NOT LISTED FOR SALE

2206 Luz Way Oceanside, CA 92056

Mira Costa Neighborhood

Estimated Value: $972,000 - $1,021,000

4 Beds
2.5 Baths
1,995 Sq Ft
$503/Sq Ft Est. Value

Last Sold September 25, 2020

Last sale price $607,000 $304 Per Sq Ft

Est. 65% increase in value since last sale

Current estimated payment $6,068/month

9 Days on Market

Highlights

  • 2 Car Attached Garage
  • Laundry Room
  • Level Lot

About This Home

As of September 2020

Beautiful 4 bedroom, 2 1/2 bathroom, 2 story home in the Montego Village community of Oceanside. This amazing home features a spacious open floor plan with a full master suite downstairs, tile flooring throughout, and vaulted ceilings. A lot of natural light. Located on a cul de sac, featuring a spacious, private backyard perfect for entertaining. Centrally located close to schools, shopping and freeways. Very low HOA and no Mello Roos. Seller will entertain offers $609,000-$639,000.

Last Listed By

Xiaohong Song

A Team Real Estate License #01899675 Listed on: 08/14/2020

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,607

Year Built

  • Built in 1989

Lot Details

  • 4,748

HOA Fees

  • $107 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Clay Roof
  • Stucco Exterior

Interior Spaces

  • 1,995 Sq Ft Home
  • 2-Story Property
  • Family Room with Fireplace

Kitchen

  • Oven or Range
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Additional Features

  • Level Lot
  • Separate Water Meter

Community Details

  • Association fees include common area maintenance
  • Montego Village HOA, Phone Number (760) 696-0067
  • Montego Village Community

Listing and Financial Details

  • Assessor Parcel Number 165-683-14-00

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,607

Year Built

Built in 1989

Lot Details

0

HOA Fees

$107 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Detached
  • Residential Styles: Detached
  • Market Area: Coastal North
  • Cross Street: Cameo
  • Neighborhood: Rancho Del Oro
  • LP / Sq Ft: 320.3
  • Price Per Sq Ft: 304.26
  • SP/ Sq Ft: 304.26
  • Stories: 2 Story
  • Ownership: Fee Simple
  • Total Stories: 2
  • Year Built: 1989
  • Allow Comments Review: Yes
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Equipment Available: Dishwasher, Disposal, Dryer, Garage Door Opener, Microwave, Range/Oven, Refrigerator, Washer, Gas & Electric Range
  • Fireplaces: 1
  • Fireplace: Fp In Family Room
  • Total Bedrooms: 4
  • Bedrooms: 4
  • Master Bedroom Dimensions: 15x14
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Laundry Location: Laundry Room
  • Estimated Sq Ft: 1995
  • Total Bathrooms: 3

Exterior Features

  • Exterior Material: Stucco
  • Roof: Tile/Clay

Garage/Parking

  • Garage Details: Attached
  • Garage Spaces: 2
  • Non Garage Parking: Driveway
  • Garage Spaces: 2
  • Parking Spaces Total: 4

Utilities

  • Laundry Utilities: Electric, Gas
  • Sewer/Septic: Sewer Connected
  • Water: Meter on Property
  • Heating: Fireplace, Forced Air Unit
  • Heating Fuel: Electric, Natural Gas

Condo/Co-op/Association

  • Complex Name: Montego Village
  • Total Fees: 1284.0
  • Community: OCEANSIDE
  • Home Owner Association: Montego Village HOA
  • Home Owner Association Fee Includes: Common Area Maintenance
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 107.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: 760 696 0067

Fee Information

  • Total Monthly Fees: 107

Lot Info

  • Lot Size: 4,000-7,499 SF
  • Topography: Level
  • Assessor Parcel Number: 165-683-14-00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 14, 2020
Closed on
Aug 23, 2020
Sold by
Ju Jingliang and Luo Tingqiu
Bought by
Fregoso Armando Chavez and Hernandez Nelly Y
Seller's Agent
Xiaohong Song
A Team Real Estate
Buyer's Agent
OUT OF AREA
OUT OF AREA
List Price
$639,000
Sold Price
$607,000
Premium/Discount to List
-$32,000
-5.01%
Total Days on Market
9
Current Estimated Value
$1,003,934

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$396,934
Avg. Annual Appreciation
11.16%
Original Mortgage
$574,750
Outstanding Balance
$515,809
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$473,646

Purchase Details

Closed on
Oct 3, 2016
Sold by
Ju Jingliang and Luo Tingqiu
Bought by
Ju Jingliang and Luo Tingqiu

Purchase Details

Listed on
Dec 13, 2012
Closed on
Feb 28, 2013
Sold by
Ju Jingliang
Bought by
Luo Tingqui
Seller's Agent
Paul Hervieux
Keller Williams Realty
Buyer's Agent
Matt Kolker
Compass
List Price
$349,000
Sold Price
$349,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.98%

Purchase Details

Listed on
Dec 13, 2012
Closed on
Feb 15, 2013
Sold by
Buchhorn Ralph H and Buchhorn Pamela J
Bought by
Luo Tingqiu
Seller's Agent
Paul Hervieux
Keller Williams Realty
Buyer's Agent
Matt Kolker
Compass
List Price
$349,000
Sold Price
$349,000

