NOT LISTED FOR SALE

221 Cedar Bluff Ridge Rd Monticello, KY 42633

Estimated Value: $288,000 - $493,000

6 Beds
4.5 Baths
3,082 Sq Ft
$124/Sq Ft Est. Value

Last Sold February 12, 2021

Last sale price $272,000 $88 Per Sq Ft

Est. 40% increase in value since last sale

Current estimated payment $2,180/month

18 Days on Market

Highlights

  • Lake View
  • 2 Car Attached Garage
  • Heating System Uses Natural Gas
  • Wood Flooring
  • Wood Siding

About This Home

As of February 2021

LAKEFRONT, VRBO, Airbnb, Vacation Home, residential with detached Mother in law suite, the choice is yours. This amazing home has endless opportunities. Including the detached One Bedroom cabin, 6 Bedrooms 4 1/2 baths and over 3,000 SQ. Ft. Sleeps 26 people as a successful VRBO. The massive kitchen with tile counter tops, Island and plenty of cabinetry opens up to the gorgeous living/family area and will take your breath away. The space for entertaining in the kitchen and living area alone is more than enough for large family or friend gatherings. This home sits only Fifteen minutes away from the amazing Marinas of Conley Bottom and Burnside. Relax out on the large beautiful deck in the evenings after spending the day on the beautiful Lake Cumberland. The Main house and Mother in law suite is situated on a cul-de-sac with over 2 Acres of land and plenty of room for entertaining. This home comes totally furnished and has an adjacent lot included for additional fun. A must see !!

Last Agent to Sell the Property

Jeff Sims

Realty World Dowell & Associates Listed on: 09/09/2020

Last Buyer's Agent

Verlan Owens

Cumberland Realty Group & Auctions LLC License #212962

Cumberland Realty Group & Auctions LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,003

Year Built

  • Built in 1999

Lot Details

  • 2.5 Acre Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Metal Roof
  • Wood Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1.5-Story Property
  • Free Standing Fireplace
  • Living Room with Fireplace
  • Lake Views
  • Washer

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 6 Bedrooms

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Utilities

  • Heating System Uses Natural Gas
  • Heating System Uses Wood
  • Heat Pump System
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number MM-03-104.00ETC

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,003

Year Built

Built in 1999

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Year Built: 1999
  • Above Grade Finished Sq Ft: 2006.0
  • Levels: One and One Half
  • New Construction: No
  • Foundation Details:Concrete Perimeter: Yes
  • Flooring:Carpet: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Flooring:Laminate: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Percent Basement Finished: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Range, Refrigerator, Washer
  • Flooring: Carpet, Laminate, Wood
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bathrooms: 5
  • Basement: Finished, Full, Walk-Out Access
  • Basement: Yes
  • Total Bedrooms: 6
  • Below Grade Sq Ft: 1076.0
  • Fireplace Features: Free Standing, Living Room
  • Fireplace: Yes
  • LivingArea: 3082.0
  • Lot Size Area: 2.5
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Basement:Walk-Out Access: Yes

Exterior Features

  • Roof: Metal
  • Construction Materials: Wood Siding
  • Foundation Details: Concrete Perimeter
  • List Price: 289000.0
  • View: Lake
  • View YN: Yes
  • Waterfront: No
  • View:Lake: Yes
  • Construction Materials:Wood Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Attached Garage

Utilities

  • Sewer: Septic Tank
  • Heating: Electric, Heat Pump, Natural Gas, Wood
  • Heating: Yes
  • Water Source: Public
  • Heating:Heat Pump2: Yes
  • Sewer Septic Tank: Yes

Lot Info

  • Lot Size Acres: 2.5
  • Lot Size Sq Ft: 108900.0
  • Parcel Number: MM-03-104.00ETC

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 20, 2024
Sold by
Stinson John T
Bought by
Riverside Holdings Llc
Current Estimated Value
$380,892

Purchase Details

Listed on
Sep 9, 2020
Closed on
Feb 12, 2021
Sold by
Hunnicutt Stephen and Hunnicutt Karen
Bought by
Stinson John T
Seller's Agent
Jeff Sims
Realty World Dowell & Associates
Buyer's Agent
Verlan Owens
Cumberland Realty Group & Auctions LLC
List Price
$289,000
Sold Price
$272,000
Premium/Discount to List
-$17,000
-5.88%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.43%
Original Mortgage
$188,000
Interest Rate
2.65%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 6, 2014
Closed on
Oct 30, 2014
Sold by
Austin Richard K
Bought by
Hunnicutt Stephen and Hunnicutt Karen
Seller's Agent
Brad Bigelow
Lake Cumberland Realty
Buyer's Agent
J Gary Dick
Access Realty & Auction
List Price
$110,000
Sold Price
$110,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.48%
Original Mortgage
$108,007
Interest Rate
4.37%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Riverside Holdings Llc -- None Listed On Document
Stinson John T $272,000 Acuity Title
Stinson John T $272,000 Acuity Title
Hunnicutt Stephen $110,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Stinson John T $188,000
Previous Owner Stinson John T $188,000
Previous Owner Hunnicutt Stephen $108,007
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/12/2021 02/12/21 Sold $272,000 -5.9% $88 / Sq Ft
09/28/2020 09/28/20 Pending -- -- --
09/09/2020 09/09/20 For Sale $289,000 +162.7% $94 / Sq Ft
10/30/2014 10/30/14 Sold $110,000 0.0% $102 / Sq Ft View Prior Sale
10/07/2014 10/07/14 Pending -- -- --
09/06/2014 09/06/14 For Sale $110,000 -- $102 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,003 $222,000 $0 $0
2023 $2,096 $222,000 $0 $0
2022 $2,113 $222,000 $60,000 $162,000
2021 $1,055 $110,000 $50,000 $60,000
2020 $1,067 $110,000 $50,000 $60,000
2019 $1,068 $110,000 $50,000 $60,000
2018 $1,065 $110,000 $50,000 $60,000
2017 $1,071 $110,000 $0 $0
2016 $1,014 $110,000 $50,000 $60,000
2015 $998 $110,000 $50,000 $60,000
2012 $922 $107,000 $50,000 $57,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 3038179

ImagineMLS (Bluegrass REALTORS®)

APN: MM-03-104.00ETC