$430,000
SOLD JUL 23, 2025

22130 SW 89th Ct Cutler Bay, FL 33190

3 Beds
2.5 Baths
1,705 Sq Ft
$165/mo HOA Fee

Recently Sold

$252 Per Sq Ft

4% Below List Price

72 Days on Market

Highlights

  • Lake Front
  • Community Pool
  • Breakfast Area or Nook
  • Clubhouse
  • Den
  • Converted Garage

About This Home

As of July 2025

Seller motivated, Located in desirable Cutler Bay, this 3-bedroom, 2-bath townhouse features a converted garage for an additional room or office. Enjoy breathtaking sunset views, high-volume ceilings, and a split floor plan with the primary suite upstairs. With tile flooring on the first floor and updated laminate upstairs, this home offers resort-style living in a gated community with fantastic amenities and 24/7 security.

Last Agent to Sell the Property

Alesy Delgado

Real Estate Empire Group, Inc. License #3563976 Listed on: 03/08/2025

Real Estate Empire Group, Inc.

Co-Listed By

Niurka Paulino Simon

Real Estate Empire Group, Inc. License #3480673

Last Buyer's Agent

Jeff Margolis

Coldwell Banker Realty License #3040122

Coldwell Banker Realty

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,762

Year Built

  • Built in 2005

Lot Details

  • Lake Front
  • Southwest Facing Home

HOA Fees

  • $165 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Attached Carport
  • Converted Garage
  • Guest Parking

Property Views

  • Lake
  • Garden

Interior Spaces

  • 1,705 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Den
  • Tile Flooring
  • Washer

Kitchen

  • Breakfast Area or Nook
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Shower Only

Outdoor Features

  • Patio
  • Porch

Schools

  • Edward Whigham Elementary School

Utilities

  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 36-60-16-014-0540

Community Details

Overview

  • Palms At Bayshore Condos
  • Lakes By The Bay Jay Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Community Pool

Pet Policy

  • Pets Allowed
  • Pet Size Limit

Security

  • Security Service
  • Complex Is Fenced

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,762

Year Built

Built in 2005

Lot Details

0

HOA Fees

$165 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 2005
  • Ownership: Self Proprietor/Individual
  • Property Sub Type: Townhouse
  • Carport Y N: Yes
  • Co List Office Mls Id: EMPR01
  • Co List Office Phone: 305-592-1588
  • Entry Level: 1
  • Garage Yn: Yes
  • Horses: No
  • Inclusions: None,Other
  • New Construction: No
  • Property Attached Yn: Yes
  • Structure Type: Townhouse Fee Simple, Townhouse
  • Subdivision Name: LAKES BY THE BAY JAY
  • Year Built Details: Resale
  • MIAMIRE_PetsAllowedYN: Yes
  • MIAMIRE_MembershipPurchRqdYN: No
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator, Washer
  • Interior Amenities: First Floor Entry, Den/Library/Office, Garage Converted
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Tile
  • Furnished: Unfurnished
  • Living Area: 1705
  • Possible Use: Investment
  • Stories: 1
  • Bedroom Features: At Least 1 Bedroom Ground Level, Entry Level, Primary Bath Shower
  • Dining Room Features: Breakfast Area, Dining/Living Room, Family/Dining Combination
  • Living Room Features: Den/Library/Office, Garage Converted

Exterior Features

  • View: Garden View, Lake
  • Exterior Features: None
  • Construction Type: Concrete Block Construction
  • Direction Faces: Southwest
  • Patio And Porch Features: Open Porch, Patio
  • Pool Private: Yes
  • View: Yes
  • Waterfront Features: Lake
  • Waterfront: Yes

Garage/Parking

  • Attached Garage: Yes
  • Park Building Name: PALMS AT BAYSHORE
  • Covered Parking Spaces: 1
  • Garage Spaces: 1
  • Parking Features: Attached Carport, 2 Or More Spaces, Guest, Limited # Of Vehicle

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Security: Complex Fenced, Security Patrol

Condo/Co-op/Association

  • Association Fee: 165
  • Amenities: Child Play Area, Clubhouse-Clubroom, Pool, Private Pool
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • MIAMIRE_TypeofAssociation: Homeowners

Schools

  • Elementary School: Edward Whigham

Lot Info

  • Parcel Number: 36-60-16-014-0540

Rental Info

  • Pets Allowed: Maximum 20 Lbs

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 5762

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 17, 2017
Sold by
Blanco Natybeth and Guedez Roger M
Bought by
Guana Natividad Segundo Blanco

Purchase Details

Closed on
Feb 24, 2014
Sold by
Guana Natividad Segundo Blanco
Bought by
Guana Natividad Segundo Blanco and Blanco Natybeth

Purchase Details

Closed on
Mar 25, 2011
Sold by
Federal National Mortgage Association
Bought by
Guana Natividad Segundo Blanco

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$71,435
Interest Rate
4.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 2, 2010
Sold by
Hoyos Maria Soley
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Dec 29, 2005
Sold by
Pride Homes Of Lakes By The Bay Parcel J
Bought by
Hoyos Maria Soley

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$241,053
Interest Rate
6.18%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Available
Interfamily Deed Transfer -- None Available
Special Warranty Deed $109,900 Attorney
Trustee Deed $100,100 None Available
Special Warranty Deed $253,800 Title Company Of America Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $71,435 New Conventional
Previous Owner $241,053 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/28/2025 07/28/25 For Rent $2,850 0.0% --
07/23/2025 07/23/25 Sold $430,000 -3.4% $252 / Sq Ft
06/01/2025 06/01/25 Price Changed $444,990 0.0% $261 / Sq Ft
05/22/2025 05/22/25 Price Changed $445,000 -1.1% $261 / Sq Ft
05/22/2025 05/22/25 For Sale $449,900 0.0% $264 / Sq Ft
05/19/2025 05/19/25 Pending -- -- --
04/21/2025 04/21/25 Price Changed $449,900 0.0% $264 / Sq Ft
03/08/2025 03/08/25 For Sale $450,000 -- $264 / Sq Ft
Source: MIAMI REALTORS® MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,762 $209,362 -- --
2024 $5,453 $203,462 -- --
2023 $5,453 $197,536 $0 $0
2022 $5,307 $191,783 $0 $0
2021 $5,262 $186,198 $0 $0
2020 $5,195 $183,628 $0 $0
2019 $5,102 $179,500 $0 $0
2018 $4,426 $146,396 $0 $0
2017 $4,487 $143,385 $0 $0
2016 $4,325 $140,436 $0 $0
2015 $4,323 $139,460 $0 $0
2014 $4,991 $133,030 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIAMI REALTORS® MLS

MLS Number: A11759275

MIAMI REALTORS® MLS

APN: 36-6016-014-0540