Purchase Details

Closed on
May 24, 2006
Sold by
Buchhorn Pamela
Bought by
Buchhorn Ralph H and Buchhorn Pamela J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$448,000
Interest Rate
7.75%
Mortgage Type
Negative Amortization

Purchase Details

Closed on
Apr 11, 2006
Sold by
Buchhorn Ralph
Bought by
Buchhorn Pamela

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$448,000
Interest Rate
7.75%
Mortgage Type
Negative Amortization

Purchase Details

Closed on
Dec 3, 2004
Sold by
Buchhorn Pamela
Bought by
Buchhorn Ralph

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$405,000
Interest Rate
6.12%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Jul 26, 1999
Sold by
Theis John F and Theis Maryann M
Bought by
Buchhorn Ralph H and Buchhorn Pamela J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,000
Interest Rate
4.45%

Purchase Details

Closed on
Aug 13, 1997
Sold by
Healy Matthew D
Bought by
Theis John F and Theis Maryann M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$72,000
Interest Rate
7.45%

Purchase Details

Closed on
Apr 4, 1995
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Healy Matthew D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,500
Interest Rate
8.44%

Purchase Details

Closed on
Dec 5, 1994
Sold by
Johnson Gregory K and Johnson Karen J
Bought by
Countrywide Funding Corp

Purchase Details

Closed on
Nov 2, 1994
Sold by
Countrywide Funding Corp
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Feb 24, 1989

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Fregoso Armando Chavez $607,000 Fidelity Natl Ttl San Diego
Ju Jingliang -- None Available
Luo Tingqui -- Fidelity National Title
Luo Tingqiu $349,000 Fidelity National Title
Buchhorn Ralph H -- New Century Title Company
Buchhorn Pamela -- New Century Title Company
Buchhorn Ralph -- North American Title Co
Buchhorn Ralph H $237,500 First American Title
Theis John F $182,000 Guardian Title Company
Healy Matthew D $167,500 Orange Coast Title Company
Countrywide Funding Corp $155,000 Continental Lawyers Title Co
Federal Home Loan Mortgage Corporation -- Continental Lawyers Title
-- $179,300 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Fregoso Armando Chavez $200,000
Open Fregoso Armando Chavez $574,750
Previous Owner Buchhorn Ralph H $448,000
Previous Owner Buchhorn Ralph $405,000
Previous Owner Buchhorn Ralph H $268,000
Previous Owner Buchhorn Ralph H $33,500
Previous Owner Buchhorn Ralph H $271,800
Previous Owner Buchhorn Ralph H $20,000
Previous Owner Buchhorn Ralph H $190,000
Previous Owner Theis John F $72,000
Previous Owner Healy Matthew D $147,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/25/2020 09/25/20 Sold $607,000 -5.0% $304 / Sq Ft
08/24/2020 08/24/20 Pending -- -- --
08/14/2020 08/14/20 For Sale $639,000 0.0% $320 / Sq Ft
06/05/2019 06/05/19 Rented $2,800 -3.4% --
05/26/2019 05/26/19 Price Changed $2,900 -3.3% $1 / Sq Ft
05/09/2019 05/09/19 For Rent $3,000 0.0% --
03/29/2013 03/29/13 Sold $349,000 0.0% $175 / Sq Ft
12/17/2012 12/17/12 Pending -- -- --
12/04/2012 12/04/12 For Sale $349,000 -- $175 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,607 $644,151 $360,810 $283,341
2023 $7,385 $631,522 $353,736 $277,786
2022 $7,279 $619,140 $346,800 $272,340
2021 $7,384 $607,000 $340,000 $267,000
2020 $4,855 $392,960 $123,493 $269,467
2019 $4,728 $385,256 $121,072 $264,184
2018 $4,682 $377,703 $118,699 $259,004
2017 $4,604 $370,298 $116,372 $253,926
2016 $4,469 $363,039 $114,091 $248,948
2015 $4,352 $357,587 $112,378 $245,209
2014 $4,201 $350,583 $110,177 $240,406
Source: Public Records

Agents Affiliated with this Home

  • Xiaohong Song

    Seller's Agent in 2020

    Xiaohong Song

    A Team Real Estate

    (858) 345-7281

    1 in this area

    72 Total Sales

    Xiaohong Song
    Section Image

  • O

    Buyer's Agent in 2020

    OUT OF AREA

    OUT OF AREA

  • P

    Seller's Agent in 2013

    Paul Hervieux

    Keller Williams Realty

    (858) 720-1900

    Section Image

  • M

    Buyer's Agent in 2013

    Matt Kolker

    Compass

See All Agents

Map

Source: San Diego MLS

MLS Number: 200039150

San Diego MLS

APN: 165-683-14

California San Diego County Oceanside 92056 Mira Costa

2206 Luz Way, Oceanside, CA

Homes for Sale in Oceanside, CA

This home is located at 2206 Luz Way, Oceanside, CA 92056 since 14 August 2020 and is currently estimated at $1,003,934, approximately $503 per square foot. This property was built in 1989. 2206 Luz Way is a home located in San Diego County with nearby schools including Christa McAuliffe Elementary School, Martin Luther King Jr. Middle School, and El Camino High School.

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prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2025 San Diego MLS.

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