Seller's Agent in 2020
Rich Ayers
Ayers Realty Group
(630) 430-5927
34 in this area
83 Total Sales
223 Loradale Rd Oswego, IL 60543
North Oswego NeighborhoodEstimated Value: $571,000 - $637,000
5
Beds
4
Baths
3,959
Sq Ft
$152/Sq Ft
Est. Value
Highlights
- Deck
- Property is near a park
- Double Shower
- Oswego East High School Rated A-
- Recreation Room
- Vaulted Ceiling
About This Home
As of April 2020SOLD BEFORE LISTED. Best of the Best in Churchill Club! 5 BR, 3.1 BA, Bonus Room, 1st floor office and full finished WALK-OUT basement with bedroom, full bath and kitchenette! 4" Brazilian teak hardwood flooring on 1st floor. Massive kitchen with island and eating area. 4 Over-sized bedrooms and a 21' x 14' Bonus Room wired for surround sound! Home sits on a 1/3 acre lot backing to a 5 +/- ac open field! 3,949 sq ft + 1200 sq ft finished walk-out bsmt + large storage room! 16'x24' party deck will give you some of the best sunsets in Oswego! Recently painted, new carpet (2018), new roof (2019), new rear siding (2019), new 5 ton A/C (2018), new garage door opener (2018), newer water heater, newer Bosch dishwasher Updated laundry room and Master bath w/ subway tile (2019). 16x24' deck perfect for entertaining! Yard wired for electric fence. 3 car tandem garage. Literally move in ready! This house was wonderfully cared for and it shows!
Last Agent to Sell the Property
Ayers Realty Group License #471001732 Listed on: 02/18/2020
Home Details
Home Type
- Single Family
Year Built
- 2007
Lot Details
- East or West Exposure
- Property has an invisible fence for dogs
HOA Fees
- $20 per month
Parking
- Attached Garage
- Garage ceiling height seven feet or more
- Garage Transmitter
- Tandem Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Traditional Architecture
- Slab Foundation
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- Vaulted Ceiling
- Attached Fireplace Door
- Gas Log Fireplace
- Breakfast Room
- Dining Area
- Den
- Recreation Room
- Bonus Room
- Wood Flooring
- Finished Basement
- Finished Basement Bathroom
- Storm Screens
- Laundry on main level
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Butlers Pantry
- Oven or Range
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- Walk-In Closet
- Primary Bathroom is a Full Bathroom
- Dual Sinks
- Whirlpool Bathtub
- Double Shower
- Separate Shower
Outdoor Features
- Deck
- Fire Pit
Location
- Property is near a park
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 18, 2020
Closed on
Mar 18, 2020
Sold by
Ayers Richard B and Ayers Karen Ann
Bought by
Baker Ray L and Baker Sheryl L
Seller's Agent
Rich Ayers
Ayers Realty Group
Buyer's Agent
Michelle Sather
Mode 1 Real Estate LLC
List Price
$425,000
Sold Price
$430,000
Premium/Discount to List
$5,000
1.18%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$171,325
Avg. Annual Appreciation
6.04%
Original Mortgage
$408,500
Outstanding Balance
$360,047
Interest Rate
3.25%
Mortgage Type
New Conventional
Estimated Equity
$241,278
Purchase Details
Closed on
Apr 23, 2007
Sold by
Hovstone Properties Illinois Llc
Bought by
Ayers Richard B and Ayers Karen Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$23,900
Interest Rate
6.18%
Mortgage Type
Credit Line Revolving
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Baker Ray L | -- | Fidelity National Title Co | |
| Baker Ray L | $430,000 | Fidelity National Ttl Ins Co | |
| Ayers Richard B | $479,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Baker Ray L | $408,500 | |
| Previous Owner | Ayers Richard B | $23,900 | |
| Previous Owner | Ayers Richard B | $382,400 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/02/2020 04/02/20 | Sold | $430,000 | +1.2% | $109 / Sq Ft |
| 02/18/2020 02/18/20 | Pending | -- | -- | -- |
| 02/18/2020 02/18/20 | For Sale | $425,000 | -- | $107 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $13,248 | $170,626 | $29,309 | $141,317 |
| 2023 | $12,079 | $152,345 | $26,169 | $126,176 |
| 2022 | $12,079 | $139,766 | $24,008 | $115,758 |
| 2021 | $11,043 | $124,019 | $22,437 | $101,582 |
| 2020 | $10,922 | $121,587 | $21,997 | $99,590 |
| 2019 | $11,391 | $124,667 | $21,997 | $102,670 |
| 2018 | $11,664 | $118,667 | $23,711 | $94,956 |
| 2017 | $12,067 | $117,709 | $22,160 | $95,549 |
| 2016 | $11,605 | $111,573 | $21,005 | $90,568 |
| 2015 | $11,759 | $107,800 | $20,295 | $87,505 |
| 2014 | -- | $101,698 | $19,146 | $82,552 |
| 2013 | -- | $102,261 | $19,252 | $83,009 |
Source: Public Records
Agents Affiliated with this Home
-
Rich Ayers
-
Michelle Sather
Buyer's Agent in 2020
Michelle Sather
Mode 1 Real Estate LLC
(630) 247-8428
63 in this area
198 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10607192
APN: 03-11-254-007
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