NOT LISTED FOR SALE

221 River Loop Rd Belmont, NC 28012

Estimated Value: $240,000 - $298,000

2 Beds
1 Bath
867 Sq Ft
$319/Sq Ft Est. Value

Last Sold July 17, 2025

Last sale price $300,000 $346 Per Sq Ft

Est. 8% decrease in value since last sale

Current estimated payment $1,502/month

71 Days on Market

Highlights

  • Water Views
  • Bungalow
  • Shed
  • South Point High School Rated A-
  • Laundry closet
  • 1-Story Property

About This Home

As of July 2025

Water view for under $300k is almost unheard of!! Not only is the water view peaceful and serene, but this bungalow has been completely renovated!!! Nearly everything is brand new!! From the roof, to the insulation, to the windows and everything in between, has been replaced! This 2 bed / 1 bath is truly move in ready and it sits on 0.5acre of tranquility!! There are two sheds on the property. One is wired, the other is not. This gem is only 1.5mi from public river access! Don't miss this opportunity! Schedule your showing TODAY!

Last Agent to Sell the Property

Antoinette Toni Granados

United Real Estate-Queen City Brokerage Email: tonishomesales@gmail.com License #305691 Listed on: 04/10/2025

United Real Estate-Queen City

Last Buyer's Agent

Shelby Watson

McClure Group Realty LLC License #347702

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $663

Year Built

  • Built in 1924

Lot Details

  • 0.51

Parking

  • 1 Detached Carport Space

Home Design

  • Bungalow
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 867 Sq Ft Home
  • 1-Story Property
  • Water Views
  • Crawl Space
  • Laundry closet

Kitchen

  • Electric Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Heating System Uses Natural Gas
  • Electric Water Heater
  • Septic Tank

Additional Features

  • Shed
  • Property is zoned R1

Community Details

  • River View Subdivision

Listing and Financial Details

  • Assessor Parcel Number 186421

Home Details

Home Type

Single Family

Est. Annual Taxes

$663

Year Built

Built in 1924

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Bungalow
  • Year Built: 1924
  • Road Surface Type: Gravel, Paved
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 346.02
  • Geocode Confidence: High
  • Attribution Contact: tonishomesales@gmail.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: No
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 867
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Disposal, Electric Range, Electric Water Heater, Refrigerator with Ice Maker
  • Above Grade Finished Sq Ft: 867
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Living Area: 867
  • Bedroom Main: 2

Exterior Features

  • New Construction: No
  • Roof: Composition
  • Construction Type: Site Built
  • View: Water
  • Water Body Name: Catawba River
  • Construction Type: Vinyl
  • Other Structures: Shed(s), Other - See Remarks

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Detached Carport

Utilities

  • Heating: Central, Heat Pump, Natural Gas
  • Sewer: Septic Installed
  • Laundry Features: Laundry Closet
  • Cooling: Central Air
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: None

Lot Info

  • Lot Size Units: Acres
  • Parcel Number: 186421
  • Zoning: R-1
  • Additional Parcels: No
  • Zoning Specification: R1

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 10, 2025
Closed on
Jul 17, 2025
Sold by
Moran Holding Group Llc
Bought by
Snell Alisha
Seller's Agent
Antoinette Toni Granados
United Real Estate-Queen City
Buyer's Agent
Shelby Watson
McClure Group Realty LLC
List Price
$299,500
Sold Price
$300,000
Premium/Discount to List
$500
0.17%
Views
113
Current Estimated Value
$276,338

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$23,662
Avg. Annual Appreciation
-23.96%
Original Mortgage
$294,566
Outstanding Balance
$294,067
Interest Rate
6.85%
Mortgage Type
FHA
Estimated Equity
-$17,729

Purchase Details

Closed on
Feb 25, 2025
Sold by
Moran Reyes Junior and Junior Moran Junior
Bought by
Moran Holding Group Llc

Purchase Details

Listed on
Aug 26, 2024
Closed on
Sep 17, 2024
Sold by
Smoky Mountain Equity Llc
Bought by
Moran Junior
Seller's Agent
Travis Repman
Coldwell Banker Mountain View
Buyer's Agent
Travis Repman
Coldwell Banker Mountain View
List Price
$111,000
Sold Price
$111,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
125.78%

Purchase Details

Listed on
Aug 26, 2024
Closed on
Sep 11, 2024
Sold by
Nicks Shirley Ann and Sheppard Steve
Bought by
Smoky Mountain Equity Llc
Seller's Agent
Travis Repman
Coldwell Banker Mountain View
Buyer's Agent
Travis Repman
Coldwell Banker Mountain View
List Price
$111,000
Sold Price
$111,000

Purchase Details

Closed on
Jul 23, 1963
Bought by
Burnette Shirley
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Snell Alisha $300,000 Harbor City Title
Moran Holding Group Llc -- None Listed On Document
Moran Junior $160,000 Harbor City Title
Moran Junior $160,000 Harbor City Title
Smoky Mountain Equity Llc $111,000 None Listed On Document
Smoky Mountain Equity Llc $111,000 None Listed On Document
Burnette Shirley -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Snell Alisha $294,566
Closed Snell Alisha $10,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/17/2025 07/17/25 Sold $300,000 +0.8% $346 / Sq Ft
05/29/2025 05/29/25 Price Changed $297,500 -0.7% $343 / Sq Ft
04/10/2025 04/10/25 For Sale $299,500 +169.8% $345 / Sq Ft
09/19/2024 09/19/24 Sold $111,000 0.0% $130 / Sq Ft View Prior Sale
08/26/2024 08/26/24 Pending -- -- --
08/26/2024 08/26/24 For Sale $111,000 -- $130 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $663 $92,920 $25,500 $67,420
2024 $1,830 $92,920 $25,500 $67,420
2023 $646 $92,920 $25,500 $67,420
2022 $228 $49,230 $16,500 $32,730
2021 $467 $49,230 $16,500 $32,730
2019 $228 $49,230 $16,500 $32,730
2018 $181 $48,826 $14,400 $34,426
2017 $177 $48,826 $14,400 $34,426
2016 $178 $48,826 $0 $0
2014 $192 $49,956 $18,000 $31,956
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4245152

Canopy MLS (Canopy Realtor® Association)

APN: 186421