NOT LISTED FOR SALE

221 Clay St Montgomery, IL 60538

Estimated Value: $241,984 - $252,000

2 Beds
1 Bath
1,011 Sq Ft
$242/Sq Ft Est. Value

Last Sold March 22, 2021

Last sale price $164,000 $162 Per Sq Ft

Est. 49% increase in value since last sale

Current estimated payment $1,559/month

3 Days on Market

Highlights

  • Ranch Style House
  • Double Oven
  • Attached Garage
  • Wood Flooring
  • Fenced Yard
  • Breakfast Bar

About This Home

As of March 2021

WHAT A GEM! WELCOME TO HOME OWNERSHIP...GREAT THINGS COME IN SMALL PACKAGES AND THIS SUPER CUTE TWO BEDROOM HOME WITH LOW LOW TAXES IS MORE AFFORDABLE THEN RENTING! IDEAL LOCATION CLOSE TO MONTGOMERY'S TOWN, EVENTS, RIVER AND TAKE A SHORT WALK ON WEEKEND MORNINGS TO ENJOY BREAKFAST AT LOCAL RESTAURANTS IN TOWN. YOU ARE GREETED BY THE CHARMING COVERED FRONT PORCH, UPON ENTERING YOU WILL FIND HARDWOOD FLOORS THROUGHOUT AND A HUGE GREAT ROOM WITH LIVING & DINING ROOMS COMBINED FOR IDEAL ENTERTAINING. OPEN BRIGHT UPDATED KITCHEN COMPLETE WITH APPLIANCES AND UTILITY ROOM RIGHT OFF KITCHEN, WASHER & DRYER INCLUDED. MASTER AND 2ND BEDROOMS ARE ON OPPOSITE SIDES FOR PRIVACY AND NICE UPDATED BATH WITH CERAMIC TILE FLOORING, UPDATED VANITY AND WHITE ACCENTS. FRENCH DOORS TAKE YOU OUT BACK TO PATIO AND FENCED IN YARD READY FOR PETS. HOUSE WAS REBUILT IN 2006-ROOF, SIDING, WINDOWS, FURNACE, NEW AC IN 2015. HURRY TO THIS ONE & CALL IT HOME!

Last Agent to Sell the Property

Joanne LaVia

Coldwell Banker Real Estate Group License #475132055 Listed on: 02/05/2021

Coldwell Banker Real Estate Group

Last Buyer's Agent

Daria Smith

Berkshire Hathaway HomeServices Starck Real Estate License #475131161

Berkshire Hathaway HomeServices Starck Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,167

Year Built | Renovated

  • 1910 | 2006

Lot Details

  • 3,485

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Ranch Style House
  • Slab Foundation
  • Asphalt Shingled Roof
  • Aluminum Siding
  • Vinyl Siding

Kitchen

  • Breakfast Bar
  • Double Oven
  • Microwave

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Utilities

  • Central Air
  • Heating System Uses Gas

Additional Features

  • Wood Flooring
  • Patio
  • Fenced Yard

Listing and Financial Details

  • $4,000 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,167

Year Built | Renovated

1910 | 2006

Lot Details

0

Parking

1

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • General Information: School Bus Service
  • Recent Rehab: Yes
  • Age: 100+ Years
  • Full Bathrooms: 1
  • Ownership: Fee Simple
  • Rebuilt(yn): Yes
  • Rebuilt Year: 2006
  • Rehab Year: 2006
  • Total Full or Half Bathrooms: 1
  • Style Of House: Ranch
  • Type Detached: 1 Story
  • Estimated Year Built: 1910
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1910
  • Year Renovated: 2006

