NOT LISTED FOR SALE

2232 Buena Creek Rd Unit 40 Vista, CA 92084

Vista Valley Neighborhood

Estimated Value: $954,000 - $1,069,000

5 Beds
4 Baths
2,218 Sq Ft
$448/Sq Ft Est. Value

About This Home

This home is located at 2232 Buena Creek Rd Unit 40, Vista, CA 92084 and is currently estimated at $993,901, approximately $448 per square foot. 2232 Buena Creek Rd Unit 40 is a home located in San Diego County with nearby schools including Monte Vista Elementary School, Rancho Minerva Middle School, and Rancho Buena Vista High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 6, 2025
Sold by
Bedford Michael E
Bought by
Ratajczak Dominic Francis and Ratajczak Madison Ann
Current Estimated Value
$993,901

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$908,200
Outstanding Balance
$904,254
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$89,647

Purchase Details

Closed on
Feb 9, 2018
Sold by
Bedford Steven and Bedford Michael E
Bought by
Bedford Michael E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,400
Interest Rate
3.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 8, 2006
Sold by
Bedford Steven and Bedford Elizabeth
Bought by
Bedford Steven and Bedford Michael E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$484,000
Interest Rate
6.8%
Mortgage Type
Unknown

Purchase Details

Closed on
Feb 20, 2004
Sold by
Bedford Michael E
Bought by
Bedford Steven and Bedford Elizabeth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$375,000
Interest Rate
6.5%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Jan 5, 1998
Sold by
Harrington Louise M Trust and Emilie
Bought by
Bedford Michael E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
6.95%
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

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Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ratajczak Dominic Francis $956,000 Wfg National Title Company
Bedford Michael E -- First American Title Company
Bedford Steven -- Commonwealth Land Title Co
Bedford Steven -- Alliance Title San Diego
Bedford Michael E $175,000 First American Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ratajczak Dominic Francis $908,200
Previous Owner Bedford Michael E $417,400
Previous Owner Bedford Steven $484,000
Previous Owner Bedford Steven $375,000
Previous Owner Bedford Michael E $140,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,382 $782,783 $495,514 $287,269
2024 $8,382 $767,436 $485,799 $281,637
2023 $8,179 $752,389 $476,274 $276,115
2022 $9,215 $737,637 $466,936 $270,701
2021 $9,032 $723,175 $457,781 $265,394
2020 $7,726 $600,000 $400,000 $200,000
2019 $7,758 $600,000 $400,000 $200,000
2018 $6,745 $525,000 $322,000 $203,000
2017 $6,768 $525,000 $322,000 $203,000
2016 $5,937 $450,000 $276,000 $174,000
2015 $5,883 $440,000 $270,000 $170,000
2014 $5,426 $400,000 $246,000 $154,000
Source: Public Records

Map

California San Diego County Vista 92084 Vista Valley

2232 Buena Creek Rd Unit 40, Vista, CA

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