$875,000
SOLD AUG 5, 2025

221 Dragonfly Cove Toccoa, GA 30577

3 Beds
3.5 Baths
3,475 Sq Ft
0.7 Acres

Recently Sold

$252 Per Sq Ft

27% Below List Price

193 Days on Market

Highlights

  • 25 Feet of Waterfront
  • Second Kitchen
  • Lake View
  • Docks
  • New Construction
  • Deck

About This Home

As of August 2025

Welcome to your dream lake house retreat! Nestled in a quiet, peaceful cove along the serene shores of Lake Hartwell, this brand new charming property offers a perfect blend of tranquility and adventure. Featuring breathtaking views of the water, this spacious home boasts large windows that flood the living areas with natural light and showcase the picturesque surroundings. With three generously sized bedrooms, three full baths and one half bath, 2 multi-purpose rooms, and a finished basement there's plenty of room to host friends and family. The open-concept kitchen is ideal for entertaining guests or celebrating holidays with loved ones. Escape the chaotic, fast paced city life while still enjoying the convenience of being just minutes away from a number of restaurants and grocery stores. Step outside to your private deck, perfect for morning coffee or sunset barbecues. Enjoy direct access to swimming, fishing, and kayaking right from your freshly renovated dock with a sun deck that shows off views of the serene cove. Surrounded by lush greenery and wildlife, this lakehouse is not just a home—it's a lifestyle. Don't miss your chance to own this slice of paradise!
221 Dragonfly Cove Bonus Features:

- Extra Large 1100 Sq ft Garage perfect for Boat Storage, all terrain vehicles, golf carts, bikes, and MORE!
- Boat Ramp one mile away!
- No HOA!
- Three Miles from Currahee Golf Club!

Last Agent to Sell the Property

Dave Whitten

Gentry Brokers, LLC License #236903 Listed on: 12/23/2024

Last Buyer's Agent

KEVIN GARDNER

Living Down South Realty, LLC License #292867

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,812

Year Built

  • Built in 2024 | New Construction

Lot Details

  • 0.7 Acre Lot
  • Lot Dimensions are 109x393x66x307
  • 25 Feet of Waterfront
  • Lake Front
  • Property fronts a county road
  • Wooded Lot
  • Back and Front Yard

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Secured Garage or Parking

Property Views

  • Lake
  • Woods

Home Design

  • Contemporary Architecture
  • Converted Barn or Barndominium
  • Farmhouse Style Home
  • Frame Construction
  • Shingle Roof
  • Composition Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Electric Fireplace
  • Double Pane Windows
  • Insulated Windows
  • Living Room with Fireplace
  • 2 Fireplaces
  • Loft
  • Bonus Room
  • Pull Down Stairs to Attic
  • Fire and Smoke Detector

Kitchen

  • Second Kitchen
  • Open to Family Room
  • Walk-In Pantry
  • Electric Oven
  • Self-Cleaning Oven
  • Electric Range
  • Dishwasher
  • Kitchen Island
  • Stone Countertops

Flooring

  • Concrete
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Primary Bedroom on Main
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Laundry

  • Laundry in Mud Room
  • Laundry Room
  • Laundry on main level
  • Electric Dryer Hookup

Finished Basement

  • Walk-Out Basement
  • Exterior Basement Entry
  • Fireplace in Basement
  • Natural lighting in basement

Outdoor Features

  • Party Deck
  • Covered dock with one slips
  • Docks
  • Deck
  • Covered Patio or Porch
  • Rain Gutters

Schools

  • Big A Elementary School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • 220 Volts
  • Private Water Source
  • Well
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 064C094

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,812

Year Built

Built in 2024 | New Construction

Lot Details

0

Parking

2

Listing Details

  • Standard Status: Closed
  • Property Type: Residential
  • MLS Status: Closed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Barndominium, Contemporary, Farmhouse
  • Property Condition: New Construction
  • Year Built: 2024
  • Levels Stories: Two
  • Above Grade Finished Sq Ft: 2079.00
  • Special Features: NewHome

Property Details

  • Property: Residential Detached

Interior Features

  • Flooring: Concrete, Luxury Vinyl
  • Fireplace Features: Basement, Electric, Living Room
  • Number Of Fireplaces: 2
  • Appliances: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Self Cleaning Oven
  • Interior Amenities: Disappearing Attic Stairs, Vaulted Ceiling(s), Walk-In Closet(s)
  • Basement: Daylight, Exterior Entry, Finished, Walk-Out Access
  • Kitchen Features: Kitchen Island, Pantry Walk-In, Second Kitchen, Stone Counters, View to Family Room
  • Common Walls: No Common Walls
  • Additional Rooms: Basement, Bonus Room, Laundry, Loft, Master Bedroom
  • Square Footage: 3475.00
  • Spa Features: None
  • Window Features: Double Pane Windows, Insulated Windows
  • Below Grade Finished Sq Ft: 1396.00