Interior Features

  • Interior Property Features: Hardwood Floors, 1st Floor Laundry
  • Number Of Rooms: 5
  • Living Room: Dimensions: 14X12, On Level: Main Level, Flooring: Hardwood
  • Appliances: Oven-Double, Microwave, Refrigerator, Washer, Dryer
  • Equipment: Humidifier, Ceiling Fan
  • Attic: Dormer
  • Bedrooms All Levels: 2
  • Above Grade Bedrooms: 2
  • Laundry: Dimensions: 7X5, On Level: Main Level, Flooring: Vinyl
  • Dining Room: Dimensions: 14X12, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Dimensions: 12X9, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Eating Area-Table Space
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 12X10, On Level: Main Level, Flooring: Hardwood
  • Bedroom 2: Dimensions: 10X10, On Level: Main Level, Flooring: Hardwood
  • Estimated Sq Ft: 1011
  • Dining Room Type: Combined w/ LivRm

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Aluminum Siding, Vinyl Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio
  • Acreage: 0.08

Garage/Parking

  • Number of Cars: 1
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 1
  • Driveway: Concrete
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers, 100 Amp Service
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas

Schools

  • School District: 129
  • Middle School: Washington Middle School
  • High School: West Aurora High School
  • Junior High Dist: 129

Lot Info

  • Lot Dimensions: 54 X 66
  • Lot Description: Fenced Yard
  • Parcel Identification Number: 1532431004

Tax Info

  • Taxes: 2503.94

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 5, 2021
Closed on
Mar 18, 2021
Sold by
Weber Donald E
Bought by
Zieche Stephanie and Conwell Chyenne
Seller's Agent
Joanne LaVia
Coldwell Banker Real Estate Group
Buyer's Agent
Daria Smith
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$159,900
Sold Price
$164,000
Premium/Discount to List
$4,100
2.56%
Current Estimated Value
$244,996

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$80,996
Avg. Annual Appreciation
9.14%
Original Mortgage
$161,029
Outstanding Balance
$144,473
Interest Rate
2.75%
Mortgage Type
FHA
Estimated Equity
$100,523

Purchase Details

Closed on
May 17, 2010
Sold by
Sipes Jason
Bought by
Weber Donald E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$114,458
Interest Rate
5.25%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 29, 2005
Sold by
Miceli Matthew and Miceli Stephanie
Bought by
Sipes Jason

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,800
Interest Rate
6.13%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jan 31, 2003
Sold by
Lowry Kenneth A and Lowry Laura J
Bought by
Miceli Matthew and Miceli Stephanie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,250
Interest Rate
6.13%

Purchase Details

Closed on
Oct 16, 1997
Sold by
Lowry Wayne R and Lowry Kathleen A
Bought by
Lowry Laura J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$38,500
Interest Rate
10.45%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Zieche Stephanie $164,000 First American Title
Weber Donald E $116,000 First American Title
Sipes Jason $121,000 First American Title
Miceli Matthew $83,000 Law Title Insurance Co Inc
Lowry Laura J $26,666 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Zieche Stephanie $161,029
Previous Owner Weber Donald E $114,458
Previous Owner Sipes Jason $96,800
Previous Owner Miceli Matthew $62,250
Previous Owner Lowry Laura J $38,500
Closed Sipes Jason $12,100
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/22/2021 03/22/21 Sold $164,000 +2.6% $162 / Sq Ft
02/08/2021 02/08/21 Pending -- -- --
02/05/2021 02/05/21 For Sale $159,900 -- $158 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,167 $52,039 $5,016 $47,023
2023 $2,995 $46,497 $4,482 $42,015
2022 $2,933 $42,424 $4,089 $38,335
2021 $2,778 $39,497 $3,807 $35,690
2020 $2,605 $36,687 $3,536 $33,151
2019 $2,504 $33,991 $3,276 $30,715
2018 $2,366 $31,713 $3,030 $28,683
2017 $2,111 $28,229 $2,792 $25,437
2016 $1,851 $24,801 $2,519 $22,282
2015 -- $22,296 $2,166 $20,130
2014 -- $22,043 $1,991 $20,052
2013 -- $22,562 $2,114 $20,448
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10988249

Midwest Real Estate Data (MRED)

APN: 15-32-431-004