees: 127

Lot Info

  • Lot Size: 4,000-7,499 SF
  • Topography: Level, Slope Gentle
  • Zoning: R-1:SINGLE
  • Assessor Parcel Number: 165-683-14-00
  • Estimated Lot Sq Ft: 4727
  • Estimated Number of Acres: 0.11
  • Map Code Column: J
  • Map Code Page: 1106
  • Map Code Row: 1

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,607 $644,151 $360,810 $283,341
2023 $7,385 $631,522 $353,736 $277,786
2022 $7,279 $619,140 $346,800 $272,340
2021 $7,384 $607,000 $340,000 $267,000
2020 $4,855 $392,960 $123,493 $269,467
2019 $4,728 $385,256 $121,072 $264,184
2018 $4,682 $377,703 $118,699 $259,004
2017 $4,604 $370,298 $116,372 $253,926
2016 $4,469 $363,039 $114,091 $248,948
2015 $4,352 $357,587 $112,378 $245,209
2014 $4,201 $350,583 $110,177 $240,406
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/19/2025 06/19/25 Price Changed $1,015,000 -1.5% $509 / Sq Ft
06/05/2025 06/05/25 For Sale $1,030,000 +69.7% $516 / Sq Ft
09/25/2020 09/25/20 Sold $607,000 -5.0% $304 / Sq Ft
08/24/2020 08/24/20 Pending -- -- --
08/14/2020 08/14/20 For Sale $639,000 0.0% $320 / Sq Ft
06/05/2019 06/05/19 Rented $2,800 -3.4% --
05/26/2019 05/26/19 Price Changed $2,900 -3.3% $1 / Sq Ft
05/09/2019 05/09/19 For Rent $3,000 0.0% --
03/29/2013 03/29/13 Sold $349,000 0.0% $175 / Sq Ft
12/17/2012 12/17/12 Pending -- -- --
12/04/2012 12/04/12 For Sale $349,000 -- $175 / Sq Ft
Source: San Diego MLS

Purchase History

Date Type Sale Price Title Company
Grant Deed $607,000 Fidelity Natl Ttl San Diego
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- Fidelity National Title
Grant Deed $349,000 Fidelity National Title
Interfamily Deed Transfer -- New Century Title Company
Interfamily Deed Transfer -- New Century Title Company
Interfamily Deed Transfer -- North American Title Co
Grant Deed $237,500 First American Title
Grant Deed $182,000 Guardian Title Company
Grant Deed $167,500 Orange Coast Title Company
Trustee Deed $155,000 Continental Lawyers Title Co
Corporate Deed -- Continental Lawyers Title
Deed $179,300 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $200,000 Credit Line Revolving
Open $574,750 New Conventional
Previous Owner $448,000 Negative Amortization
Previous Owner $405,000 New Conventional
Previous Owner $268,000 Unknown
Previous Owner $33,500 Credit Line Revolving
Previous Owner $271,800 Unknown
Previous Owner $20,000 Unknown
Previous Owner $190,000 No Value Available
Previous Owner $72,000 No Value Available
Previous Owner $147,500 No Value Available
Source: Public Records

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Source: San Diego MLS

MLS Number: 250029427

San Diego MLS

APN: 165-683-14