Beds/Baths

  • Total Bedrooms: 3
  • Bedroom Features: Master on Main
  • Main Bedrooms: 1
  • Total Bathrooms: 4
  • Total Full Baths: 3
  • Total Half Baths: 1
  • Lower Full Bathrooms: 1
  • Main Full Bathrooms: 1
  • Main Half Bathrooms: 1
  • Master Bathroom Features: Double Vanity, Separate Tub/Shower

Exterior Features

  • Waterfront Frontage: 25
  • Construction Materials: Frame, Vinyl Siding
  • Roof Type: Composition, Shingle
  • Lake Name: Hartwell
  • Patio And Porch Features: Covered, Deck, Patio, Rear Porch
  • Exterior Features: Rain Gutters
  • View: Lake, Trees/Woods, Water
  • Pool Private: No
  • Foundation: Concrete Perimeter

Garage/Parking

  • Carport or Garage: 2
  • Number of Garage Spaces: 2
  • Parking Features: Attached, Garage, Garage Door Opener

Utilities

  • Sewer: Septic Tank
  • Water Source: Private, Well
  • Security: Secured Garage/Parking, Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Central
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Mud Room
  • Utilities: Electricity Available, Underground Utilities, Water Available
  • Electric: 220 Volts

Condo/Co-op/Association

  • Home Warranty: Yes

Schools

  • Elementary School: Big A
  • Middle School: Stephens - Other
  • High School: Stephens - Other

Lot Info

  • Acres: 0.7000
  • Lot Features: Back Yard, Front Yard, Wooded
  • Lot Dimensions: 109X393X66X307
  • Parcel Number: 064C094
  • Horse Amenities: None
  • Land Lease: No
  • Property Attached Yn: No

Green Features

  • Green Energy Generation: None

Tax Info

  • Taxes: 3812.00
  • Assessor Parcel Number: 064C-094
  • Close Date: 2025-08-05
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Lake Front

MLS Schools

  • Elementary School: Big A
  • High School: Stephens - Other
  • Middle School: Stephens - Other

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 23, 2024
Closed on
Aug 5, 2025
Sold by
Lts South Llc
Bought by
Kowalski Easton and Kowalski Megan E
Seller's Agent
Dave Whitten
Gentry Brokers, LLC
Buyer's Agent
KEVIN GARDNER
Living Down South Realty, LLC
List Price
$1,200,000
Sold Price
$875,000
Premium/Discount to List
-$325,000
-27.08%
Views
96

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
68.18%
Original Mortgage
$656,250
Outstanding Balance
$655,682
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$305,149

Purchase Details

Closed on
May 8, 2021
Sold by
Whitten Linda Diann
Bought by
Lts South Llc

Purchase Details

Closed on
Sep 1, 1991
Bought by
Whitten Linda D
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Limited Warranty Deed $875,000 --
Warranty Deed $100,000 --
Deed $20,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $656,250 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/05/2025 08/05/25 Sold $875,000 -5.4% $252 / Sq Ft
07/04/2025 07/04/25 Pending -- -- --
07/01/2025 07/01/25 Price Changed $925,000 -5.1% $266 / Sq Ft
04/29/2025 04/29/25 Price Changed $975,000 -11.4% $281 / Sq Ft
04/07/2025 04/07/25 Price Changed $1,100,000 -4.3% $317 / Sq Ft
03/20/2025 03/20/25 Price Changed $1,150,000 -4.2% $331 / Sq Ft
12/23/2024 12/23/24 For Sale $1,200,000 -- $345 / Sq Ft
Source: First Multiple Listing Service (FMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,950 $129,727 $22,280 $107,447
2023 $741 $24,880 $22,280 $2,600
2022 $655 $24,880 $22,280 $2,600
2021 $778 $24,880 $22,280 $2,600
2020 $786 $24,880 $22,280 $2,600
2019 $789 $24,880 $22,280 $2,600
2018 $706 $22,280 $22,280 $0
2017 $718 $22,280 $22,280 $0
2016 $707 $22,280 $22,280 $0
2015 $740 $22,280 $22,280 $0
2014 $752 $22,280 $22,280 $0
2013 -- $22,280 $22,280 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: First Multiple Listing Service (FMLS)

MLS Number: 7500813

First Multiple Listing Service (FMLS)

APN: 064C-094